Insurance for Your Property Holdings

Comprehensive Solutions for Investment Properties

Overview

At Brown & Brown, we provide specialist insurance solutions for clients who invest in residential and small commercial properties. Whether you own a single buy-to-let flat, a portfolio of houses, or a retail unit, we can help find specialist cover for each asset to be properly protected, and designed for discerning investors. Our private client service extends seamlessly to investment properties, offering comprehensive protection against loss, damage and liability while maintaining the same personal attention you receive for your own home. Policies can include landlords’ contents, loss of rent and property owners’ liability, helping your income and assets remain secure.

We work with trusted high-quality insurers experienced in this sector, combining market insight with exceptional service. Your dedicated Brown & Brown team oversees all aspects of your cover, providing efficient administration, proactive support and continuity across your property portfolio. With Brown & Brown, your investments are safeguarded with the same care and professionalism as your personal assets.

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How We Can Help

Investment properties require a different kind of insurance specialism – one that balances protection, practicality and performance. At Brown & Brown, we understand the complexities of managing multiple properties and the importance of preserving both income and capital value. Whether you own one buy-to-let flat or an extensive portfolio of residential and small commercial investments, we provide bespoke insurance solutions built around your needs.

Our private client team works with leading insurers who specialise in landlord and property owner cover. We can include protection for buildings, landlords’ contents, loss of rent, public and property owners’ liability, and alternative accommodation where applicable. We also offer guidance on tenant-related risks, vacant property cover and legal protection. Each policy is carefully structured with efficiency, flexibility and value for money in mind, without compromising on quality or service.

For clients with mixed property portfolios – including main residences, holiday homes and investment properties – we can integrate all policies under a single account. This simplifies administration, reduces overlap and helps to provide a consistent approach to claims and renewals.

Your dedicated Brown & Brown account team will oversee every detail, from arranging cover to handling claims, providing a single point of contact who understands your properties and priorities. Our goal is to make the management of your investment insurance effortless, reliable and bespoke to you.

Solutions at
Every Stage

Let’s Find the Right Fit Together

Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.

Why Choose Us

Tailored Solutions

Bespoke insurance for investment properties, providing comprehensive solutions for landlords, rental income and liability, tailored for high-net-worth clients with residential and commercial property portfolios.

Claims and Policy Support

Protect your buy-to-let and investment properties with Brown & Brown – specialist, efficient and personal insurance solutions for landlords and investors.

Experienced Advisors

Specialist property insurance solutions designed for Private Client customers, covering buildings, contents, loss of rent and liability with excellent service.

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Your Questions, Answered

Investment property insurance provides comprehensive protection for landlords and property owners. It typically includes buildings cover, landlords’ contents, loss of rent following an insured event, and property owners’ liability. These policies are specifically designed for properties that are let to tenants, ensuring both the physical structure and rental income are safeguarded. Brown & Brown’s tailored approach allows us to adapt each solution to your portfolio, whether residential or small commercial. With our private client service, your account manager oversees every aspect, ensuring your investment properties are managed with the same professionalism, efficiency and care as your primary residence.

Yes. Many of our clients prefer to include investment properties within their broader private client portfolio for convenience and cost efficiency. This unified approach simplifies administration, ensuring consistent protection across all your assets. Alternatively, policies can be arranged separately where appropriate. We’ll recommend the most practical and cost-effective structure based on your ownership and risk profile. Whether you have a single rental flat or multiple commercial units, our team ensures each property is protected while maintaining the same personal, attentive service that defines our private client offering.

Yes. Specialist landlord insurance can include loss of rent if your property becomes uninhabitable after an insured event, helping protect your income stream. Property owners’ liability is also an essential component, covering legal costs and compensation if a tenant, visitor or third party suffers injury or damage related to your property. At Brown & Brown, we can find solutions tailored to your circumstances and integrated into your overall insurance portfolio. With our proactive claims support and access to leading insurers, you can have confidence that your investment income and legal responsibilities are properly safeguarded.

Absolutely. Brown & Brown provides bespoke solutions for clients who own both residential and small commercial properties, including shops, offices or mixed-use buildings. These types of assets often require more complex cover, balancing different occupancy and liability exposures. We work with insurers who specialise in multi-use property portfolios, ensuring each risk is accurately assessed and comprehensively insured. Your dedicated account manager coordinates all aspects of your cover, ensuring consistency and efficiency across your holdings. Whether you’re an experienced investor or expanding your portfolio, Brown & Brown delivers discreet, knowledgeable and seamless service for every property you own.