Historic Houses to Modern Barns
Specialist Solutions For House and Farm Buildings
Overview
Clear, detailed documentation and practical schedules make administration straightforward, allowing owners and agents to manage their estates efficiently and confidently with the support of Brown & Brown’s experienced and dedicated rural insurance team.
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How We Can Help
Houses and farm buildings are at the heart of every estate, often representing a mix of residential, agricultural and commercial use. We specialise in providing tailored insurance solutions that address the full spectrum of risks associated with these properties. Our experience covers everything from grand country houses and cottages to workshops, barns, grain stores and retail or hospitality ventures.
We understand that each property is unique – older listed buildings demand sensitive, specialist cover for reinstatement and heritage value, while modern agricultural structures may require more flexible terms for contents, machinery or business interruption. Our experience allows us to identify and manage these differing risks effectively, ensuring every building on your estate has the right protection.
Brown & Brown partners with a range of leading insurers to offer high-quality cover. We also produce clear, practical documentation and schedules that simplify the management of large or complex property portfolios. This attention to clarity helps estate owners, agents and managers stay on top of their insurance responsibilities with ease and confidence.
Our dedicated rural team brings genuine knowledge of estate and farm operations, providing advice and support throughout the policy lifecycle – from arranging cover to managing claims. With Brown & Brown, you can rely on efficient, specialist service and a personal approach that protects the properties at the heart of your land and business.
Solutions at
Every Stage
Let’s Find the Right Fit Together
Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.
Why Choose Us
Tailored Solutions
Claims and Policy Support
Trusted Advisors
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Your Questions, Answered
You can insure virtually any building type associated with farms and estates – from main residences and listed manor houses to agricultural barns, workshops, grain stores, cottages, and farm shops. We also provide insurance solutions for unoccupied properties and diversified buildings used for commercial purposes, such as cafés or offices. Each solutions is tailored to your specific requirements, ensuring no part of your estate is left unprotected. Our experience across both residential and agricultural sectors allows us to offer comprehensive and practical cover for every structure that contributes to your estate’s success and sustainability.
Yes. We are highly experienced in arranging insurance for both listed and modern buildings, each of which demands different approaches. Heritage properties often require specialist valuations and cover for reinstatement using traditional materials, while modern agricultural or commercial buildings benefit from flexible terms and broad protection. Our team understands these nuances and works with insurers who share our appreciation for rural and historic architecture. The result is balanced, cost-effective insurance that preserves the character of older properties while protecting the functionality of newer ones – ensuring your entire estate remains secure and compliant.
We know that managing multiple properties can be complex, so we provide clear documentation and structured schedules that bring all elements of your cover together. Each property’s details – including insured values, occupancy and use – are presented clearly, allowing you and your agents to manage updates or adjustments efficiently. This clarity reduces administrative burden and helps prevent gaps in cover. Our dedicated rural team remains available to provide advice and assistance, ensuring your insurance portfolio stays accurate and aligned with the ongoing needs of your estate or farm business.
Yes. Many estates include buildings that are vacant for part of the year or awaiting renovation. We can arrange suitable cover for unoccupied or partially used properties, ensuring they remain protected against common risks such as fire, theft, storm damage and liability. Our understanding of rural property enables us to advise on the most appropriate and cost-effective solutions, balancing protection with practicality. Whether a listed cottage between tenants or a disused barn scheduled for conversion, we aim to ensure continuity of cover and peace of mind for every building on your estate.