Income Protection

Help Protect your regular finances with Income Protection Insurance

Overview

Income Protection Insurance is a vital policy that offers a safety net by providing you with a portion of your usual income in the unfortunate event that sickness or injury prevents you from working. This product aims to cover and meet your essential expenses and alleviate some of the financial strain during these difficult periods. By opting for Income Protection Insurance, you can safeguard your financial well-being and maintain stability in times of adversity.

When it comes to Income Protection Insurance or sometimes referred to as Permanent Health Insurance, there are two main options to choose from- Short-term and Long-term Income Protection.

Short-term Income Protection can provide cover for a limited period, typically ranging between one and two years and can cater to instances of sickness and accidents.

Long-term Income Protection aims to cover prolonged periods of sickness or accidents, until you are deemed fit enough to return to work. You can choose the category of Income Protection Insurance that suits your requirements and secures your financial stability in times of need.

Ready to help minimise your risk and uncertainty?

Request a Quote.

Contact Us

How We Can Help

Experiencing a loss of earnings due to illness or injury can significantly disrupt your financial situation, posing challenges in meeting your financial obligations. Income Protection Insurance offers a reassuring option for individuals seeking financial security against health-related uncertainties and unforeseen events and accidents.

The team at Brown & Brown are here to help our customers by providing support and helping you find the solution that best suits your needs.

What is Typically Covered?

  • Stress- Related Illnesses
  • Back Conditions
  • Cancer
  • Serious Heart Conditions

What is Not Typically Covered?

  • Redundancy
  • Pre-existing health conditions
  • Unemployment