{"id":9193,"date":"2021-03-03T22:03:49","date_gmt":"2021-03-03T22:03:49","guid":{"rendered":"https:\/\/www.bbinsurance.com\/?post_type=insight&p=9193"},"modified":"2021-03-03T22:03:49","modified_gmt":"2021-03-03T22:03:49","slug":"updated-guidance-cobra-hipaa-and-claims-timeframes","status":"publish","type":"insight","link":"https:\/\/www.bbrown.com\/us\/insight\/updated-guidance-cobra-hipaa-and-claims-timeframes\/","title":{"rendered":"Updated Guidance: COBRA, HIPAA, and Claims Timeframes"},"content":{"rendered":"

We have received guidance regarding how the temporary extension of COBRA, HIPAA, and claims filing timeframes should be treated after February 28, 2021.<\/p>\n

Last April\u2019s EBSA Disaster Relief Notice 2020-01 provided extensions for certain deadlines for COBRA, HIPAA, and claims filing timeframes that were\u00a0effective March 1, 2020. Under the extension, the affected timelines were \u201cpaused\u201d until the earlier of the end of the \u201cOutbreak Period\u201d (60 days after the COVID-19 national emergency was declared over) or one year (February 28, 2021).<\/p>\n

On February 26, 2021, EBSA issued Disaster Relief Notice 2021-01 (below), clarifying the timeline extensions granted in the earlier Notice<\/p>\n

Individuals and plans with timeframes that are subject to the relief under the Notices will have the applicable periods under the Notices disregarded until the earlier of:<\/p>\n

(a)\u00a0\u00a0One (1) year from the date they were first eligible for relief, or<\/p>\n

(b)\u00a0\u00a060 days after the announced end of the National Emergency (the end of the Outbreak Period).<\/p>\n

The timeframes for individuals and plans with periods that were previously disregarded under the Notices will resume on the applicable date. In no case will a disregarded period exceed one (1) year.<\/p>\n

What does this mean?<\/p>\n

    \n
  1. Example: Participant experienced a qualifying event and received a COBRA election notice on December 1, 2020.\u00a0Participant now has until January 30, 2022 to elect retroactive COBRA coverage unless the outbreak period ends earlier.<\/li>\n
  2. Example: New baby was born on February 28th, 2021. Participant now has until March 28, 2022 to enroll self and child (and spouse if desired), retroactive to February 28, 2021, unless the outbreak period ends earlier.<\/li>\n<\/ol>\n

     <\/p>\n

    Download an overview the Brown & Brown Research and Compliance team created below.<\/p>\n

    Download PDF<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

    Last April\u2019s EBSA Disaster Relief Notice 2020-01 provided extensions for certain deadlines for COBRA, HIPAA, and claims filing timeframes that were\u00a0effective March 1, 2020<\/p>\n","protected":false},"author":30,"featured_media":18681,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"insight_category":[127,132],"class_list":["post-9193","insight","type-insight","status-publish","has-post-thumbnail","hentry","insight_category-company-news","insight_category-in-the-media"],"acf":[],"yoast_head":"\nUpdated Guidance: COBRA, HIPAA, and Claims Timeframes - Brown & Brown<\/title>\n<meta name=\"description\" content=\"Last April\u2019s EBSA Disaster Relief Notice 2020-01 provided extensions for certain deadlines for COBRA, HIPAA, and claims filing timeframes that were\u00a0effective March 1, 2020\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bbrown.com\/us\/insight\/updated-guidance-cobra-hipaa-and-claims-timeframes\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Updated Guidance: COBRA, HIPAA, and Claims Timeframes\" \/>\n<meta property=\"og:description\" content=\"Last April\u2019s EBSA Disaster Relief Notice 2020-01 provided extensions for certain deadlines for COBRA, HIPAA, and claims filing timeframes that were\u00a0effective March 1, 2020\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.bbrown.com\/us\/insight\/updated-guidance-cobra-hipaa-and-claims-timeframes\/\" \/>\n<meta property=\"og:site_name\" content=\"Brown & Brown\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/03\/Compliance_Reports_image.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1425\" \/>\n\t<meta property=\"og:image:height\" content=\"836\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.bbrown.com\/us\/insight\/updated-guidance-cobra-hipaa-and-claims-timeframes\/\",\"url\":\"https:\/\/www.bbrown.com\/us\/insight\/updated-guidance-cobra-hipaa-and-claims-timeframes\/\",\"name\":\"Updated Guidance: COBRA, HIPAA, and Claims Timeframes - 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