Jewellers Block Insurance
Protecting Precious Investments
Overview
Jewellers Block Insurance can provide cover for jewellers, pawnshops, antique dealers, art galleries or any other businesses involved in the manufacturing or handling of jewellery. In addition to providing the business from potential risks such as fire, water damage and theft, Jewellers Block Insurance also covers loss or damage to any jewellery, gold and silver, ornaments or precious stones that may be contained within the premises.
Theft, burglary, or accidents resulting in the loss of your inventory can have a significant impact on your business, our specialised Jewellers Block Insurance provides coverage for your business, your inventory and your clients’ possessions while they are in your hands.
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How We Can Help
Securing the most appropriate level of insurance protection to reflect the true worth of a jewellery business and its contents is key. Here at Brown & Brown our experienced team understand the unique risks and challenges that businesses at every stage of the jewellery industry may face, and we work closely with our customers to identify comprehensive insurance cover options for your business that addresses your specific requirements.
Typically Covered
- Buildings Cover
- Stock cover including stock on approbation
- Seasonal Stock Increase Cover
- Contents Cover
- Fidelity cover
- Pound Breach and Defective Title Cover
- Entrustments cover
- Sending’s Cover
- Errors and Omissions (Professional Indemnity Cover)
- Personal Assault cover
- Shows and Exhibitions Cover
Not Typically Covered
- Digital Fraud and Data Compromise Losses due to cyber incidents
- Employments Practices
- Defective Workmanship
Directors and Officers Liability
Designed to cover the costs of defending claims made against the directors, officers, and key managers of a company. This provides protection against legal claims that may be made against them for alleged wrongful acts while performing their day to day running of the business.
Cyber
Personal Accident
Personal accident insurance offers financial support if you experience a severe injury or death due to an accident.
Trade Shows / Exhibitions
Provides protection for jewellery/watches at Shows and Exhibitions whilst they are being displayed.
Items in Transit
Provides jewellers with cover for their items that are on-site, being transported, or displayed at external events.