Boat/Yacht

Enjoy Smooth Sailing—Let Us Help Address Your Unique Marine and Boat Insurance Need

Overview

Purchasing a yacht or a boat invariably requires a sizeable investment, so it can be financially beneficial for owners to ensure that the vessels areadequately covered. Whatever the shape or size of your watercraft, Boat Insurance or Yacht Insurance can help protect you against financial burdens which may result from risks such as: fires, theft or damage.

Ready to help minimise your risk and uncertainty?

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How We Can Help

Whether you have a leisure boat, sailing boat, fishing boat, speedboat or yacht, we can help to find you a sufficient level of Marine Insurance Cover to suit your needs. The specialist marine team at Brown & Brown, understand the unique risks that boat and yacht owners may face. The vessels capability for high speeds means there is potential for personal injuries to occur and damage to the watercraft. Alongside this, the likelihood of theft is increased due to the high cost of motor vehicles, and the possible belongings on board. Our tailored Boat and Yacht Insurance cover aims to protect you from potential risks.

What is Typically Covered?

  • Damage
  • Theft
  • Fire Damage
  • Damage to excess equipment
  • Damage to other vessels

What is Not Typically Covered?

  • Gradual Deterioration
  • Animal Damage
  • Circumstances existing before your cover starts
  • Parking offences
  • A dispute arising from or relating to clinical negligence
  • The payment of fines, penalties or compensation awarded against the insured.
  • Legal costs & expenses incurred without our consent
  • An insured’s deliberate or reckless act