{"id":171,"date":"2021-10-14T15:24:21","date_gmt":"2021-10-14T15:24:21","guid":{"rendered":"https:\/\/www.bbrown.com\/?page_id=171"},"modified":"2025-12-10T09:59:18","modified_gmt":"2025-12-10T15:59:18","slug":"employer-stop-loss","status":"publish","type":"page","link":"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/","title":{"rendered":"Employer Stop Loss"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column]\n\t<div class=\"hero hero--wrap    \">\n\n\t\t<div class=\"hero--background-image bg-brand-dark-blue bg-overlay\">\n\t\t\t<div class=\"hero--overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"hero-background\" style=\"background: url(https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/photo-1542744173-05336fcc7ad4.jpeg) center center no-repeat; background-size: cover;\"><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"hero--container\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"hero--inner width-100\">\n\n\t\t\t\t\t\n  <div class='content-heading  100%  '>\n    <p class='text-white subheading'>Reduce the unexpected costs of runaway claims<\/p>\n    <h1 class='text-white    '>\n      Employer Stop Loss\n    <\/h1>\n\t\n  <\/div>\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_row][vc_column]  <div class=\"container overlapping-image-container content-right\">\n    <div class=\"row\">\n      <div class=\"image-column col-md-12 col-lg\">\n        <div class=\"image-column--inner\" style=\"background-image: url('https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/pexels-photo-7491011.jpeg');\"><\/div>\n      <\/div>\n      <div class=\"content-column col-md-12 col-lg-6\">\n        <div class=\"content-column--inner\">\n                      <h3>Overview<\/h3>\n                    <div class=\"content-column--content \">\n            Self-funded or considering a partially self-funded strategy?\u00a0 Are you concerned about high-cost claims and specialty prescription drug costs? You can help reduce unexpected costs of runaway claims with the use of employer Stop Loss insurance. An effective employer Stop Loss solution can help you take control over your spending with coverage tailored to your needs without increasing downside risk.          <\/div>\n                  <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n[\/vc_column][\/vc_row][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1638570437930{background-color: #eaeaec !important;}&#8221;][vc_row full_width=&#8221;stretch_row&#8221;][vc_column width=&#8221;2\/3&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h4 class='text-brand-dark-blue   text-bold h2'>\n      How We Can Help\n    <\/h4>\n\t\n  <\/div>[vc_column_text]Brown &amp; Browns\u2019 Stop Loss specialists can support you by providing access to a variety of employer Stop Loss products, tools and resources to manage your risk.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;596&#8243; img_size=&#8221;full&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100%  '>\n    \n    <h2 class='text-brand-dark-blue   text-bold h2'>\n      Gain access to:\n    <\/h2>\n\t\n  <\/div>[vc_column_text]<\/p>\n<ul>\n<li>Preferred panel and comprehensive stop-loss market analysis<\/li>\n<li>Experience refunds<\/li>\n<li>Plan mirroring<\/li>\n<li>Early rate lock<\/li>\n<li>No new lasers<\/li>\n<li>Advance funding on specific claims<\/li>\n<li>Terminal liability<\/li>\n<li>Multi-year options with guaranteed renewals<\/li>\n<li>Aggregating specific retention<\/li>\n<li>Rate caps on specific renewals<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]\t<div class='wpb_content_element text-center btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='https:\/\/www.bbrown.com\/us\/case-studies\/?_sft_service=employee-benefits' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">View Case Studies<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][\/vc_section][vc_row][vc_column]\n  <div class='content-heading  100% content-heading--ruled '>\n    <p class='text-brand-blue subheading'>Ready to reduce the cost of the unexpected?<\/p>\n    <h2 class='text-brand-dark-blue   text-bold h2'>\n      Contact us for more information.\n    <\/h2>\n\t\n  <\/div>\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='\/us\/contact\/' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Contact Us<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1638570437930{background-color: #eaeaec !important;}&#8221;][vc_row full_width=&#8221;stretch_row&#8221;][vc_column width=&#8221;2\/3&#8243;][vc_column_text]Brown &amp; Browns\u2019 Stop Loss specialists can support you by providing access to a variety of employer Stop Loss products, tools and [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":520,"parent":113,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-171","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Employer Stop Loss Insurance | Brown &amp; Brown<\/title>\n<meta name=\"description\" content=\"Our employer Stop Loss Insurance solution can help you take control over your spending with coverage tailored to your needs without increasing downside risk.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Employer Stop Loss\" \/>\n<meta property=\"og:description\" content=\"Our employer Stop Loss Insurance solution can help you take control over your spending with coverage tailored to your needs without increasing downside risk.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/\" \/>\n<meta property=\"og:site_name\" content=\"Brown &amp; Brown\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-10T15:59:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/photo-1542744173-05336fcc7ad4.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1604\" \/>\n\t<meta property=\"og:image:height\" content=\"1161\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/\",\"url\":\"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/\",\"name\":\"Employer Stop Loss Insurance | Brown & Brown\",\"isPartOf\":{\"@id\":\"https:\/\/www.bbrown.com\/us\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/photo-1542744173-05336fcc7ad4.jpeg\",\"datePublished\":\"2021-10-14T15:24:21+00:00\",\"dateModified\":\"2025-12-10T15:59:18+00:00\",\"description\":\"Our employer Stop Loss Insurance solution can help you take control over your spending with coverage tailored to your needs without increasing downside risk.