Equine Insurance
Specialist Equestrian Insurance to help protect you, your property and business.
Overview
Whether you’re running an equestrian business or managing your own private stables, working with horses should be a joy and not a chore. Horses and ponies bring a great deal of pleasure to those around them, but they are unpredictable animals, and anyone who works around, handles, or cares for them, needs to understand the risks associated.
At Brown & Brown we offer a range of solutions designed specifically for your equine activities, be it for a private yard or livery yard, specialist cover for freelance instructors and riders, riding schools, riders insurance, transport and events.
Brown & Brown equine division specialise in equestrian insurance providing cover for private and business owners and work to meet your equine insurance needs.
With most of our team being horse owners ourselves, the Brown & Brown team is best placed to handle all of your equestrian insurance needs. With over 100 years’ experience, between us, in the equine insurance sector, Brown & Brown have got solutions for you.

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How We Can Help
Our comprehensive range of Equestrian Insurance solutions can include cover for Horseboxes and Trailers, Personal Accident Insurance for horse riders and those who work with horses. Equestrian Buildings & contents Insurance, and Liability Insurance tailored for livery yards, Competition centres, Riding schools and Trekking centres.
We take pride in providing solutions tailored to meet our clients’ specific equestrian requirements.
Securing sufficient insurance cover as a business owner, is a crucial investment, and can offer protection against financial losses and potential fees. At Brown & Brown, our team understands the unique needs of our customers. We are dedicated to providing equine Insurance solutions that offer peace of mind, ensuring that you can quickly and easily recover from any unforeseen circumstances.

Some of the Equine Insurance Policies We Can Offer
- Equestrian Property Insurance (Equestrian Buildings and Contents Insurance)
- Private, Grass & DIY Livery Yard Insurance
- Livery Yard liability insurance
- Riding School liability insurance
- Trekking centre liability insurance
- Instructor & Groom Insurance
- Landowner liability
- Show & Events
- Saddle Fitting Insurance
- Horse Transporter liability insurance
- Horsebox Insurance
- Trailer Insurance
- Horsebox & Trailer Breakdown Cover
- Agricultural Vehicle Insurance
- Personal Accident Insurance
Typically Covered
- Equine Public & Employers Liability
- Care custody and control of horses
- Equine buildings and contents
- Business Interruption & Money cover
- Horseboxes, Trailers Agricultural vehicles & Fleets
- Quad bike for agricultural use only
- Personal accident for riders & stunt performers
Not Typically Covered
- Pet insurance
Insurance Solutions You Can Trust
Equestrian Building & Contents
Protect your stables, saddlery, equestrian tools, forage and livestock through an Equestrian Insurance policy that can safeguard your business operations and promote continuity should unexpected, adverse circumstances arise.
Equine Trades
Offering cover for Freelance Instructors, Commercial Horse Transporters, Equine Land Liability, Saddle Fitters and Course Builders.
Livery Liability Insurance
Protect your premises and operations in the rare event that you are faced with claims resulting from injury, illness, death or other damage through Brown & Brown’s Livery Liability Insurance options.
Agricultural Vehicles Insurance
Brown & Brown can provide a specialised, comprehensive policy that covers a variety of agricultural vehicles, such as cranes, tractors, forklift trucks and more.
Riding Schools and Trekking Centres Insurance
Our services can help provide cover for liabilities, accidents, property damage and more so that your business can run smoothly.
Horsebox & Horse Trailer Insurance
A Brown & Brown Horsebox Insurance policy offers peace of mind and protection while transporting yourself and your horse. It typically includes protection against theft, damage, and accidents, as well as breakdown cover to ensure the safety of both the vehicle and the horses during transit.
