{"id":35899,"date":"2026-01-02T10:21:36","date_gmt":"2026-01-02T16:21:36","guid":{"rendered":"https:\/\/www.bbrown.com\/?page_id=35899"},"modified":"2026-01-29T10:54:30","modified_gmt":"2026-01-29T16:54:30","slug":"reject-the-norm","status":"publish","type":"page","link":"https:\/\/www.bbrown.com\/us\/reject-the-norm\/","title":{"rendered":"Reject the Norm of Costly Renewals"},"content":{"rendered":"

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\n Reject the Norm of Costly Renewals\n <\/h1>\n\t

How three companies are combatting cost increases and beating the odds<\/p>\n <\/div>\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_row row_bg_color=”bg-light-gray” row_padding_bottom=”pb-4″ full_width=”stretch_row”][vc_column][vc_column_text css=””]<\/p>\n

If your\u00a0employee benefits\u00a0renewal felt tougher than it should have,\u00a0you\u2019re\u00a0not alone.\u202f\u00a0<\/span><\/h4>\n

The Wall Street Journal<\/i>\u202frecently reported that employer health\u00a0insurance costs will rise\u202f9.5% in\u00a02026<\/b>\u2014the steepest increase in 15 years.\u00a0\u00a0<\/span><\/h4>\n

The Business Group on Health is seeing the same trend,\u00a0with employers expecting\u202f9% higher healthcare<\/b>\u202fand\u202f12% higher pharmacy<\/b>\u202fcosts, and actual\u00a0spend\u00a0running ahead of forecasts for\u00a0the second year in a row.\u00a0\u00a0<\/span><\/h4>\n

Our proprietary strategies are helping companies beat the odds.\u00a0<\/span><\/h4>\n

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\n\t\t\t\t\t\n\t\t\t\tConnect With Our Team<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][vc_row row_padding_bottom=”pb-0″ full_width=”stretch_row”][vc_column]\n
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\n Case Study: When Medical Plan Costs Spiral Out of Control \u2014 And How One Employer Reversed the Trend\n <\/h1>\n\t\n <\/div>[vc_column_text css=””]<\/p>\n

A large automotive dealer with more than 1,000 employees was facing skyrocketing medical plan costs, rising deductibles, and growing employee frustration. Employer costs climbed more than 82% while employees saw deductibles increase to $6,000 and contributions rise by an average of 10% each year.<\/h4>\n

When access to care became so limited that a cancer patient\u2019s surgery was canceled the day before it was scheduled, leadership knew a change was urgent. That\u2019s when Brown & Brown stepped in with a new approach that delivered better access to care, lower employee costs, and over $2.1 million in savings in just two years.<\/h4>\n

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\n Learn More About the Impact\n <\/h1>\n\t\n <\/div>\t
\n\t\t\t\t\t\n\t\t\t\tRead the Case Study<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][vc_row row_padding_bottom=”pb-0″][vc_column]\n
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\n Success Across Industries\n <\/h1>\n\t\n <\/div>[\/vc_column][\/vc_row][vc_row row_padding_bottom=”pb-0″][vc_column width=”1\/2″]\n
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\n Reducing Cost While Improving Benefits\n <\/h1>\n\t\n <\/div>[vc_video link=”https:\/\/vimeo.com\/618202318″ css=””][vc_column_text css=””]<\/p>\n

\u201cControlling costs\u00a0<\/span>is<\/span>\u00a0<\/span>very important<\/span>.<\/span>\u00a0The Brown & Brown team has made it a priority to understand our business strategy<\/span>, and it directly\u00a0<\/span>impacts<\/span>\u00a0the options they bring to us.\u201d<\/span><\/em><\/h4>\n

– Director of Human Resources<\/span>[\/vc_column_text][\/vc_column][vc_column width=”1\/2″]\n

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\n Creating a Win-Win Health Plan\n <\/h1>\n\t\n <\/div>[vc_video link=”https:\/\/vimeo.com\/765737737?fl=pl&fe=sh” css=””][vc_column_text css=””]<\/p>\n

\u201cOne of the first things we experienced was\u00a0<\/span>a huge<\/span>\u00a0cost savings.\u00a0<\/span>Not only did the employees save, but we saved over $1 million in the first year.<\/span>\u00a0<\/span>Not only have we quadrupled our enrollment, but\u00a0<\/span>we\u2019ve<\/span>\u00a0also seen flat or negative renewals year-over-year.\u201d<\/span><\/em><\/h4>\n

– Senior Vice President of People<\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_bg_color=”bg-brand-light-blue” row_padding_bottom=”pb-0″ full_width=”stretch_row” el_id=”contact”][vc_column width=”2\/3″]\n

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\n It\u2019s never been more important for HR to re-evaluate traditional strategies for managing one of your organization\u2019s largest expenses.<\/p>\n

Let\u2019s explore how we can help create a win-win health plan for all.\n <\/h1>\n\t\n <\/div>[\/vc_column][vc_column width=”1\/3″][vc_raw_html css=””]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[\/vc_raw_html][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

[vc_row row_style=”page-hero” full_width=”stretch_row_content_no_spaces”][vc_column][\/vc_column][\/vc_row][vc_row row_bg_color=”bg-light-gray” row_padding_bottom=”pb-4″ full_width=”stretch_row”][vc_column][vc_column_text css=””] If your\u00a0employee benefits\u00a0renewal felt tougher than it should have,\u00a0you\u2019re\u00a0not alone.\u202f\u00a0 The Wall Street Journal\u202frecently reported that employer health\u00a0insurance costs will rise\u202f9.5% in\u00a02026\u2014the steepest […]<\/p>\n","protected":false},"author":66,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-landing.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-35899","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nReject the Norm of Costly Renewals - Brown & Brown<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bbrown.com\/us\/reject-the-norm\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Reject the Norm of Costly Renewals\" \/>\n<meta property=\"og:description\" content=\"[vc_row row_style=”page-hero” full_width=”stretch_row_content_no_spaces”][vc_column][\/vc_column][\/vc_row][vc_row row_bg_color=”bg-light-gray” row_padding_bottom=”pb-4″ full_width=”stretch_row”][vc_column][vc_column_text css=””] If your\u00a0employee benefits\u00a0renewal felt tougher than it should have,\u00a0you\u2019re\u00a0not alone.\u202f\u00a0 The Wall Street Journal\u202frecently reported that employer health\u00a0insurance costs will rise\u202f9.5% in\u00a02026\u2014the steepest […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.bbrown.com\/us\/reject-the-norm\/\" \/>\n<meta property=\"og:site_name\" content=\"Brown & Brown\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-29T16:54:30+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.bbrown.com\/us\/reject-the-norm\/\",\"url\":\"https:\/\/www.bbrown.com\/us\/reject-the-norm\/\",\"name\":\"Reject the Norm of Costly Renewals - 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