Renovation Insurance
Renovation Insurance Build For You
Exceptional Cover and Superior Personal Service
Renovation Insurance
Specialist building & renovation insurance for property owners at a price that’s fair.
Renovation insurance is a specialised type of cover designed to protect homeowners, contractors, and property owners during construction or renovation projects.
Standard home insurance policies may not fully cover risks associated with structural changes, extensions, or major remodelling work, making renovation insurance essential for protecting against potential damages, theft of materials, or liability claims.
This type of policy can cover both the existing structure and the new work being done, ensuring that any unforeseen issues, such as accidental damage, weather-related incidents, or injuries to workers, are properly managed.
Whether you are updating a single room or undertaking a full-scale renovation, having renovation insurance provides financial security and peace of mind throughout the project.
Enquire today to get your bespoke Home Insurance quotation. Within our office hours, we endeavour to contact you within 15 minutes of your requested time.
NEEDS FORM
Why Choose Us
Reliable Protection
Exceptional Support
Future-Ready Solutions
Solutions at
Every Stage
Let’s Find the Right Fit Together
Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.
Tailored Solutions for Every Renovation Project
Property Damage
Property Owners Liability
Legal Expenses
Loss of Rent
Terrorism
Employers' Liability
Personal Accident
Directors & Officers Liability
Engineering Inspection
Insuring Your Renovation Project in 3 Simple Steps
- Request a Quote
- Customize Your Coverage
- Get Insured
Solutions at
Every Stage
Smart Cover Starts Here
Insurance isn’t one-size-fits-all. Let’s explore options designed to match what matters most to you, with flexibility and clarity every step of the way.
Your Questions, Answered
High-value home insurance is a specialised policy designed for properties with a higher rebuild cost and valuable contents. It offers more comprehensive cover than standard home insurance, including protection for fine art, jewellery, antiques, and bespoke fittings.
You may need high-value home insurance if your property is worth over £500,000 or if you own expensive contents that exceed the limits of a standard home insurance policy. If you have specialist items such as designer furniture, valuable collections, or high-end technology, a tailored policy can ensure adequate protection.
Cover varies depending on the insurer, but policies typically include:
- Higher building and contents cover limits
- Worldwide cover for valuables such as jewellery and artwork
- Accidental damage as standard
- Alternative accommodation in case of major repairs
- Legal expenses and home emergency assistance
You can lower premiums by improving home security with high-quality locks, alarms, and CCTV. Regular valuations of jewellery and artwork can prevent over-insuring. Increasing your excess and bundling policies (e.g., home and car insurance) with the same insurer may also help reduce costs.
Ready to help minimise your risk and uncertainty?
Request a Quote
Brown & Brown Insurance Brokers (UK) Limited is authorised and regulated by the Financial Conduct Authority (Reference Number 745618). Registered in England & Wales with number 09850559. Registered office: 7th Floor, Corn Exchange, 55 Mark Lane, London, EC3R 7NE