Cover That Travels With You
Specialist solutions for Flats and Holiday Homes
Overview
We also offer guidance and solutions for properties abroad, helping to make sure international homes receive the same attention to detail as those in the UK. With Brown & Brown, every home in your portfolio benefits from the same discreet, professional service and personal care, providing you with complete peace of mind wherever you live, work or relax.
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How We Can Help
Owning multiple homes brings both pleasure and complexity. At Brown & Brown, we simplify the process by selecting insurance solutions that protect each of your properties with precision, flexibility and discretion. Whether you own a flat in town, a coastal cottage, a country retreat or an overseas villa, we help to find you cover that aligns seamlessly with your lifestyle and requirements.
We work with leading insurers who specialise in high-value properties, offering comprehensive protection for buildings, contents, and personal liability. For leasehold flats, we can arrange contents-only cover, while for holiday homes we can select protection for buildings and contents, including for periods when the property is unoccupied or let to guests. Our specialist knowledge also extends to second homes abroad, where we navigate differing regulations and insurance practices on your behalf.
Each policy can stand alone or be integrated into your main residence insurance, helping to improve efficiency and cost-effectiveness. We manage every detail, from valuation to claims, through a dedicated account manager who understands your property portfolio and priorities.
At Brown & Brown, our goal is to protect your investments while making your insurance simple and stress-free. You’ll benefit from bespoke advice, prompt claims handling and the confidence that each home, whether in the UK or overseas, is covered with the same exceptional care and personal attention.
Solutions at
Every Stage
Let’s Find the Right Fit Together
Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.
Why Choose Us
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Your Questions, Answered
Brown & Brown provides bespoke insurance solutions for a wide range of properties, including leasehold flats, second homes, country cottages and overseas holiday residences. Whether your property is used privately, occasionally rented, or regularly let, we find insurance that suits its purpose. Our solutions can cover buildings, contents, accidental damage, public liability and loss of rent where relevant. We understand that each property is unique, so we work closely with trusted insurers to secure comprehensive protection that reflects your needs. With Brown & Brown, every home – whether in the city, countryside or abroad – receives specialist attention and dependable, discreet service.
Yes. Many clients prefer to include their additional homes under the same policy as their main residence. This can simplify administration and often provide better overall value. However, we also offer standalone policies where it’s more practical or cost-effective. Our team will review your specific circumstances and recommend the best structure for your cover. Whether your holiday home is in the UK or overseas, we make sure that it’s protected to the same high standards as your primary residence, providing consistent service and complete peace of mind across your entire property portfolio.
For flats and apartments, we can arrange contents-only insurance if you don’t own the freehold, so that your personal possessions, furnishings and valuables are protected. If you do own the property, we can select full buildings and contents cover, tailored to reflect your home’s value and lifestyle. Additional options such as accidental damage, loss of rent, or legal liability can also be included.
Yes. We are experienced in arranging insurance for clients with homes abroad, including villas, apartments and ski chalets. International property ownership can be complex, with local regulations, differing rebuild costs and language barriers. Our specialist knowledge ensures your overseas home is protected through reputable insurers who understand regional requirements. We coordinate all aspects of your cover, ensuring it integrates smoothly with your UK policies for consistency and ease of management. Whether your property is in France, Spain, Italy or further afield, we provide a reliable and discreet service to protect your global assets with confidence and care.