Insurance for the Technology Sector

Helping protect digital businesses, software developers and tech innovators

Overview

Technology businesses operate in a dynamic, fast-paced environment – often delivering high-value services or products under tight deadlines and complex contracts. Whether you develop software, manage IT systems or build digital platforms, your business faces risks from data breaches to service failure. Technology insurance can help protect your operations, people, and clients against financial and reputational harm. Key cover can include professional indemnity, cyber liability, intellectual property, directors’ and officers’ liability, business interruption, and employer’s and public liability.

Some businesses also require equipment cover, errors and omissions, or insurance tailored to SaaS or managed service models. At Brown & Brown, we help tech firms – from start-ups to scale-ups and beyond – secure cover that reflects the sector’s evolving landscape and unique risks.

Ready to help minimise your risk and uncertainty?

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How We Can Help

At Brown & Brown, we can support a wide range of technology businesses – from app developers and IT consultants to hardware suppliers and SaaS platforms. We begin by understanding your service offering, how you generate revenue, who your clients are, and where your risk lies.

Professional indemnity is a core component for tech firms, helping protect you if a client suffers financial loss due to your service or advice. We can help to find a policy that reflects the complexity of your contracts, whether you’re working on agile software development or high-availability infrastructure.

Cyber liability cover is equally important – protecting against data breaches, ransomware, and regulatory fines. We help source robust cyber policies that include breach response, forensic investigation, and PR support.

Tech firms often benefit from directors’ and officers’ cover, IP infringement protection, and portable equipment insurance – especially if teams work remotely or across borders. We also advise on liability cover for white-labelling, subcontracted services and overseas contracts.

As brokers, our role is to stay ahead of emerging threats and align your insurance with growth stages, investor expectations, and compliance demands. With Brown & Brown, your technology business gains a dependable partner to help manage risk with clarity and agility.

Solutions at
Every Stage

Let’s Find the Right Fit Together

Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.

Why Choose Us

Sector-Aware Broking

We understand the rapid pace of tech innovation and how that translates to risk.

Cyber and Data Risk Focus

We help businesses manage their cyber exposure with tailored liability and breach response solutions.

Support for Growth

As your business scales or takes on investment, we can help adapt your insurance to match new challenges.

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Your Questions, Answered

Professional indemnity is key, covering claims if your code or service causes a client financial loss. Cyber liability protects against data breaches, while public liability and employer’s liability are often legal requirements. We can tailor solutions to match the risks associated with your development projects.

No. Cyber insurance is crucial for businesses of all sizes. Smaller companies are often targeted because they have fewer defences. We can help find cyber insurance that includes breach response, ransomware negotiation and system restoration – offering critical support if your business is attacked.

Some policies offer limited IP cover, but broader protection is usually arranged separately. We help identify if your business is at risk of infringing or being infringed upon, and where standalone IP cover may be needed. This is particularly relevant for software and digital content providers.

Yes. Many UK tech firms work with clients abroad. We help source insurance that includes international contract work, whether in the EU, US or globally.