{"id":3224,"date":"2023-09-18T09:01:03","date_gmt":"2023-09-18T14:01:03","guid":{"rendered":"https:\/\/www.bbrown.com\/?post_type=insight&p=3224"},"modified":"2023-09-19T21:23:45","modified_gmt":"2023-09-20T02:23:45","slug":"medicare-and-employer-sponsored-group-health-plans-faq","status":"publish","type":"insight","link":"https:\/\/www.bbrown.com\/us\/insight\/medicare-and-employer-sponsored-group-health-plans-faq\/","title":{"rendered":"Medicare and Employer-Sponsored Group Health Plans – FAQ"},"content":{"rendered":"

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Employee Benefits<\/p>\n

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\n Medicare and Employer-Sponsored Group Health Plans - FAQ\n <\/h1>\n\t\n <\/div>[vc_column_text]<\/p>\n

Medicare Basics<\/h3>\n

What is Medicare Part A?<\/h4>\n

Medicare Part A is hospitalization coverage. It covers eligible hospital expenses, skilled nursing care, home health care and hospice care.<\/p>\n

What is Medicare Part B?<\/h4>\n

Medicare Part B is general medical coverage. It covers medical services, such as inpatient and outpatient medical services and doctors\u2019 charges, office visits, therapy services and preventive care.<\/p>\n

What is Medicare Part D?<\/h4>\n

Medicare Part D is prescription drug coverage.<\/p>\n

What is Medicare Part C?<\/h4>\n

Medicare Part C is called \u201cMedicare Advantage.\u201d It is a plan intended to replace Parts A and B in a more controlled managed care setting (such as an HMO with a more restricted network of providers).<\/p>\n

What is a Medigap Policy?<\/h4>\n

A Medigap, or Medicare Supplement policy, is a private insurance policy purchased to fill gaps in coverage not covered by Medicare Part A or B. For example, Medigap policies often cover hospital services beyond 90 days per benefit period, provide benefits for services not covered by Medicare, and pay some or all out-of-pocket expenses (e.g., Medicare Part A or B deductible and\/or coinsurance).<\/p>\n

When can individuals sign up for Medicare A or B?<\/h4>\n

In general, individuals can enroll in Medicare:<\/p>\n