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/#breadcrumb\"},\"inLanguage\":\"us\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"us\",\"@id\":\"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/#primaryimage\",\"url\":\"https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/photo-1542744173-05336fcc7ad4.jpeg\",\"contentUrl\":\"https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/photo-1542744173-05336fcc7ad4.jpeg\",\"width\":1604,\"height\":1161,\"caption\":\"person entering data on laptop\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.bbrown.com\/us\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Employee Benefits\",\"item\":\"https:\/\/www.bbrown.com\/us\/employee-benefits\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Employer Stop Loss\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.bbrown.com\/us\/#website\",\"url\":\"https:\/\/www.bbrown.com\/us\/\",\"name\":\"Brown &amp; Brown\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.bbrown.com\/us\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.bbrown.com\/us\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"us\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.bbrown.com\/us\/#organization\",\"name\":\"Brown &amp; Brown\",\"url\":\"https:\/\/www.bbrown.com\/us\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"us\",\"@id\":\"https:\/\/www.bbrown.com\/us\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/cropped-BBRetail002-RGBrevs.png\",\"contentUrl\":\"https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/cropped-BBRetail002-RGBrevs.png\",\"width\":1000,\"height\":136,\"caption\":\"Brown &amp; Brown\"},\"image\":{\"@id\":\"https:\/\/www.bbrown.com\/us\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Employer Stop Loss Insurance | Brown & Brown","description":"Our employer Stop Loss Insurance solution can help you take control over your spending with coverage tailored to your needs without increasing downside risk.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/","og_locale":"en_US","og_type":"article","og_title":"Employer Stop Loss","og_description":"Our employer Stop Loss Insurance solution can help you take control over your spending with coverage tailored to your needs without increasing downside risk.","og_url":"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/","og_site_name":"Brown &amp; Brown","article_modified_time":"2025-12-10T15:59:18+00:00","og_image":[{"width":1604,"height":1161,"url":"https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/photo-1542744173-05336fcc7ad4.jpeg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/","url":"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/","name":"Employer Stop Loss Insurance | Brown & Brown","isPartOf":{"@id":"https:\/\/www.bbrown.com\/us\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/#primaryimage"},"image":{"@id":"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/#primaryimage"},"thumbnailUrl":"https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/photo-1542744173-05336fcc7ad4.jpeg","datePublished":"2021-10-14T15:24:21+00:00","dateModified":"2025-12-10T15:59:18+00:00","description":"Our employer Stop Loss Insurance solution can help you take control over your spending with coverage tailored to your needs without increasing downside risk.","breadcrumb":{"@id":"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/#breadcrumb"},"inLanguage":"us","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/"]}]},{"@type":"ImageObject","inLanguage":"us","@id":"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/#primaryimage","url":"https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/photo-1542744173-05336fcc7ad4.jpeg","contentUrl":"https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/photo-1542744173-05336fcc7ad4.jpeg","width":1604,"height":1161,"caption":"person entering data on laptop"},{"@type":"BreadcrumbList","@id":"https:\/\/www.bbrown.com\/us\/employee-benefits\/employer-stop-loss\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.bbrown.com\/us\/"},{"@type":"ListItem","position":2,"name":"Employee Benefits","item":"https:\/\/www.bbrown.com\/us\/employee-benefits\/"},{"@type":"ListItem","position":3,"name":"Employer Stop Loss"}]},{"@type":"WebSite","@id":"https:\/\/www.bbrown.com\/us\/#website","url":"https:\/\/www.bbrown.com\/us\/","name":"Brown &amp; Brown","description":"","publisher":{"@id":"https:\/\/www.bbrown.com\/us\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.bbrown.com\/us\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"us"},{"@type":"Organization","@id":"https:\/\/www.bbrown.com\/us\/#organization","name":"Brown &amp; Brown","url":"https:\/\/www.bbrown.com\/us\/","logo":{"@type":"ImageObject","inLanguage":"us","@id":"https:\/\/www.bbrown.com\/us\/#\/schema\/logo\/image\/","url":"https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/cropped-BBRetail002-RGBrevs.png","contentUrl":"https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/cropped-BBRetail002-RGBrevs.png","width":1000,"height":136,"caption":"Brown &amp; Brown"},"image":{"@id":"https:\/\/www.bbrown.com\/us\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.bbrown.com\/us\/wp-json\/wp\/v2\/pages\/171","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bbrown.com\/us\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bbrown.com\/us\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bbrown.com\/us\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bbrown.com\/us\/wp-json\/wp\/v2\/comments?post=171"}],"version-history":[{"count":0,"href":"https:\/\/www.bbrown.com\/us\/wp-json\/wp\/v2\/pages\/171\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.bbrown.com\/us\/wp-json\/wp\/v2\/pages\/113"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bbrown.com\/us\/wp-json\/wp\/v2\/media\/520"}],"wp:attachment":[{"href":"https:\/\/www.bbrown.com\/us\/wp-json\/wp\/v2\/media?parent=171"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}