Insurance Solutions for the Transportation and Logistics Industry

Helping protect haulage fleets, couriers, freight forwarders and warehouse operators

Overview

The transportation and logistics industry plays a critical role in keeping goods moving across the UK and internationally. Whether you operate a single delivery van or manage a large freight network, your business faces exposure to vehicle damage, cargo loss, regulatory compliance and third-party liability. Insurance for logistics providers helps cover these risks and more. Core policies can include motor fleet insurance, goods in transit, employer’s and public liability, cyber insurance, warehouse cover, and freight forwarder liability. Additional protection may be needed for international shipping, refrigerated goods, or driver negligence. At Brown & Brown, we support hauliers, couriers, storage firms and freight brokers by helping source cover aligned to your operations – helping ensure continuity, contract compliance, and responsive claims support.

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How We Can Help

Brown & Brown works with logistics and transportation firms across the supply chain – from last-mile delivery businesses to international freight operators. We begin by assessing your operational model: what you transport, how it’s stored or transferred, and where your key exposures lie.

For vehicle risks, we can help arrange motor fleet cover for HGVs, vans and specialist vehicles, including telematics integration and driver performance tools. Whether you run your own fleet or subcontract, we help ensure your vehicle risk is appropriately covered.

We can also arrange goods in transit cover, protecting your cargo against loss, theft or damage while in motion. This can include domestic deliveries and international freight – tailored to your contract conditions, such as RHA or CMR.

Warehouse operators and 3PLs benefit from property and liability cover, as well as stock protection and equipment breakdown insurance. Freight forwarders may need errors and omissions cover, along with marine cargo insurance for global shipments.

With digital systems now central to logistics, cyber insurance is increasingly vital – covering risks such as ransomware, data breaches, and supply chain cyber-attacks that can disrupt operations or compromise customer data.

As your insurance broker, we support you with mid-term changes, risk management advice, and claims guidance when the unexpected happens. With Brown & Brown, your logistics business gains a knowledgeable partner focused on keeping your cargo – and your operation – moving.

Solutions at
Every Stage

Let’s Find the Right Fit Together

Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.

Why Choose Us

Supply Chain Knowledge

We understand the pressures of delivery schedules, fleet downtime and regulatory audits.

End-to-End Cover

From warehouse to last-mile, we help find cover for all parts of your logistics operation.

Claims and Risk Support

Accidents happen – our team supports you through every stage of claims and renewals.

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✅ Trusted Advisors – Nationwide specialists

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Your Questions, Answered

Goods in transit insurance can cover cargo while it’s being transported against theft, damage or loss. Policies can be tailored to your cargo type, journey length and method of transport. We help you find suitable cover whether you’re carrying parcels, perishable goods or high-value shipments.

Yes. Whether you use vans, HGVs or specialist delivery vehicles, we can help source motor fleet cover that reflects your usage patterns and driver profiles. Fleet policies can be more cost-effective and simpler to manage than insuring vehicles individually.

Yes. Employer’s liability is legally required if you employ staff. Public liability is strongly recommended to cover third-party injury or damage. Freight forwarders and storage providers may also need specialist liability extensions to meet contractual terms. We guide you on what’s essential and what’s advisable.

If you use subcontracted drivers or carriers, your policy must reflect this. Some insurers require evidence of subcontractor insurance, while others may offer contingent liability cover. We help review your contracts and arrange appropriate protection based on your operational model.

Yes. Even though logistics is a physical business, operations increasingly depend on digital platforms for routing, tracking, customs documentation, and customer communication. A cyber policy can cover costs from ransomware, data breaches, or system outages – events that may halt deliveries, expose customer information, or trigger contractual penalties. Cyber insurance can also provide access to specialist response teams, helping you recover faster and reduce financial and reputational damage.

In logistics, risk management isn’t only about protecting assets – it’s also about protecting your business and leadership from legal and regulatory consequences. If, for example, a driver causes a serious accident and investigations show the business failed to provide adequate training or enforce safety standards, directors could face heavy fines, penalties, or even imprisonment under corporate manslaughter or health and safety laws. We work with you to identify these exposures early, build practical risk management measures, and align your insurance cover accordingly – helping you safeguard both your operations and your leadership team.

Yes. Regular reviews of your driver handbook are a quick and cost-effective way to strengthen risk management and reduce liability. Small ambiguities – such as whether an “8-hour driving limit” applies per journey or per day, and whether loading/unloading time counts – can create confusion for drivers and expose the business to compliance or legal issues. We can help clarify and update your handbook wording, ensuring it reflects best practice and provides clear, enforceable guidance for your team.