Insurance Solutions for the Renewable Energy Sector
Helping protect wind, solar, hydro and biomass projects across the UK
Overview
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How We Can Help
Brown & Brown provides broking solutions for renewable energy developers, owners and contractors. We work with businesses at every stage – from planning and construction through to operation and decommissioning. Our first step is to understand your energy project: the type of technology, location, ownership structure, and revenue model.
During construction, we help source cover for material damage, delayed start-up, third-party liability and project finance requirements. For operational sites, we arrange insurance that may include machinery breakdown, business interruption, loss of income from grid failure, and natural catastrophe protection.
After installation, a common oversight with solar PV installations can be the lack of planning for ongoing servicing, maintenance, and cleaning – issues that, if ignored, can create a significant fire risk on rooftops. The same applies to EV chargers, which often receive little to no maintenance unless insurers require annual inspections. Without regular checks, voltage and wiring can drift out of alignment, increasing the risk of faults and potential losses.
We can work across a full range of technologies – solar PV, wind (onshore and offshore), anaerobic digestion, hydroelectric and biomass. Whether you operate a single asset or a distributed portfolio, we can help structure scalable, long-term cover.
We can also support installation contractors and maintenance firms, arranging liability insurance, tools and plant cover, and professional indemnity for design-related exposure.
Our broking extends to helping you meet lender and stakeholder requirements, comply with industry regulations, and access specialist engineering inspections. If a claim arises, we guide you through the process – coordinating technical adjusters and helping manage communication with insurers. With Brown & Brown, you’re supported by a team that understands renewable energy and delivers practical, risk-aware solutions built for a changing energy landscape.
Solutions at
Every Stage
Let’s Find the Right Fit Together
Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.
Why Choose Us
Energy Sector Specialists
Lender and Compliance Support
Scalable Cover Structures
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Your Questions, Answered
During the build phase, you may need construction all risks (CAR), third-party liability, environmental liability and delay in start-up (DSU) cover. These can help protect against damage to equipment, site incidents, or financial loss from delays.
Yes. Some insurers offer specific extensions or policies to cover loss of revenue from grid outages or failures beyond your control. This can be vital for wind or solar farms reliant on consistent grid access. We help identify if this cover is relevant to your project and where to source it.
Yes. Operational renewable energy sites often carry significant machinery breakdown risk. We can help arrange cover that includes repair or replacement of turbines, inverters or generators – as well as loss of income due to outages. Downtime protection is particularly important for revenue-based contracts.
Yes. Solar and wind technologies present different risk profiles. Wind turbines involve greater mechanical complexity and exposure to storm damage, while solar PV systems face fire and inverter failure risk. We help tailor insurance depending on your technology and site location.