Reject the Norm of Costly Renewals
How three companies are combatting cost increases and beating the odds
If your employee benefits renewal felt tougher than it should have, you’re not alone.
The Wall Street Journal recently reported that employer health insurance costs will rise 9.5% in 2026—the steepest increase in 15 years.
The Business Group on Health is seeing the same trend, with employers expecting 9% higher healthcare and 12% higher pharmacy costs, and actual spend running ahead of forecasts for the second year in a row.
Our proprietary strategies are helping companies beat the odds.
Case Study: When Medical Plan Costs Spiral Out of Control — And How One Employer Reversed the Trend
A large automotive dealer with more than 1,000 employees was facing skyrocketing medical plan costs, rising deductibles, and growing employee frustration. Employer costs climbed more than 82% while employees saw deductibles increase to $6,000 and contributions rise by an average of 10% each year.
When access to care became so limited that a cancer patient’s surgery was canceled the day before it was scheduled, leadership knew a change was urgent. That’s when Brown & Brown stepped in with a new approach that delivered better access to care, lower employee costs, and over $2.1 million in savings in just two years.



Learn More About the Impact
Success Across Industries
Reducing Cost While Improving Benefits
“Controlling costs is very important. The Brown & Brown team has made it a priority to understand our business strategy, and it directly impacts the options they bring to us.”
– Director of Human Resources
Creating a Win-Win Health Plan
“One of the first things we experienced was a huge cost savings. Not only did the employees save, but we saved over $1 million in the first year. Not only have we quadrupled our enrollment, but we’ve also seen flat or negative renewals year-over-year.”
– Senior Vice President of People
It’s never been more important for HR to re-evaluate traditional strategies for managing one of your organization’s largest expenses.
Let’s explore how we can help create a win-win health plan for all.