{"id":34621,"date":"2025-11-21T09:26:39","date_gmt":"2025-11-21T15:26:39","guid":{"rendered":"https:\/\/www.bbrown.com\/?page_id=34621"},"modified":"2025-12-12T03:52:26","modified_gmt":"2025-12-12T09:52:26","slug":"building-work","status":"publish","type":"page","link":"https:\/\/www.bbrown.com\/uk\/private-client\/building-work\/","title":{"rendered":"Building Work Insurance"},"content":{"rendered":"

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\n Confidence for Every Build\n <\/h1>\n\t

Specialist cover for renovations and building works<\/p>\n <\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\tRequest a Quote<\/span>\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_section][vc_row][vc_column]
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Overview<\/h3>\n
\n At Brown & Brown, we provide specialist insurance solutions for clients undertaking building work on their homes – from small extensions and refurbishments to full-scale renovations or rebuilds. While contractors are required to hold their own insurance, their policies are designed to protect their business, not necessarily your property. Our tailored Contractors All Risks (CAR) solutions safeguard your home and financial interests while work is in progress. It helps to provide protection for the structure, materials on site and potential liabilities that may arise during the project. We work with leading insurers who understand high-value properties and the complexities of bespoke construction. <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n[vc_empty_space][vc_column_text css=””]With Brown & Brown overseeing your cover, you can proceed with confidence knowing that every stage of the build is correctly protected. Your dedicated account team ensure the policy integrates smoothly with your existing insurance and provides seamless protection from the first day of work to final completion.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]\n
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Ready to help minimise your risk and uncertainty?<\/p>\n

\n Fill In Our Quick Form Today for a Quote.\n <\/h2>\n\t\n <\/div>\t
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\n How We Can Help\n <\/h2>\n\t\n <\/div>[vc_column_text css=””]Building or renovating a property can be both exciting and stressful. At Brown & Brown, we make sure insurance is one part of the process you never have to worry about. Our building works insurance solutions are designed for Private Client customers undertaking everything from modest extensions to full structural renovations or rebuilds.<\/p>\n

Contractors\u2019 insurance policies often focus on protecting their own business interests, leaving gaps that can expose homeowners to risk. We arrange Contractors All Risks (CAR) cover that protects the property owner – covering damage to the existing structure, the new works, materials on site and potential liabilities. This helps to provide protection so that, in the event of fire, theft, flood or accidental damage, your investment remains protected.<\/p>\n

We can liaise directly with your contractors, architects and project managers to ensure all parties\u2019 responsibilities are clearly defined and no areas of exposure remain. For larger or listed properties, we can incorporate specialist cover for heritage features, fine materials and bespoke craftsmanship.<\/p>\n

Your account team oversees the entire process, coordinating your building works policy with your existing home insurance for consistent, uninterrupted protection. From planning through to completion, we ensure every detail is handled with precision and discretion – giving you peace of mind while your home transforms.[\/vc_column_text][\/vc_column][vc_column width=”1\/3″][vc_single_image image=”35352″ img_size=”full” alignment=”center” css=””][\/vc_column][\/vc_row][\/vc_section][vc_row row_padding_bottom=”pb-4″ full_width=”stretch_row” content_placement=”middle” css=”.vc_custom_1741088111883{background: #002855 url(https:\/\/www.bbrown.com\/wp-content\/uploads\/2025\/02\/4be645659cbbb0f3bbb6de6614f07be2.png?id=12053) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” row_title=”New CTA”][vc_column width=”1\/2″]\n

