Specialist Bloodstock Insurance
Insurance for High-Value Horses and Equine Assets
Overview
With deep industry knowledge and a genuine passion for horses, our dedicated team ensures every client benefits from the same level of professional guidance, responsive service and protection built on trust. At Brown & Brown, your bloodstock investments and equine interests are safeguarded with precision and care.
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How We Can Help
The world of bloodstock and equine ownership is unique – combining sport, business and passion in equal measure. We offer specialist insurance solutions for individuals and organisations involved in every part of the industry, from elite racehorse ownership to stud management and sport horse competition.
Our bloodstock insurance solutions can cover mortality, theft, veterinary fees and major medical expenses, as well as more specialised risks such as fertility, stallion first-season failure and unborn foal insurance. Each policy is selected to reflect the true value and purpose of your horses, whether they are racing, breeding or in training.
Our dedicated team brings decades of experience and genuine enthusiasm for the equine world. We understand the realities of ownership, the pressures of breeding cycles, and the importance of fast, trusted decision-making in moments of uncertainty.
Through established relationships with world-leading veterinarians, bloodstock agents and underwriters, we can provide not only comprehensive cover but also invaluable insight and guidance. For studs, training establishments and equine businesses, we also arrange property, liability and employer’s insurance for seamless cover.
Whether you’re insuring a champion racehorse or a developing bloodline, Brown & Brown delivers discreet, informed and responsive service. We take pride in protecting your horses and your passion with the same dedication you bring to them.
Solutions at
Every Stage
Let’s Find the Right Fit Together
Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.
Why Choose Us
Experienced Team
Comprehensive Solutions
Trusted Advisors
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Your Questions, Answered
We provide insurance solutions for all types of bloodstock and sport horses, including stallions, broodmares, foals, yearlings, racehorses and competition horses. We also help protect equestrian establishments such as stud farms, training yards and livery operations. Each policy is tailored to reflect the specific risks and value of the horse, offering protection against mortality, theft, veterinary expenses and other contingencies. For breeding stock, we provide specialist fertility and unborn foal insurance solutions. Our team understands both the financial and emotional investment involved, ensuring your horses and equine operations receive the highest level of professional protection and ongoing support.
Bloodstock insurance provides protection against the death or theft of an insured horse, often extending to include major medical expenses, fertility risks and loss-of-use cover. Policies can be customised to suit individual requirements, such as insuring stallions against infertility or mares for foaling risks. Brown & Brown works with leading equine underwriters to secure comprehensive, flexible policies that reflect your horse’s purpose and value. Our dedicated team manages every detail, from policy placement to claims, ensuring ongoing advice and support whenever it’s needed. We combine industry experience with personal service to deliver confidence and security for every owner and breeder.
Yes. Brown & Brown offers unique solutions for breeding-related risks, including fertility insurance for stallions and mares, and cover for unborn foals. Fertility cover protects against the loss of a stallion’s or mare’s ability to breed, while unborn foal insurance provides protection from conception through to a set period after birth. These policies are particularly valuable for studs, breeders and owners of high-value bloodlines. Our team has extensive experience managing these complex risks and works closely with veterinarians and underwriters to ensure the correct level of protection. With Brown & Brown, you can safeguard every stage of the breeding process with confidence.
Absolutely. In addition to horse insurance, Brown & Brown provides comprehensive solutions for the properties and operations associated with bloodstock and equestrian activities. This includes stables, stud farms, training establishments and livery yards. Policies can include buildings and contents cover, employers’ and public liability, business interruption, vehicles, and equipment. Our equine specialists understand the operational risks unique to the industry and tailor insurance solutions to protect both the horses and the business behind them. With Brown & Brown, you gain an experienced team who can coordinate all aspects of your equine and property insurance efficiently and professionally.