Specialist Insurance for Charities and Faith Organisations
Charities & Faith
Overview
Charity and Faith Insurance can offer comprehensive cover and protection for elements such as premises, stock, Employers’, and Public Liabilities, as well as Trustees’ Liabilities. By arranging Charity and Faith Insurance, charitable organisations can secure protection for their assets while mitigating the risks associated with their operations.
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How We Can Help
The team at Brown & Brown aim to find our customers tailored Charity and Faith Insurance policies which are designed to safeguard organisations, employees, and assets. We understand the risks and challenges that these entities face. We can also arrange cover for charity, faith and not-for-profit organisations of all shapes and sizes meeting their unique needs.
We understand that the cover you choose will depend on your circumstances, and our team at Brown & Brown will take the time to understand these needs and find cover that meets your specific requirements.
What is Typically Covered?
- Property Damage Cover – It is essential to have cover for a number of risks to help protect the building, machinery, equipment & contents, stock, and other items that may be damaged.
- Business Interruption – designed to help businesses recover from unexpected events that disrupt their operations, compensating for the income businesses would have earned during the period when it is unable to operate.
- Employer’s Liability – Employers’ Liability Insurance can offer protection for employees including volunteers who sustain injuries or fall ill as a result of their work.
- Public Liability – Whether it is a claim related to personal injury or property damage, having Public Liability Cover in place can provide peace of mind and financial security for you in covering your Legal Liabilities in connection with the charitable organisation should you cause damage or injury to a third party.
- Product Liability – Likewise cover your Legal Liabilities regarding claims for injuries or property damage to third parties caused by products sold or supplied.
- Trustees Liability – Protects trustees from personal financial loss due to legal claims arising from their decisions or actions, ensuring the charity can continue to safeguard its financial resources.
- In addition to the above there may be other variable covers to suit your business needs which our team at Brown & Brown would be happy to discuss with you in more detail.
Other Covers Available
- Cyber Insurance
- Professional Indemnity
What is Typically Not Covered?
- Cyber Liability
- Personal Accident
Personalised Coverage
Brown & Brown specialises in tailoring your cover to meet your unique industry and business needs. Protect your charity, faith or not-for-profit organisation and assets with a Charity and Faith Insurance solution.
Protect Your Reputation
To make a difference with your non-profit, you deserve to have peace of mind know that your reputation and finances are safeguarded if met with the unexpected.
Property Damage
Brown & Brown’s Charity and Faith Insurance policy can also cover your buildings, stock and contents, protecting the physical assets that keep your organisation operational.
Public & Product Liability
Claims of personal injury or property damage from a third-party related to your products and services can be protected through our comprehensive Public and Product Liability policies.
Employer's Liability
If an accident occurs where an employee or volunteer is injured or becomes ill due to work, Employer’s Liability Insurance can help protect your business against the potential resulting losses.
Additional Options
Our Brown & Brown team offers a variety of additional cover to further align with your organisational needs, including cyber crime, abuse cover, trustee liability and more.