{"id":36892,"date":"2026-02-09T05:00:30","date_gmt":"2026-02-09T11:00:30","guid":{"rendered":"https:\/\/www.bbrown.com\/?page_id=36892"},"modified":"2026-03-23T10:26:45","modified_gmt":"2026-03-23T15:26:45","slug":"contractors","status":"publish","type":"page","link":"https:\/\/www.bbrown.com\/uk\/ga\/contractors\/","title":{"rendered":"Contractors GA"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_padding_bottom=&#8221;pb-4&#8243; full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1770889072018{background: #002855 url(https:\/\/www.bbrown.com\/wp-content\/uploads\/2026\/01\/AdobeStock_190746317-scaled.jpeg?id=36417) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; row_title=&#8221;New CTA&#8221; el_id=&#8221;form&#8221;][vc_column]\n  <div class='content-heading text-center 100%  '>\n    \n    <h1 class='text-white    h1'>\n      \ud83d\udee0\ufe0f Contractors Insurance<br \/>\nMade Simple\n    <\/h1>\n\t\n  <\/div>\n  <div class='content-heading text-center 100%  '>\n    \n    <h3 class='text-white    h3'>\n      Previously First Insurance Solutions\n    <\/h3>\n\t\n  <\/div>[vc_single_image image=&#8221;37528&#8243; img_size=&#8221;150*104&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_raw_html css=&#8221;&#8221;]JTNDaDMlMjBzdHlsZSUzRCUyMnRleHQtYWxpZ24lM0FjZW50ZXIlM0IlMjBjb2xvciUzQXdoaXRlJTNCJTIyJTNFUmVxdWVzdCUyMGElMjBRdW90ZSUyMEJlbG93JTIwJUYwJTlGJTkxJTg3JTNDJTJGaDMlM0U=[\/vc_raw_html][vc_raw_html css=&#8221;&#8221;]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[\/vc_raw_html][\/vc_column][\/vc_row][vc_section][vc_row][vc_column]\n  <div class='content-heading  100%  '>\n    \n    <h2 class='text-brand-blue    h2'>\n      Hear It From Contractors Like You...\n    <\/h2>\n\t\n  <\/div>[vc_raw_html css=&#8221;&#8221;]JTNDZGl2JTIwaWQlM0QlMjJmZWVmby1zZXJ2aWNlLXJldmlldy1jYXJvdXNlbC13aWRnZXRJZCUyMiUyMGNsYXNzJTNEJTIyZmVlZm8tcmV2aWV3LWNhcm91c2VsLXdpZGdldC1zZXJ2aWNlJTIyJTNFJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column][\/vc_row][vc_row][vc_column]\n  <div class='content-heading  100%  content-heading--ruled-brand-blue'>\n    \n    <h2 class='text-brand-blue    h2'>\n      Insurance Solutions You Can Trust\n    <\/h2>\n\t\n  <\/div>[vc_tta_tabs active_section=&#8221;1&#8243; css=&#8221;.vc_custom_1774279418818{padding-top: 24px !important;}&#8221;][vc_tta_section title=&#8221;Professional Indemnity&#8221; tab_id=&#8221;1774277523748-4ad317d8-fbf0&#8243;][vc_column_text css=&#8221;.vc_custom_1774279582850{padding-top: 24px !important;}&#8221;]<strong>Professional Indemnity<\/strong><\/p>\n<p>Professional Indemnity Insurance can offer protection for your business by shielding against potential risks and liabilities that may arise from errors, omissions, or negligent acts related to your professional services &amp; advice.<\/p>\n<p><strong><a style=\"color: #ba2031;\" href=\"https:\/\/www.bbrown.com\/uk\/sme-business\/professional-indemnity\/\" target=\"_blank\" rel=\"noopener\">LEARN MORE &gt;<\/a><\/strong>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Tools &amp; Equipment&#8221; tab_id=&#8221;1774277975647-65a96f35-cd7a&#8221;][vc_column_text css=&#8221;.vc_custom_1774279594523{padding-top: 24px !important;}&#8221;]<strong>Tools &amp; Equipment<\/strong><\/p>\n<p>Securing Tools and Equipment Insurance, also known as Business Equipment Insurance, is vital for professionals in a wide range of industries, particularly trades and mechanics, and for those who rely on their tools for their work.<\/p>\n<p><strong><a style=\"color: #ba2031;\" href=\"https:\/\/www.bbrown.com\/uk\/sme-business\/tools-equipment\/\" target=\"_blank\" rel=\"noopener\">LEARN MORE &gt;<\/a><\/strong>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Income Protection&#8221; tab_id=&#8221;1774277974248-4f126cee-8069&#8243;][vc_column_text css=&#8221;.vc_custom_1774279601057{padding-top: 24px !important;}&#8221;]<strong>Income Protection<\/strong><\/p>\n<p>Income Protection Insurance is a vital policy that offers a safety net by providing you with a portion of your usual income in the unfortunate event that sickness or injury prevents you from working.<\/p>\n<p><strong><a style=\"color: #ba2031;\" href=\"https:\/\/www.bbrown.com\/uk\/personal\/income-protection\/\" target=\"_blank\" rel=\"noopener\">LEARN MORE &gt;<\/a><\/strong>[\/vc_column_text][\/vc_tta_section][\/vc_tta_tabs][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; section_type=&#8221;bg-solid&#8221; css=&#8221;.vc_custom_1765363714392{background-color: #EAEAEC !important;}&#8221;][vc_row][vc_column width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h2 class='text-brand-blue   text-bold h2'>\n      How We Can Help\n    <\/h2>\n\t\n  <\/div>[vc_column_text css=&#8221;&#8221;]We work with contractors to provide insurance solutions tailored to each trade and risk profile. Our services cover sectors including electrical, building, groundworks, drainage, cleaning and blasting, fire protection, sprinkler installation, and passive fire protection.