Specialist Insurance for Agriculture

Tailored cover to help protect farms, machinery, crops and livestock

Overview

Agriculture remains at the heart of the UK’s economy, but farmers face numerous risks from unpredictable weather to machinery failure. Agriculture insurance helps provide cover for the daily demands of running a farm or rural business. Whether you manage a family-owned operation or a large commercial farm, you face challenges that require practical insurance solutions. With pressures such as climate change, supply chain volatility and increased automation, the right support matters. Agriculture insurance may include cover for livestock, crops, buildings, plant and equipment, and public liability.

At Brown & Brown, our knowledgeable teammates help clients find policies suited to their farm’s specific needs. From protecting valuable assets to ensuring continuity after a disruption, we support your business with tailored guidance.

Ready to help minimise your risk and uncertainty?

Fill In Our Quick Form Today for a Quote.

How We Can Help

At Brown & Brown, we provide agriculture insurance broking services tailored to meet the varied needs of rural businesses across the UK. No two farms are the same, which is why we work with you to understand the unique risks of your operation. Whether you’re farming livestock, growing arable crops or running a diversified enterprise, we’ll help you find the right policy from a panel of trusted insurers.

Cover options we source may include livestock protection, buildings and machinery, business interruption, and liability insurance. For those involved in diversified activities such as glamping, educational visits or renewable energy, we can find you a policy that reflects all operational aspects.

Our support does not end at finding a policy. We also assist with claims processes, risk assessments, and ongoing policy reviews to help you remain suitably covered as your business evolves. With a focus on clarity and communication, we aim to make insurance simple and accessible. With Brown & Brown, you’re supported by a team that understands farming, listens carefully, and sources reliable insurance solutions to help keep your business moving.

Solutions at
Every Stage

Let’s Find the Right Fit Together

Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.

Why Choose Us

Rural Sector Understanding

Our knowledgeable teammates understand the seasonal and financial pressures rural businesses face, allowing us to guide you to suitable solutions.

Tailored Agricultural Solutions

From livestock to land, machinery and beyond, we help build insurance solutions designed around your farm’s specific requirements.

Claims and Policy Support

We stay with you post-placement, assisting with claims, renewals and ongoing advice to support your business throughout the policy’s life.

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  • Trusted Advisors – Nationwide specialists
  • Exceptional Service – Rated by real customers on Feefo
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Your Questions, Answered

Agriculture insurance can include cover for property damage, machinery breakdown, crop failure, livestock loss, and liability. Public and employer’s liability insurance are often essential, while more specific options like environmental liability or business interruption may also be relevant. Our role as insurance brokers is to help you find a policy that reflects your operation’s unique risks. Whether you’re working in arable, dairy or mixed farming, we’ll help connect you with suitable insurers.

Even smallholders face risks that could cause financial strain. While cover needs may differ from a commercial operation, small farms still benefit from insurance for buildings, tools, public liability and livestock. At Brown & Brown, we help smallholders and hobby farmers access suitable cover through flexible policies that match their scale and activities.

Yes. If you’ve diversified into new income streams such as glamping, farm shops, or holiday lets, you may need additional insurance. These can often be included as extensions to your main agriculture insurance programme. Brown & Brown can help source cover that includes diversified risks, meaning that your evolving business is considered throughout the period of insurance.

Premiums depend on a range of factors including the size of your operation, value of assets, number of employees, and claims history. The more exposure to risk, the more cover may cost. As brokers, we compare quotes from multiple insurers to help you find a balance between cost and coverage, tailored to your needs.