Vehicle Parts Manufacturers Insurance
Overview
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How We Can Help
Whether you manufacture a single nut and bolt, supply components for vehicles still in R&D, or operate as a Tier 2 or Tier 3 automotive parts manufacturer, you need a broker, and insurer partners who truly understand what you do. The specialist materials you use, the applications your components go into, and the systems they support all create unique risks.
This is where we come in. Once we’ve discussed your business and its requirements, your enquiry goes straight to our specialist insurer partners, no long waits and no call‑centre approach.
As a parts manufacturer, having Vehicle Component Product Liability Insurance in place is essential. Not every insurer has an appetite for this sector, and policies often need to be tailored specifically to your processes and exposures. This is very rarely a “one size fits all” product.
A component parts manufacturer’s insurance policy can include a wide range of covers. Whether you need liability‑only protection or a more comprehensive package covering your business contents, plant and machinery, CNC equipment, laser cutters, electrical test equipment or CAD/CAM systems, we shape the insurance around your needs. You’re a specialist and that means your insurance cover should be too.
Our regional and national claims teams work closely with you and your insurer to help get your business back on track as quickly as possible.
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Let’s Find the Right Fit Together
Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.
Why Choose Us
Specialist cover from industry specialists
Fast turnaround from knowledgeable brokers
Dedicated local claims support
Here are just some of the specialist covers available as part of our tailored approach for automotive component manufacturers, from engine component and parts manufacturers’ insurance to protection for drivetrain and suspension component production, electric vehicle component manufacture, and EV battery reconditioning and repair. We also support businesses involved in transmission part manufacturing, body panels and crash‑repair products, classic vehicle component reproduction, exhaust manufacturing, educational vehicle construction ICE (Internal Combustion Engine) and electric), and specialist motorsport components for race and rally.
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Your Questions, Answered
Product Liability Insurance is an important consideration for any vehicle parts manufacturer. If a component you produce is alleged to have caused injury, damage or loss , for example, due to a weld failure, electrical fault, brake component issue or unclear instructions, you may be required to defend a claim. Even if you are ultimately not responsible, the cost of investigating and defending such allegations can be significant. Product Liability Insurance can help provide financial protection in these situations.
Vehicle parts manufacturing is a highly innovative sector, and we regularly support businesses involved in a wide range of activities, including quadracycle production, ICE‑to‑EV conversions, motorcycle component manufacturing, hydrogen projects, charging systems and battery cell replacement.
We also understand that development and testing phases can create additional risks, such as dynamic testing or chassis testing. Speak to us about your products, systems or components, and we can explore insurance options suitable for your activities.
Exporting vehicle components internationally is common, and suitable insurance is often available. However, exporting to the USA or Canada can require more specific USA Product Liability Insurance, as claims environments and regulatory expectations can be more complex.
Some of our specialist insurer partners are experienced in supporting automotive parts manufacturers whose products are exported to North America, including safety‑critical and performance‑critical components. We can help you understand what cover may be appropriate based on your products and export markets.
Safety‑critical components do not necessarily prevent you from obtaining cover, but insurers do need a clear understanding of what you produce. The type of parts, whether a single manufactured item such as a gear, or a more complex assembly can influence the insurance requirements.
Safety‑critical parts can include braking, steering and suspension components, but may also extend to modern systems such as EV charging equipment, carbon‑fibre chassis builds or other advanced technologies. Understanding the origin of parts, quality controls, and manufacturing processes is important, and we can help present this information to insurers in a way that reflects your business accurately.