Overview

Narrowboat Insurance or Houseboat Insurance aims to protect you, your vessel, and fellow canal travellers from a range of risks inherent in navigating the waterways. Insurance for your narrowboat, aims to protect against personal injuries, passenger liabilities, third-party claims resulting from waterway incidents, and losses from theft, damage, or loss of your narrowboat.

In recent years, narrowboats and canal boats have been increasingly popular with holiday makers, and residential homeowners, therefore, having adequate Boating Insurance for your vessel is as important to help protect you from potential risks and financial loss.

Ready to help minimise your risk and uncertainty?

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How We Can Help

Whether your narrowboat, canal boat, barge or houseboat is permanently moored, or if you enjoy travelling up and down canals and rivers, we acknowledge and understand the risks that may come with owning a narrowboat or vessel. Here at Brown & Brown, we aim to provide our customers with Boat Insurance policies, tailored to your specific needs.

Our dedicated team specialises in providing insurance for your valued watercraft, such as narrowboats, motor cruisers, widebeam canal boats, Dutch barges, and small boats.

What is Typically Covered?

Loss or Damage – Include accidental damage
Loss or Damage in Transit
Personal Accident Cover
Medical Expenses Cover
Personal Possessions Cover
Public Liability Cover

What is Typically Not Covered?

General deterioration and wear and tear
Damage caused by insects or marine growth

Comprehensive Protection

Protect your vessel against risks associated with waterway incidents with Narrowboat or Houseboat Insurance for you, your passengers and your property.

Accident Coverage

Personal accidents happen. A tailored Boating Insurance solution can provide peace of mind for you and your passengers as you navigate waterways.

External Threats

In addition to accidents, you and your vessel’s safety may be compromised by external threats, such as vandalism, fire and unfavourable weather. With narrowboat insurance, we aim to provide cover against these unexpected events.

Third-Party Liability

Narrowboat Insurance also addresses incidents that may result in third-party claims from passengers and fellow waterway travelers.

Tailored to Your Needs

Whether you are a frequent traveler or your vessel is permanently docked, Brown & Brown’s Boat Insurance policies can be tailored to your specific risks and needs.

Broad Watercraft Specialism

Cover can also be tailored to various watercraft, including narrowboats, Dutch barges, motor cruisers and more.

Small Boat Insurance

In addition to narrow boats, Brown & Brown specialise in providing insurance for smaller boats.

Our small boat policy is designed to provide insurance cover for vessels of 25’ and under, constructed of GRP (fibreglass) or wood.

This policy allows for a wider cruising range than our standard canal boat insurance, including the UK inland and coastal waters and inland waterways of Europe up to 12 nautical miles offshore. The policy also covers your boat whilst it is ashore or in transit.

Crossing of the English Channel, Irish Sea and North Sea is excluded.

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Narrowboats & Small Boats