{"id":1563,"date":"2022-01-27T14:51:33","date_gmt":"2022-01-27T20:51:33","guid":{"rendered":"https:\/\/www.bbrown.com\/?post_type=insight&#038;p=1563"},"modified":"2023-04-25T16:03:09","modified_gmt":"2023-04-25T21:03:09","slug":"2022-fsa-hra-hsa-comparison","status":"publish","type":"insight","link":"https:\/\/www.bbrown.com\/us\/insight\/2022-fsa-hra-hsa-comparison\/","title":{"rendered":"2022 FSA, HRA and HSA Comparison"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content&#8221;][vc_column]\n\t<div class=\"hero hero--wrap    \">\n\n\t\t<div class=\"hero--background-image hero--background-image-blur\">\n\t\t\t<div class=\"hero--overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"hero-background\" style=\"background: url(https:\/\/www.bbrown.com\/wp-content\/uploads\/2022\/01\/AdobeStock_221718577.jpeg) center center no-repeat; background-size: cover;\"><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"hero--container\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"hero--inner width-100\">\n\n\t\t\t\t\t\n  <div class='content-heading  100%  '>\n    <p class='text-white subheading'>Employee Benefits<\/p>\n    <h1 class='text-white    '>\n      2022 FSA, HRA and HSA Comparison\n    <\/h1>\n\t\n  <\/div>\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h1 class='text-brand-dark-blue    h2'>\n      2022 FSA, HRA and HSA Comparison\n    <\/h1>\n\t\n  <\/div>[vc_column_text]While Flexible Spending Accounts (FSAs), Health Reimbursement Arrangements (HRAs) and Health Savings Accounts (HSAs) are similar in that they enable employees to save money for medical expenses, there are vital and nuanced differences between the three.<\/p>\n<p>Through the following FSA\/HRA\/HSA comparison for 2022, get answers to frequently asked questions about eligibility, exemptions and deductions to differentiate between the different plans and explain their impacts.<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-1578 size-full\" src=\"https:\/\/www.bbrown.com\/wp-content\/uploads\/2022\/01\/FSA-HRA-HSA-Table-scaled-1.png\" alt=\"FSA HRA HSA Table\" width=\"640\" height=\"417\" srcset=\"https:\/\/www.bbrown.com\/wp-content\/uploads\/2022\/01\/FSA-HRA-HSA-Table-scaled-1.png 640w, https:\/\/www.bbrown.com\/wp-content\/uploads\/2022\/01\/FSA-HRA-HSA-Table-scaled-1-300x195.png 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>[\/vc_column_text]\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='https:\/\/www.bbrown.com\/wp-content\/uploads\/2022\/01\/FSA-HRA-HSA-2022-Comparison-Brown-Brown.pdf' target='_blank' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Download PDF<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;1390&#8243; alignment=&#8221;center&#8221;][vc_separator border_width=&#8221;2&#8243; el_width=&#8221;60&#8243;][vc_column_text]<\/p>\n<h6 style=\"text-align: center;\">Regulatory and Legislative Strategy Group<\/h6>\n<p>[\/vc_column_text]\t<div class='wpb_content_element text-center btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-dark-blue  '\n\t\t\t\thref='\/us\/contact\/contact-general\/' target='_blank' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Connect Now<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content&#8221;][vc_column][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243;][vc_column_text]While Flexible Spending Accounts (FSAs), Health Reimbursement Arrangements (HRAs) and Health Savings Accounts (HSAs) are similar in that they enable employees to save money for medical expenses, [&hellip;]<\/p>\n","protected":false},"author":66,"featured_media":1564,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"insight_category":[31,73],"class_list":["post-1563","insight","type-insight","status-publish","has-post-thumbnail","hentry","insight_category-employee-benefits","insight_category-regulatory-and-legislative-strategy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>2022 FSA, HRA and HSA Comparison - Brown &amp; Brown<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bbrown.com\/us\/insight\/2022-fsa-hra-hsa-comparison\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"2022 