Rules Related to Health Savings Accounts (HSAs)
High-Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs) have long been considered important components of employers’ overall health and welfare benefit programs. Employers may choose to offer HDHPs and related HSAs under their benefit plans due to the reduced costs of HDHPs and increased adoption of individually owned HSAs by employees. Employees may also benefit from HSAs due to their tax-favored status under the Internal Revenue Code. Although HSAs offer significant advantages, these benefits also come with a complex regulatory environment for employees and employers alike.
During this webinar, we will also explore the impact of the One Big Beautiful Bill Act which expands the rules surrounding HSAs in certain circumstances, as well as review some proposed changes that were not included in the final law.
The webinar will address the below topics:
- Eligibility to contribute to an HSA
- Permissible coverage and impermissible coverage
- HSA interaction with health FSAs and HRAs
- Telemedicine and HSA eligibility
- Contribution limits
- Correcting mistakes
