Insurance Solutions for the Healthcare Sector

Helping protect care providers, clinics, and health professionals from operational risks

Overview

The healthcare sector delivers essential services to patients and the community – but it also carries significant responsibility and risk. From clinical errors to regulatory action, reputational issues, cyber breaches and property damage, healthcare providers need robust insurance solutions. Common covers include medical malpractice, professional indemnity, public and employer’s liability, property and cyber insurance. Whether you’re running a private clinic, GP practice, therapy service, or allied health business, tailored insurance helps support your care provision while managing operational and clinical risks. At Brown & Brown, we help healthcare businesses access insurance solutions that match their professional duties, safeguarding their services and reputation with responsive, sector-aware support.

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How We Can Help

Brown & Brown supports a wide range of healthcare providers by sourcing insurance policies tailored to their specific clinical activities and risk profiles. Whether you’re a physiotherapy clinic, cosmetic practitioner, dental surgery or GP federation, our knowledgeable teammates will help you find appropriate cover.

We work with specialist insurers to arrange medical malpractice, professional indemnity and public liability insurance that reflect the nature of your treatments and interactions with patients. We also look to support by arranging cyber, legal expenses, employers liability and, where premises are involved, property and business interruption covers.

As your practice grows, adds new treatments or introduces new technologies, we continue to review your policy to ensure ongoing suitability. With Brown & Brown, you gain a broking partner who understands healthcare pressures and helps you build resilience through the right insurance strategy.

Our teammates take time to understand your clinical services, patient volume, staff structure and regulatory obligations – whether under the CQC, GMC, GDC, or HCPC. Our experienced team, working alongside your insurance solution, help to support your compliance frameworks and account for specific risks such as patient data protection, misdiagnosis or treatment injury.

We’re here to assist not only with arranging cover, but also with incident response and claims support. Whether you face a complaint, negligence claim or data breach, we liaise with insurers and guide you through the process so you can stay focused on delivering care.

Solutions at
Every Stage

Let’s Find the Right Fit Together

Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.

Why Choose Us

Healthcare Sector Understanding

We support regulated healthcare services with insurance guidance aligned to medical, clinical and ethical responsibilities.

Specialist Cover Access

We work with insurers who understand healthcare liability, malpractice and practice risks, tailoring solutions to clinical activities.

Responsive Claims Support

From complaint to resolution, we help manage claims processes so you can continue focusing on patient care.

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Your Questions, Answered

Medical malpractice insurance specifically covers claims relating to clinical negligence – such as misdiagnosis, treatment errors or failure in duty of care. Professional indemnity is broader and may apply to non-clinical advice or consultancy. Some healthcare professionals may need both, depending on their role. Brown & Brown helps clarify and arrange cover appropriate to your duties.

Not at all. Healthcare insurance is relevant to a wide range of professionals including physiotherapists, therapists, chiropractors, dentists, opticians, and alternative practitioners. Any provider offering treatment or advice to patients should consider cover. Brown & Brown brokers work with specialists to arrange tailored policies based on your registration and practice scope.

If you handle patient records electronically or use online booking systems, cyber insurance is strongly recommended. It helps with data breach response, forensic investigation, legal costs and notification obligations. With increasing digital threats in the sector, Brown & Brown often includes cyber protection as part of broader insurance solutions.

Yes. We can arrange umbrella or consolidated policies that cover group structures, multi-site clinics or federations. This helps ensure consistency of cover, cost efficiencies and simpler renewals. Whether you’re expanding or restructuring, Brown & Brown supports policy reviews and insurer negotiations to reflect your operational setup.