<\/p>\n<p>We review projects, plant, vehicles, staffing, training, and contractual obligations. Acting independently, we access insurers specialising in contractor risks, negotiate clear terms, and provide ongoing policy reviews. Our claims support reduces disruption.<\/p>\n<p>The outcome is bespoke insurance solutions designed to protect cashflow, reputation, and operational continuity across all contracting activities, enabling safe and compliant service delivery throughout the UK.[\/vc_column_text][vc_single_image image=&#8221;36324&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100%  content-heading--ruled-brand-blue'>\n    \n    <h2 class='text-brand-blue    h2'>\n      What is Typically Covered?\n    <\/h2>\n\t\n  <\/div>[vc_column_text css=&#8221;&#8221;]<\/p>\n<ul>\n<li><strong>Contract Works<\/strong>\u00a0\u2013 provides cover for the extension or new build which forms the contract works.<\/li>\n<li><strong>Plant &amp; Equipment<\/strong>\u00a0\u2013 protection of both Own &amp; Hired in plant plus hand tools.<\/li>\n<li><strong>Public Liability<\/strong>\u00a0\u2013 Whether it is a claim related to personal injury or property damage, having Public Liability Cover in place can provide peace of mind and financial security for your business in covering your Legal Liabilities in connection with the business causing damage or injury to third parties.<\/li>\n<li><strong>Product Liability<\/strong>\u00a0\u2013 Likewise this can cover your Legal Liabilities regarding compensation claims for injuries or property damage to third parties caused by products sold or supplied.<\/li>\n<li><strong>Employer\u2019s Liability<\/strong>\u00a0\u2013 Employers\u2019 Liability Insurance offers protection by covering the Legal Liabilities associated with compensating employees who sustain injuries or fall ill as a result of their work.<\/li>\n<li>There are many variable covers that may be part of the package including, but not limited to; Professional Indemnity, Personal Accident, Legal Expenses.<\/li>\n<\/ul>\n<p>[\/vc_column_text]\n  <div class='content-heading  100%  content-heading--ruled-brand-blue'>\n    \n    <h2 class='text-brand-blue    h2'>\n      What is Typically Not Covered?\n    <\/h2>\n\t\n  <\/div>[vc_column_text css=&#8221;&#8221;]<\/p>\n<ul>\n<li>Mistakes or negligence in advice or design<\/li>\n<li>Franchise or agency agreements<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_row row_padding_bottom=&#8221;pb-4&#8243; full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1741088111883{background: #002855 url(https:\/\/www.bbrown.com\/wp-content\/uploads\/2025\/02\/4be645659cbbb0f3bbb6de6614f07be2.png?id=12053) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; row_title=&#8221;New CTA&#8221;][vc_column width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h2 class='text-white    h2'>\n      Solutions at<br \/>\nEvery Stage\n    <\/h2>\n\t\n  <\/div>[\/vc_column][vc_column column_padding_bottom=&#8221;pb-0&#8243; width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100%  '>\n    \n    <h3 class='text-brand-light-blue    h3'>\n      Let\u2019s Find the Right Fit Together\n    <\/h3>\n\t\n  <\/div>[vc_column_text css=&#8221;&#8221; el_class=&#8221;text-white&#8221;]Every situation is different, and your insurance should reflect that. Let\u2019s connect and talk through options built with you in mind.[\/vc_column_text]\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='#form' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Request a Quote<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>We work with contractors to provide insurance solutions tailored to each trade and risk profile. Our services cover sectors including electrical, building, groundworks, drainage, cleaning and blasting, fire protection, sprinkler installation, and passive fire protection.<\/p>\n","protected":false},"author":39,"featured_media":36324,"parent":22449,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-36892","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Contractors Insurance - Brown &amp; Brown<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bbrown.com\/uk\/ga\/contractors\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Contractors GA\" \/>\n<meta property=\"og:description\" content=\"We work with contractors to provide insurance solutions tailored to each trade and risk profile. 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