Marine Insurance Solutions for Coastal and Inland Operations
Helping protect vessels, cargo, and marine trades across the UK
Overview
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How We Can Help
Brown & Brown works with a broad spectrum of marine businesses, from shipowners and marine trades to port authorities, yacht charterers, and inland operators. As marine insurance brokers, we understand that no two maritime operations are alike – and we tailor our approach to suit your activity, fleet, routes and regulatory obligations.
We arrange insurance for commercial vessels, marine cargo, marine equipment, ship repairers, marine engineers, charter operators and marina operators. Depending on your operation, your policy may include hull and machinery, third-party liability, protection and indemnity (P&I), crew welfare, tools and transit cover, and freight liability.
If you’re transporting goods, we can help arrange cargo insurance for single shipments or annual transits – covering accidental loss, damage, delay and customs-related exposures. For marine trades operating ashore, such as chandlers, fabricators and yard operators, we source marine trade combined policies with liability and property sections relevant to your premises and services.
Not all brokers take the time to understand the exact freight terms your business uses, such as Ex Works (EXW), Free On Board (FOB), or Cost, Insurance and Freight (CIF) – commonly called INCOTERMS. Knowing these details helps ensure your cargo insurance is fully appropriate for your shipping arrangements and can even help reduce premiums.
Our knowledgeable teammates assist throughout the process – from the initial placement of cover to claims support and risk reviews. We keep you informed of marine market shifts, changes in navigation zones, and compliance developments such as MARPOL or MCA updates.
At Brown & Brown, we provide marine broking with clarity, responsiveness and sector awareness – so whether your business is moored, mobile or multinational, you’re supported with insurance that reflects real-world marine operations.
Solutions at
Every Stage
Let’s Find the Right Fit Together
Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.
Why Choose Us
Marine Market Access
Specialist Maritime Knowledge
Clear, Responsive Broking
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Your Questions, Answered
Marine insurance includes a wide range of policy types: hull and machinery (covering vessel damage), protection and indemnity (liability), cargo insurance (goods in transit), and marine trade insurance (for businesses operating within ports and shipyards). Brown & Brown helps you choose the most relevant mix based on your role in the marine sector.
Yes. While not all leisure craft owners are legally required to insure, marinas, harbours and navigation authorities often demand proof of third-party liability cover. Brown & Brown can help arrange specialist policies for sailing boats, motorboats, RIBs and other pleasure vessels, including cover for theft, accidental damage and legal costs.
Marine cargo insurance protects goods in transit – by sea, air, road or rail – against loss or damage. If you’re importing, exporting, or transporting high-value goods domestically, cargo cover can be crucial. Brown & Brown helps source single-shipment or annual cargo policies tailored to your trade routes, terms of sale and goods type.
Yes. Businesses such as boatbuilders, ship repairers, chandlers and marine engineers often require a marine trade policy, which combines liability, tools, stock, and premises cover. Brown & Brown works with insurers who understand these niche operations and helps you arrange practical, compliant cover that reflects your services and customers.
Yes – cargo insurance can cover your goods not just in transit but also while they’re stored at warehouses, terminals, or ports. This is important because some of the biggest losses happen when shipping containers are looted, tampered with, or pillaged during customs or storage. Having the right cover helps protect your cargo and gives peace of mind throughout the shipping process.