FSA, HRA and HSA Comparison\" \/>\n<meta property=\"og:description\" content=\"[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content&#8221;][vc_column][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243;][vc_column_text]While Flexible Spending Accounts (FSAs), Health Reimbursement Arrangements (HRAs) and Health Savings Accounts (HSAs) are similar in that they enable employees to save money for medical expenses, [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.bbrown.com\/us\/insight\/2022-fsa-hra-hsa-comparison\/\" \/>\n<meta property=\"og:site_name\" content=\"Brown &amp; Brown\" \/>\n<meta property=\"article:modified_time\" content=\"2023-04-25T21:03:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.bbrown.com\/wp-content\/uploads\/2022\/01\/AdobeStock_221718577-1024x683.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"683\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.bbrown.com\\\/us\\\/insight\\\/2022-fsa-hra-hsa-comparison\\\/\",\"url\":\"https:\\\/\\\/www.bbrown.com\\\/us\\\/insight\\\/2022-fsa-hra-hsa-comparison\\\/\",\"name\":\"2022 FSA, HRA and HSA Comparison - Brown &amp; Brown\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.bbrown.com\\\/us\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.bbrown.com\\\/us\\\/insight\\\/2022-fsa-hra-hsa-comparison\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.bbrown.com\\\/us\\\/insight\\\/2022-fsa-hra-hsa-comparison\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.bbrown.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/AdobeStock_221718577.jpeg\",\"datePublished\":\"2022-01-27T20:51:33+00:00\",\"dateModified\":\"2023-04-25T21:03:09+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.bbrown.com\\\/us\\\/insight\\\/2022-fsa-hra-hsa-comparison\\\/#breadcrumb\"},\"inLanguage\":\"us\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.bbrown.com\\\/us\\\/insight\\\/2022-fsa-hra-hsa-comparison\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"us\",\"@id\":\"https:\\\/\\\/www.bbrown.com\\\/us\\\/insight\\\/2022-fsa-hra-hsa-comparison\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.bbrown.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/AdobeStock_221718577.jpeg\",\"contentUrl\":\"https:\\\/\\\/www.bbrown.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/AdobeStock_221718577.jpeg\",\"width\":7952,\"height\":5304},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.bbrown.com\\\/us\\\/insight\\\/2022-fsa-hra-hsa-comparison\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.bbrown.com\\\/us\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insights\",\"item\":\"https:\\\/\\\/www.bbrown.com\\\/us\\\/news-events\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"2022 FSA, HRA and HSA Comparison\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.bbrown.com\\\/us\\\/#website\",\"url\":\"https:\\\/\\\/www.bbrown.com\\\/us\\\/\",\"name\":\"Brown &amp; Brown\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.bbrown.com\\\/us\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.bbrown.com\\\/us\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"us\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.bbrown.com\\\/us\\\/#organization\",\"name\":\"Brown &amp; Brown\",\"url\":\"https:\\\/\\\/www.bbrown.com\\\/us\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"us\",\"@id\":\"https:\\\/\\\/www.bbrown.com\\\/us\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.bbrown.com\\\/wp-content\\\/uploads\\\/2021\\\/12\\\/cropped-BBRetail002-RGBrevs.png\",\"contentUrl\":\"https:\\\/\\\/www.bbrown.com\\\/wp-content\\\/uploads\\\/2021\\\/12\\\/cropped-BBRetail002-RGBrevs.png\",\"width\":1000,\"height\":136,\"caption\":\"Brown &amp; Brown\"},\"image\":{\"@id\":\"https:\\\/\\\/www.bbrown.com\\\/us\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"2022 FSA, HRA and HSA Comparison - Brown &amp; Brown","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.bbrown.com\/us\/insight\/2022-fsa-hra-hsa-comparison\/","og_locale":"en_US","og_type":"article","og_title":"2022 FSA, HRA