Insurance Solutions for the Manufacturing Sector

Helping protect equipment, stock and supply chains across UK industries

Overview

Manufacturing businesses face a range of risks – from machinery breakdown and fire to liability claims, supply chain disruption, and exposure to unpaid invoices or bad debts. Manufacturing insurance is designed to support the continuity of operations by helping cover plant, machinery, employees and stock. Whether you produce food, chemicals, electronics or heavy equipment, your operation relies on precision, safety and compliance. Key policies often include property damage, employer’s liability, product liability, machinery breakdown, business interruption, goods in transit, and credit/bad debt protection. Additional options like cyber insurance, recall cover and engineering inspection are available depending on your processes and sector. At Brown & Brown, we work with UK manufacturers to provide broking services that reflect the size, complexity and pace of your production line – helping you keep risks controlled and operations on track.

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How We Can Help

At Brown & Brown, we understand the varied nature of UK manufacturing – from precision engineering to large-scale production lines. Our approach starts with learning how your facility operates, the machinery in use, materials handled, and the complexity of your supply chain.

We arrange tailored insurance solutions through trusted manufacturing insurers, combining key covers such as employer’s and public liability, property and contents, and product liability. We also help secure more specialist sections – like machinery breakdown, engineering inspection, business interruption, environmental liability and product recall. If your operation depends on global imports or exports, we’ll also explore marine cargo and goods in transit cover.

Business interruption is often the biggest exposure for manufacturing businesses. Losing access to production systems, even for a short period, can immediately impact revenue, making this a critical cover to protect cash flow and support recovery. For businesses with automated or digitised production, cyber liability and data loss protection are also increasingly important, but business interruption remains the primary risk for manufacturers of all types.

We don’t stop once the policy is in place. We offer ongoing support with claims, site assessments, insurer renewals and adapting policies as your plant grows or diversifies. We can coordinate engineering inspections required by law for pressure systems and lifting equipment, helping you stay compliant and insured.

Whether you operate a single-site factory or a multi-location business, Brown & Brown will work with you to build an insurance solution that reduces disruption, supports recovery and aligns with your production goals.

Solutions at
Every Stage

Let’s Find the Right Fit Together

Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.

Why Choose Us

Built for Industry

We work with insurers who understand factory risks and supply chain pressures.

Tailored Machinery Cover

From breakdown to inspection, we can help to find a solution that keeps your equipment operational and compliant.

Responsive Claims Help

In the event of disruption, our team supports you to minimise downtime and financial loss.

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Your Questions, Answered

A standard manufacturing insurance package may include public and employer’s liability, machinery breakdown, property damage, business interruption and product liability. We can also arrange cover for stock, goods in transit, cyber threats and recall events. Brown & Brown helps build insurance around your specific setup and exposures.

Yes. If a product causes injury or damage after sale, the manufacturer can be held responsible. Product liability insurance helps cover legal costs and compensation if claims arise. It’s vital for all manufacturers, particularly those supplying to retailers, construction or automotive markets.

Absolutely. Machinery breakdown insurance helps protect against the sudden failure of key equipment. This can include repair or replacement costs and, optionally, the income lost due to downtime. Brown & Brown ensures this type of cover aligns with your equipment types and reliance levels.

Yes, especially if you rely on automation, CAD software, or hold sensitive supply chain or customer data. Cyber insurance helps protect against data breaches, ransomware attacks and operational disruption. We help manufacturers evaluate cyber exposure and source relevant cover to reduce business risk.