Jeweller's Block Insurance

Protecting Your Valuable Assets with Tailored Coverage to suit your individual Needs

Overview

Jewellers Block Insurance is very specialised and is specifically designed to provide protection for your jewellery business. We specialise in providing tailored insurance solutions for all our jewellers with our comprehensive policies that are personally designed to protect your valuable assets against a wide range of risks.

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How We Can Help

Here at Brown & Brown, we acknowledge the potential risks faced by jewellery traders. With over 85 years in the insurance industry and being the 7th largest insurance broker in the world, we are well placed to make sure that you have the peace of mind in knowing that your business insurance is in good hands. We provide not only comprehensive cover in all sectors of the jewellers block sector but also offer competitive premiums, with our cover protecting your business whether you trade as a retailer, wholesaler or manufacturer. Our unique specialised policy provides peace of mind so all you need to do is focus on succeeding in your business.

What is Typically Covered?

  • Coverage for theft, damage, and loss of jewellery stock.
  • Protection during transit and at exhibitions.
  • Entrustments to third parties within the Trade.
  • Specialised policies for retailers, wholesalers, and manufacturers.

What is Typically Not Covered?

  • Item 1
  • Item 2

In addition to the jeweller’s block policy, we also offer supplementary covers such as:

Directors and Officers Liability

This policy is designed to cover the costs of defending claims made against the directors, officers, and key managers of a company. This provides protection against legal claims that may be made against them for alleged wrongful acts while performing their day to day running of the business.

Cyber Liability Insurance

Coverage can be provided for direct financial losses to your business resulting from a cyber incident. A cyber incident includes any actual or suspected unauthorized access to your IT systems, electronic attacks, or privacy breaches. Most financial losses are first-party losses, such as theft of funds, damage to digital assets as well as data breaches.

Personal Accident Cover

Personal accident insurance offers financial support if you experience a severe injury or death due to an accident. This insurance generally includes:

  • Accidental Death: This provides cover for a lump sum payment to your beneficiaries if you pass away as a result of an accident.
  • Permanent Disability: This typically provides Compensation should you become completely and permanently disabled as a result of an accident.

Trade Shows and Exhibitions

This to provide protection for jewellery/watches at these Shows and Exhibitions whilst they are being displayed.

Items In Transit Coverage

This insurance provides  jewellers with cover for their items that are on-site, being transported, or displayed at external events.

Terrorism

Terrorism insurance typically provides coverage for losses and liabilities resulting from terrorist activities.

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