and HSA Comparison","og_description":"[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content&#8221;][vc_column][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243;][vc_column_text]While Flexible Spending Accounts (FSAs), Health Reimbursement Arrangements (HRAs) and Health Savings Accounts (HSAs) are similar in that they enable employees to save money for medical expenses, [&hellip;]","og_url":"https:\/\/www.bbrown.com\/us\/insight\/2022-fsa-hra-hsa-comparison\/","og_site_name":"Brown &amp; Brown","article_modified_time":"2023-04-25T21:03:09+00:00","og_image":[{"width":1024,"height":683,"url":"https:\/\/www.bbrown.com\/wp-content\/uploads\/2022\/01\/AdobeStock_221718577-1024x683.jpeg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.bbrown.com\/us\/insight\/2022-fsa-hra-hsa-comparison\/","url":"https:\/\/www.bbrown.com\/us\/insight\/2022-fsa-hra-hsa-comparison\/","name":"2022 FSA, HRA and HSA Comparison - Brown &amp; Brown","isPartOf":{"@id":"https:\/\/www.bbrown.com\/us\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.bbrown.com\/us\/insight\/2022-fsa-hra-hsa-comparison\/#primaryimage"},"image":{"@id":"https:\/\/www.bbrown.com\/us\/insight\/2022-fsa-hra-hsa-comparison\/#primaryimage"},"thumbnailUrl":"https:\/\/www.bbrown.com\/wp-content\/uploads\/2022\/01\/AdobeStock_221718577.jpeg","datePublished":"2022-01-27T20:51:33+00:00","dateModified":"2023-04-25T21:03:09+00:00","breadcrumb":{"@id":"https:\/\/www.bbrown.com\/us\/insight\/2022-fsa-hra-hsa-comparison\/#breadcrumb"},"inLanguage":"us","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.bbrown.com\/us\/insight\/2022-fsa-hra-hsa-comparison\/"]}]},{"@type":"ImageObject","inLanguage":"us","@id":"https:\/\/www.bbrown.com\/us\/insight\/2022-fsa-hra-hsa-comparison\/#primaryimage","url":"https:\/\/www.bbrown.com\/wp-content\/uploads\/2022\/01\/AdobeStock_221718577.jpeg","contentUrl":"https:\/\/www.bbrown.com\/wp-content\/uploads\/2022\/01\/AdobeStock_221718577.jpeg","width":7952,"height":5304},{"@type":"BreadcrumbList","@id":"https:\/\/www.bbrown.com\/us\/insight\/2022-fsa-hra-hsa-comparison\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.bbrown.com\/us\/"},{"@type":"ListItem","position":2,"name":"Insights","item":"https:\/\/www.bbrown.com\/us\/news-events\/"},{"@type":"ListItem","position":3,"name":"2022 FSA, HRA and HSA Comparison"}]},{"@type":"WebSite","@id":"https:\/\/www.bbrown.com\/us\/#website","url":"https:\/\/www.bbrown.com\/us\/","name":"Brown &amp; Brown","description":"","publisher":{"@id":"https:\/\/www.bbrown.com\/us\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.bbrown.com\/us\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"us"},{"@type":"Organization","@id":"https:\/\/www.bbrown.com\/us\/#organization","name":"Brown &amp; Brown","url":"https:\/\/www.bbrown.com\/us\/","logo":{"@type":"ImageObject","inLanguage":"us","@id":"https:\/\/www.bbrown.com\/us\/#\/schema\/logo\/image\/","url":"https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/cropped-BBRetail002-RGBrevs.png","contentUrl":"https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/cropped-BBRetail002-RGBrevs.png","width":1000,"height":136,"caption":"Brown &amp; Brown"},"image":{"@id":"https:\/\/www.bbrown.com\/us\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.bbrown.com\/us\/wp-json\/wp\/v2\/insight\/1563","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bbrown.com\/us\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/www.bbrown.com\/us\/wp-json\/wp\/v2\/types\/insight"}],"author":[{"embeddable":true,"href":"https:\/\/www.bbrown.com\/us\/wp-json\/wp\/v2\/users\/66"}],"version-history":[{"count":0,"href":"https:\/\/www.bbrown.com\/us\/wp-json\/wp\/v2\/insight\/1563\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bbrown.com\/us\/wp-json\/wp\/v2\/media\/1564"}],"wp:attachment":[{"href":"https:\/\/www.bbrown.com\/us\/wp-json\/wp\/v2\/media?parent=1563"}],"wp:term":[{"taxonomy":"insight_category","embeddable":true,"href":"https:\/\/www.bbrown.com\/us\/wp-json\/wp\/v2\/insight_category?post=1563"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}