Insurance Solutions for the Financial Services Sector
Helping protect financial firms, advisors, and institutions against evolving risks
Overview
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How We Can Help
At Brown & Brown, we understand the heightened regulatory responsibilities, risk sensitivity and reputational challenges financial services firms face. Our broking services support organisations ranging from boutique financial advisers and investment managers to fintech firms, payment processors and mortgage brokers.
Our approach starts with a consultation to understand your business model, service delivery, third-party interactions, digital infrastructure and compliance frameworks. We then engage with insurers who specialise in financial sector risks to find suitable policies at competitive rates.
We help arrange core covers such as professional indemnity (PI), which is often a regulatory requirement for FCA-authorised firms. Depending on your services and structure, we can also help source directors’ and officers’ liability, crime insurance, cyber liability and business interruption cover. On all policies, we include FCA-compliant policy wordings cover to reflect ongoing advice liabilities.
As your firm grows or your regulatory obligations evolve, we provide proactive renewal planning, claims support and ongoing policy reviews. Whether responding to a professional indemnity claim, preparing for audit, or addressing cyber risks, we’re by your side with tailored guidance and insurer negotiation.
Brown & Brown is committed to helping financial businesses build resilience, manage uncertainty and meet regulatory expectations – while continuing to serve their clients with confidence.
Solutions at
Every Stage
Let’s Find the Right Fit Together
Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.
Why Choose Us
Financial Sector Insight
Regulatory-Focused Broking
End-to-End Policy Support
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Your Questions, Answered
Yes. For many financial services firms, particularly those regulated by the FCA, professional indemnity (PI) insurance is a legal requirement. Professional indemnity insurance helps protect against claims of negligence, errors in advice, or financial losses caused to clients. Brown & Brown helps to tailor your professional indemnity policy to meet regulatory standards and offer the right retroactive and run-off cover for your activities.
In addition to professional indemnity, directors’ and officers’ liability, cyber insurance, crime cover and legal expenses policies are highly relevant. These help protect against management decisions, data breaches, internal fraud and legal disputes. Brown & Brown helps assess your firm’s risk profile and recommends appropriate insurance solutions.
Yes. Fintech firms face a blend of traditional and emerging risks, including technology failures, third-party integrations and digital theft. We work with insurers experienced in underwriting for fintech and insurtech start-ups to help protect innovationFrom professional indemnity to cyber and tech E&O, we tailor cover to your model.
Insurers offering cover to FCA-regulated businesses must adhere to strict wording and policy structure. Brown & Brown works with specialist underwriters familiar with FCA compliance and can advise on your insurance to support audit readiness, capital requirements and reporting standards. We also review your policy annually to ensure ongoing suitability.