Your Health, Our Priority
Health and Employee Benefits
Overview
Health Insurance helps to provide cover for medical fees for acute medical conditions. This cover helps to ensure that you are covered for eligible medical costs and can access the care and treatment at a convenient time for you.
How We Can Help
Whether you require Private Medical Insurance to cover potential private medical expenses or Business Health and Group Risks Insurance to safeguard your employees, Brown & Brown can assist you in arranging the most suitable solutions for your unique needs. Ranging from personal health and private health to business protection and employee benefits, we aim to offer a professional and tailored service.

Customised Solutions
- Audiology
- Dental
- Group Risks Benefit and Protection
- Personal Health
Insurance Solutions You Can Trust

Group Risk
Providing financial protection for your workforce demonstrates commitment and strengthens organisational resilience. We provide insurance solutions designed to support employees and their families through Group Critical Illness, Group Income Protection, and Group Life Assurance arrangements tailored to your business.
Group Health
Supporting the health of your people is vital to business success. We provide insurance solutions for organisations seeking International Group Health Insurance, Business Health Insurance, and Healthcare Trusts tailored to workforce needs.
Personal Health
Your health deserves thoughtful protection at every stage of life and work. We provide insurance solutions designed to support your wellbeing, whether you are seeking comprehensive Health Insurance, proactive Health Assessments, or International Health Insurance for time abroad.
Business Protection
Protecting your organisation against financial uncertainty is essential for long term stability and growth. Our solutions can also include Critical Illness cover, Executive Income protection, and Income Protection to help maintain continuity if illness or injury affects key individuals.
Business Dental
Business Dental Insurance provides employees with access to preventative, routine, and specialist dental care, helping maintain oral health and overall wellbeing.
Business Health
Business Health Insurance provides employees with access to quality healthcare, helping maintain wellbeing, reduce absenteeism, and enhance engagement.
Business Travel
Business Travel Insurance provides employees with financial and medical protection while travelling for work, both domestically and internationally. It covers medical emergencies, trip cancellations, lost baggage, and other unforeseen disruptions, ensuring employees can travel with confidence.
Employee Health Assessments
Employee Health Assessments provide businesses with a structured approach to monitoring and improving staff wellbeing. These assessments identify health risks, highlight areas for intervention, and help employees manage their physical and mental health effectively.
Executive Income Protection
Executive Income Protection provides financial security for high-earning employees who are unable to work due to illness or injury.
Group Income Protection
Group Income Protection provides ongoing financial support by replacing a portion of an employee’s salary if they are unable to work due to long-term sickness.
Group Life Assurance
Group Life Assurance provides financial security to employees’ families in the event of death, offering peace of mind and reinforcing the organisation’s commitment to staff wellbeing.
Income Protection
Income Protection provides a regular income if you are unable to work due to illness or injury, helping maintain financial stability and peace of mind.
International Group Health
International Group Health Insurance helps staff access timely and comprehensive medical care wherever they are based, providing peace of mind for both employees and employers.
International Health
International health insurance is designed to give you peace of mind wherever you are in the world. It ensures you can access medical treatment without worrying about high costs or unfamiliar healthcare systems.
Key Person
Key Person Insurance provides financial protection if such individuals unexpectedly become unable to work due to illness, injury, or death.
Occupational Health Services
Occupational Health Services help businesses maintain a healthy and productive workforce by identifying, preventing, and managing work-related health issues.
Private Health Services
Private Health Insurance is designed to help you take a proactive approach, whether that means accessing treatment more quickly or arranging a preventative assessment.
Relevant Life
Relevant Life Insurance is a tax-efficient way for employers to provide life cover to individual employees, typically directors, senior staff, or high-earning team members.
Health Assessments
A health assessment gives you the opportunity to take a proactive look at your wellbeing. Rather than waiting until symptoms appear, assessments are designed to identify potential risks early, track your health over time, and provide personalised advice for the future.
Solutions for the Healthcare Sector
The healthcare sector delivers essential services to patients and the community – but it also carries significant responsibility and risk.
Healthcare
Health Insurance can provide substantial financial relief from medical expenses and can be a wise investment if you utilise private healthcare.
Group Critical Illness
Group Critical Illness cover provides financial protection if an employee is diagnosed with a specified condition, helping them manage expenses during a difficult period while safeguarding the organisation’s stability.
Critical Illness
Critical Illness Insurance provides a lump-sum payment if the policyholder is diagnosed with a specified serious condition, such as cancer, heart attack, or stroke.

