{"id":1884,"date":"2023-04-23T09:18:23","date_gmt":"2023-04-23T14:18:23","guid":{"rendered":"https:\/\/www.bbrown.com\/?post_type=insight&#038;p=1884"},"modified":"2024-07-29T22:34:12","modified_gmt":"2024-07-30T03:34:12","slug":"hurricane-preparation-and-recovery-claims-guidelines-for-condo-associations","status":"publish","type":"insight","link":"https:\/\/www.bbrown.com\/us\/insight\/hurricane-preparation-and-recovery-claims-guidelines-for-condo-associations\/","title":{"rendered":"Hurricane Preparation and Recovery | Claims Guidelines for Condo Associations"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content&#8221;][vc_column]\n\t<div class=\"hero hero--wrap    \">\n\n\t\t<div class=\"hero--background-image hero--background-image-blur\">\n\t\t\t<div class=\"hero--overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"hero-background\" style=\"background: url(https:\/\/www.bbrown.com\/wp-content\/uploads\/2022\/06\/HurricaneCondoClaimsGuidelines_WebsiteGraphic-1.jpg) center center no-repeat; background-size: cover;\"><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"hero--container\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"hero--inner width-100\">\n\n\t\t\t\t\t\n  <div class='content-heading  100%  '>\n    <p class='text-white subheading'>Property &amp; Casualty<\/p>\n    <h1 class='text-white    '>\n      Hurricane Preparation and Recovery | Claims Guidelines for Condo Associations\n    <\/h1>\n\t\n  <\/div>\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h1 class='text-brand-dark-blue    h2'>\n      Hurricane Preparation and Recovery | Claims Guidelines for Condo Associations\n    <\/h1>\n\t\n  <\/div>[vc_column_text]Brown &amp; Brown has the knowledge you can trust to support you in navigating the complicated claims process so you can focus more of your time and energy on assisting your owners and tenants, mitigating losses and restoring normal business operations.<\/p>\n<p>We suggest using the following checklist to facilitate an efficient and successful recovery.<\/p>\n<p><strong>Place your insurance carrier on notice of the loss and copy your broker<\/strong><\/p>\n<ul>\n<li>Review your policy jointly with Brown &amp; Brown to identify policy provisions and relevant deductibles.<\/li>\n<li>There may be special coverages, sublimits or deductibles that apply to hurricane-related losses.<\/li>\n<li>You may have multiple insurance policies implicated following a hurricane, including property, wind and flood. Discuss with your broker which policies to place on notice of loss, based on your specific circumstances.<\/li>\n<\/ul>\n<p><strong>Assemble your team<\/strong><\/p>\n<ul>\n<li>Designate one team member as point of contact for your communications with adjusters and third-parties.<\/li>\n<\/ul>\n<p><strong>Notify all involved parties<\/strong><\/p>\n<ul>\n<li>Including owners, tenants, lessees, vendors and any other third-parties that may be affected.<\/li>\n<li>Heed the warnings of local authorities and emergency services resources as the storm approaches.<\/li>\n<\/ul>\n<p><strong>Identify and document loss-related issues that could impair operations<\/strong><\/p>\n<ul>\n<li>Include photos of direct physical damage at your property, including common spaces, entry or exit points, utility interruption and other damaged facilities.<\/li>\n<li>Save documents sent by civil or government entities, including emergency orders.<\/li>\n<li>Confirm any damages that are related to your business but did not occur at your physical location.<\/li>\n<\/ul>\n<p><strong>Determine a loss-associated cost tracking system<\/strong><\/p>\n<ul>\n<li>Set up a single accounting code to organize all loss-associated costs in one place.<\/li>\n<\/ul>\n<p><strong>Create shared access to important documents<\/strong><\/p>\n<ul>\n<li>One portal will help simplify the process of sharing multiple documents with your adjuster and broker.<\/li>\n<li>Ensure all data is sufficiently backed up as part of your storm preparedness process.<\/li>\n<\/ul>\n<p>[\/vc_column_text]\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='https:\/\/www.bbrown.com\/wp-content\/uploads\/2023\/04\/Hurricane-Condo-Claims-Guidelines-Brown-Brown_WEB-2.pdf' target='_blank' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Continue Reading<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[vc_column_text]For more information on hurricane preparation:<\/p>\n<p><a href=\"https:\/\/www.bbrown.com\/us\/insight\/hurricane-preparation-and-recovery-claims-guidelines\/\" target=\"_blank\" rel=\"noopener\">Hurricane Preparation and Recovery | Claims Guidelines<\/a><\/p>\n<p><a href=\"https:\/\/www.bbrown.com\/us\/insight\/hurricane-preparation-a-guide-for-businesses-homeowners-and-boaters\/\" target=\"_blank\" rel=\"noopener\">Hurricane Preparation | A Guide for Businesses, Homeowners and Boaters<\/a>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;918&#8243; alignment=&#8221;center&#8221;][vc_separator border_width=&#8221;2&#8243; el_width=&#8221;60&#8243;][vc_column_text]<\/p>\n<h6 style=\"text-align: center;\">Property &amp; Casualty Team<\/h6>\n<p>[\/vc_column_text]\t<div class='wpb_content_element text-center btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-dark-blue  '\n\t\t\t\thref='\/us\/contact\/contact-general\/' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Connect Now<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content&#8221;][vc_column][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243;][vc_column_text]Brown &amp; Brown has the knowledge you can trust to support you in navigating the complicated claims process so you can focus more of your time and [&hellip;]<\/p>\n","protected":false},"author":66,"featured_media":2732,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"insight_category":[119,34],"class_list":["post-1884","insight","type-insight","status-publish","has-post-thumbnail","hentry","insight_category-catastrophe-prep-guides","insight_category-property-casualty"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Hurricane Preparation and Recovery | Claims Guidelines for Condo Associations - Brown &amp; Brown<\/title>\n<meta name=\"description\" content=\"Brown &amp; Brown can support Condo Associations in navigating the complicated claims process after a hurricane. Use this checklist to help facilitate an efficient and successful recovery.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bbrown.com\/us\/insight\/hurricane-preparation-and-recovery-claims-guidelines-for-condo-associations\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hurricane Preparation and Recovery | Claims Guidelines for Condo Associations\" \/>\n<meta property=\"og:description\" content=\"Brown &amp; Brown can support Condo Associations in navigating the complicated claims process after a hurricane. 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