Injuries aren’t limited to players. Spectators, coaches, umpires, and volunteers can also be injured – especially from flying balls or unsafe facilities. Without adequate precautions, clubs could face legal claims and reputational damage.

Ways to Mitigate These Risks:

• Use protective netting and screens in high-risk areas
• Keep spectator zones clearly marked and away from play zones
• Maintain level, obstruction-free surfaces and secure all loose equipment
• Review risk assessments regularly and update safety procedures

Insurance for cricket clubs can cover public liability for third-party injury claims.

One of the more unique liabilities faced by cricket clubs is property damage. Stray balls can cause damage to neighbouring homes, parked vehicles, or other facilities nearby. This has led to clubs facing compensation claims and even match restrictions in some areas.

What You Can Do:

• Install high netting or ball-stop fencing on key boundaries
• Use soft practice balls in areas close to properties during practice
• Keep open communication with neighbours and inform them of fixtures

Insurance for cricket clubs can cover property damage caused by play.

Pavilions and clubhouses are often seasonal-use buildings, which makes them vulnerable to damage from weather, vandalism, or neglect. During the off-season, risks increase due to lower visibility and maintenance.

Mitigation Suggestions:

• Secure buildings with alarms and reinforced locks
• Clear flammable materials from bins and sheds
• Drain pipes and maintain heating systems before winter
• Schedule weekly checks or assign a local volunteer for inspections

Insurance for cricket clubs can cover building and contents loss, as well as weather-related damage.

Cricket equipment can be expensive and is often stored on-site in sheds, containers, or garages. From bowling machines to mowers and sight screens, theft or fire can cost clubs thousands – and can disrupt the entire season.

To Reduce the Risk:

• Keep high-value items in locked, alarmed spaces
• Use CCTV if available and display warning signage
• Take regular inventory with receipts or photographs
• Insure both portable and fixed equipment under a dedicated policy

Insurance for cricket clubs can cover theft or accidental damage to equipment.

From uneven pitches to tree damage, maintaining the cricket ground is an essential but often overlooked risk area. Bad weather can create hidden hazards, and neglected trees or surfaces may lead to accidents during play.

Preventative Measures Include:

• Regular mowing and levelling of pitches and outfields
• Removing debris, moss, and potential trip hazards
• Tree inspections to spot dead or unstable limbs near pavilions or pitches
• Checking sight screens and covers for weather damage

Maintenance not only ensures safety – it can also help fulfil insurer requirements and avoid invalidating cover.

Insurance solutions tailored for cricket clubs goes far beyond a basic liability policy. It can cover:

• Player accident and injury cover
• Public liability for spectators and visiting teams
• Property damage caused by play
• Equipment and contents coverage
• Pavilion and clubhouse protection
• Business interruption (e.g. cancelled matches, loss of use)

A one-size-fits-all policy won’t protect against the specific risks clubs face. That’s why it’s worth working with a specialist broker who understands the sport and can help build a solution that includes all necessary cover.

Building a Safer Future for Your Club

Cricket clubs bring communities together and offer opportunities for recreation, growth, and competition. But these benefits come with responsibilities – especially when it comes to safety, risk management, and protecting the future of the club.

By recognising the unique risks cricket poses, from player injuries to property damage, and by taking steps to actively mitigate these risks, clubs can not only reduce incidents but also protect their members, spectators, and facilities.

Crucially, combining these efforts with the right insurance means that, even when something goes wrong, your club can remain financially protected and ready to bounce back. Whether it’s a smashed window, a sprained ankle, or a storm-damaged pavilion, preparation today ensures a safer, more secure game tomorrow.