As a sign or graphics business, you are likely engaged in a wide range of daily activities. These may include creative design, precision cutting, and professional installation of signs using various materials. Additionally, you may also be involved in the logistics of making deliveries and purchasing stock. Being part of the sign making industry offers diverse opportunities and popularity. Considering the unique insurance needs of sign and graphics businesses, it is essential to ensure comprehensive coverage for your operations.

From vital machinery crucial to daily operations to ensuring continuity in the event of unforeseen events at your business premises, as well as defence against allegations of negligence, our Sign Elite proposition can provide peace of mind for businesses in the sign and graphics sector, addressing their unique risks and needs.

What is Sign Installers Insurance?

When you are installing or erecting signs you have many risks, you and your employees could be working at height. You may be using various forms of scaffolding for low level installation as well as cherry pickers or perhaps scissor lifts.

When arranging business insurance for your signage and graphics projects, it is crucial to consider various factors, whether you are installing a simple sign, working at heights, or setting up a large monolith sign that requires excavation.

As a specialist insurance broker for the sign and graphics sector, we have extensive experience in insuring businesses like yours, with cover tailored to your specific needs.

What Am I Covered For With Sign Installers Insurance?

1. Products specifically designed for businesses in the sign industry
2. No height limits
3. Public Liability Insurance up to £10 million as standard with options to increase
4. Optional covers for signs and equipment whilst at site
5. Cover for plant hired, such as cherry pickers and scissor lifts

Why Do I Need Sign Installers Cover?

Public liability insurance is essential for sign installers, as it covers any loss or injury caused while working on a customer’s site. This insurance protects your business by covering legal costs and compensation for damages, even if you are eventually found not at fault.

Additionally, if you have employees, Employers Liability Insurance is not only crucial but legally required. This coverage protects against claims from employees injured while working, covering legal defence and compensation costs.

What is Sign Manufacturing Insurance?

As a sign manufacturing business, your premises likely house invaluable machinery for production, including specialised equipment. The machinery represents a significant investment that must be adequately protected through comprehensive Sign Insurance and Graphic Design Insurance. In the event of loss, damage or an unforeseen event that halts operations, having adequate Sign and Graphics

What Am I Covered For With Sign Manufacturers Insurance?

1. Buildings and Contents: Protects your physical premises and the contents within from damage due to events like fire or storms.
2. Business Interruption: Covers loss of income if your business operations are disrupted by an insured event.
3. Stock Cover: Ensures that your materials, such as vinyl, plastics, and metals, are protected.
4. Computers and Electronic Equipment: Covers essential hardware, including CAD systems and machinery control units, against damage or loss.
5. Employers Liability: Legally required if you have employees, this covers claims from employees injured while working.
6. Public Liability: Protects against claims for injury or damage caused to third parties while on your premises.
7. Product Liability: Covers claims arising from injuries or damages caused by faulty products you manufacture.
8. Goods in Transit: Protects your products while they are being transported.

What is Vehicle Sign Wrappers Insurance?

As vehicle wrapping gains popularity in the sign industry, the need for specialised insurance grows. Traditionally, vehicle signage was painted, magnetic, or small graphics. Now, vinyl wrapping is common and affordable, allowing full-vehicle graphics that stand out.

Whether you’re a sign company or a printer, vehicle wrapping is a valuable addition to your services, supported by numerous training courses. However, specific insurance is essential to protect both your business and your customers.

What Am I Covered For With Vehicle Sign Wrappers Insurance?

As a vehicle wrapper, you need specific insurance to protect your business, whether working from your premises or your customer’s. Key elements of cover include:

• Comprehensive Motor Insurance – Essential for covering any damage to third parties (injury or property) and to your customer’s vehicle while in your custody.
• Third Party Fire and Theft Insurance – Covers damage to third parties and theft or fire damage to your customer’s vehicle, but not accidental damage.

Having the right insurance ensures you are protected while driving and working on your customer’s vehicles.

What is Vehicle Sign Writers Insurance?

This is a specialised insurance policy designed for businesses involved in vehicle sign writing and wrapping. This type of insurance covers various risks associated with the business, ensuring comprehensive protection for both the business and its customers.  If your business specialises in vehicle sign writing, it is important to consider insurance to protect your premises, contents, and liability. Additionally, it’s crucial to have cover for your company vehicles, including vans used for transportation and customer vehicle deliveries, ensuring comprehensive protection for your operations in the sign industry.

What Am I Covered For With Vehicle Sign Writers Insurance?

• We offer cover for comprehensive Road Risks insurance which protects both your own and customers’ vehicles.
• Public Liability insurance, including damage to items being worked on; this is essential for applying and removing vehicle graphics. Use of heat guns is also covered as standard.
• Employers Liability Insurance: Required by law if you have employees, including volunteers or those on job experience.
• Property Insurance: Protects your business contents, such as wide format printers, computers, and vinyl stock, against risks like fire, theft, or storm damage. It also ensures customer vehicles are covered while on your premises.
• Business Interruption Insurance: Covers loss of gross profit if you cannot operate due to damage at your premises, helping you return to your pre-loss position.