Please join us for a robust discussion addressing important issues and trends in the Workers’ Compensation marketplace. Three industry veterans will address and discuss current trends in the insurance marketplace, […]
Group health plans have a particularly complicated set of rules related to self-funded group health plans and cafeteria plans under the Internal Revenue Code (IRC). Specifically, the IRC nondiscrimination rules […]
The Health Insurance Portability and Accountability Act (HIPAA) requires covered entities to take steps to maintain the privacy and security of protected health information (PHI). Group health plans sponsored by […]
Musculoskeletal (MSK) health remains a top cost driver for organizations domestically and globally. The unique spectrum of risk, treatment and cost positions MSK health and well-being as a unique challenge […]
Since 1996, employers subject to the Family and Medical Leave Act (FMLA) have been required to provide job-protected leaves of absence to covered workers. Workers’ rights under FMLA also include […]
Fringe benefits are forms of extra compensation provided by employers to employees in addition to their regular wages, such as cash, cash-equivalents, assistance programs or other non-monetary benefits. Under the […]
The Brown & Brown Regulatory and Legislative (R&L) Strategy team invites you to a discussion of some of the most relevant and popular topics related to health and welfare benefit […]
ACA reporting that occurs in 2025 for the 2024 calendar year is just around the corner. Please join us as we review the ACA reporting requirements (Forms 1094-B, 1095-B, 1094-C […]
In September 2024, the Departments published final rules titled “Requirements Related to the Mental Health Parity and Addiction Equity Act (MHPAEA).” These rules specifically relate to the requirements surrounding Non-Quantitative […]
Most employers offer healthcare options to their employees that include account-based plans—Health FSAs, HRAs or HSAs. Health FSAs and HRAs are employer-provided group health plans that allow for the payment […]
For most plan sponsors, the Employee Retirement Income Security Act (ERISA) is one of the most significant laws governing their employee health and welfare benefit plan. ERISA imposes various requirements on plan sponsors, including the requirement that the plan have a written plan document and a Summary Plan Description (SPD). Plans subject to ERISA must […]
For plans subject to the Employee Retirement Income Security Act (ERISA), the law establishes certain standards that must be followed by those who manage the employee benefit plan and its assets (e.g., plan fiduciaries). An ERISA plan has certain designated and automatic fiduciaries, and an individual may also become a fiduciary by the nature of […]