Liability & Indemnity
Safeguard Your Business with Our Tailored Liability and Indemnity Insurance Solutions
Liability Insurance
Liability Insurance is a fundamental component of Business Insurance and helps to safeguard against claims arising from injuries and property damage. This type of cover not only protects against potential liabilities but can also cover legal expenses incurred in defending and settling claims for which the insured may be held responsible. Liability Insurance can include Public Liability, Employers’ Liability, and Products liability.
Indemnity Insurance
Indemnity Insurance is important for professionals and businesses, providing protection against potential financial losses incurred due to professional negligence, errors, or omissions in the delivery of services. This type of insurance can provide compensation for damages, and it can offer financial protection in the event of legal claims related to professional conduct. Indemnity Insurance can include Medical Malpractice, Professional Liability, and Errors and Omissions Insurance. For some professions, indemnity insurance is compulsory.
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How We Can Help
Securing Liability and Indemnity Insurance can play a critical role in protecting individuals and businesses from the financial burden of unexpected events or lawsuits. The team at Brown & Brown can provide customers with comprehensive Liability and Indemnity Insurance policies to suit their specific needs.
Typically Covered
- Personal Injury
- Loss or Damage to Property
- Compensation for Damages due to Negligence or Non-Performance
Not Typically Covered
- Breach of Contract
- Employee Disputes
- Contractual Liabilities
Our Liability & Indemnity Insurance Solutions
Cyber
Cyber Insurance, or sometimes referred to as Online Insurance or Digital Insurance, can offer protection against various cyber incidents, including ransomware attacks, hacking, malware attacks, and data breaches, helping safeguard against the potential financial damage that they can inflict.
Directors & Officers
A Directors and Officers (D&O) Insurance (also known as Management Liability Insurance) policy is crucial, as it offers protection against even the most severe circumstances that may arise.
Employers' Liability
Brown & Brown can offer comprehensive Employers’ Liability Insurance to help protect your business against the financial risks associated with employee injuries or illnesses occurring on the job,and provide cover against liability claims that could impact your business’s reputation and financial stability.
Medical Indemnity
Medical Indemnity Insurance or often known as Medical Liability Insurance or Medical Malpractice Insurance, provides essential protection in the event of claims related to professional negligence, medical misdiagnosis, and mental injury or distress.
Professional Indemnity
Professional Indemnity Insurance can offer protection for your business by shielding against potential risks and liabilities that may arise from errors, omissions, or negligent acts related to your professional services & advice.
Public Liability
Public Liability Insurance is a key product that can help protect your business against third-party claims for property damage or bodily injury that occur on your premises or as a result of operations.
Self Employed
This specialised form of insurance protects self-employed individuals from various risks and liabilities they may encounter in the course of running their business, such as client lawsuits, property damage, or personal injury claims.