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\n Solutions at
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\n Let\u2019s Find the Right Fit Together\n <\/h3>\n\t\n <\/div>[vc_column_text css=”” el_class=”text-white”]Every situation is different, and your insurance should reflect that. Let\u2019s connect and talk through options built with you in mind.[\/vc_column_text]\t
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\n Why Choose Us\n <\/h2>\n\t\n <\/div>[\/vc_column][\/vc_row][vc_row row_padding_top=”pt-2″ row_padding_bottom=”pb-2″ full_width=”stretch_row” row_type=”bg-overlay” row_overlay_color=”bg-transparent-white”][vc_column width=”1\/3″]
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Tailored Solutions<\/h3>\n
Specialist insurance for building works and renovations, protecting homeowners with comprehensive Contractors All Risks cover for projects of all sizes.<\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n\n [\/vc_column][vc_column width=”1\/3″]
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Specialist Teams<\/h3>\n
Protect your property during extensions, refurbishments and rebuilds with Brown & Brown\u2019s bespoke \u2018building works\u2019 solutions.<\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n\n [\/vc_column][vc_column width=”1\/3″]
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Exceptional Service<\/h3>\n
Specialist insurance solutions for Private Client customers undertaking construction, ensuring peace of mind and protection throughout the project.<\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n\n [\/vc_column][\/vc_row][\/vc_section][vc_section section_padding_top=”pt-0″ section_padding_bottom=”pb-0″ el_id=”form”][vc_row row_title=”50\/50 Text and Form”][vc_column width=”1\/2″]\n
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\n Request a Quote\n <\/h2>\n\t\n <\/div>[vc_empty_space height=”16px”][vc_column_text css=””]<\/p>\n
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  • Simple & Efficient \u2013 Request a quote now<\/li>\n
  • Trusted Advisors \u2013 Nationwide specialists<\/li>\n
  • Exceptional Service \u2013 Rated by real customers on Feefo<\/li>\n<\/ul>\n

    [\/vc_column_text][vc_raw_html css=””]JTNDYSUyMGhyZWYlM0QlMjJodHRwcyUzQSUyRiUyRnd3dy5mZWVmby5jb20lMkZyZXZpZXdzJTJGYnJvd24tYnJvd24tdWslMjIlMjB0YXJnZXQlM0QlMjJfYmxhbmslMjIlM0UlM0NpbWclMjBhbHQlM0QlMjJGZWVmbyUyMGxvZ28lMjIlMjBib3JkZXIlM0QlMjIwJTIyJTIwc3JjJTNEJTIyaHR0cHMlM0ElMkYlMkZhcGkuZmVlZm8uY29tJTJGYXBpJTJGbG9nbyUzRm1lcmNoYW50aWRlbnRpZmllciUzRGJyb3duLWJyb3duLXVrJTIyJTIwdGl0bGUlM0QlMjJTZWUlMjB3aGF0JTIwb3VyJTIwY3VzdG9tZXJzJTIwc2F5JTIwYWJvdXQlMjB1cyUyMiUyRiUzRSUzQyUyRmElM0U=[\/vc_raw_html][vc_single_image image=”35070″ img_size=”large” css=””][\/vc_column][vc_column width=”1\/2″][vc_raw_html css=””]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[\/vc_raw_html][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=”stretch_row” css=”.vc_custom_1762338825815{background-color: #EAEAEC !important;}”][vc_row row_title=”FAQs Accordion”][vc_column]\n

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    \n Your Questions, Answered\n <\/h2>\n\t\n <\/div>[vc_tta_accordion][vc_tta_section title=”Why do I need my own insurance during building work?” tab_id=”1759938794218-7c12178f-e307″][vc_column_text css=””]Contractors\u2019 insurance policies are designed to protect their own business, not necessarily your property or financial interests. If damage occurs during construction, you may find gaps in the contractor\u2019s cover, leaving you exposed. By arranging your own building works insurance, you maintain full control and ensure your home, materials and existing structure are properly protected. Brown & Brown provides specialist Contractors All Risks (CAR) solutions tailored to your project, offering peace of mind that you\u2019re insured throughout. Whether it\u2019s a small extension or a complete rebuild, our approach ensures your property is safeguarded from start to finish.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”What does Contractors All Risks (CAR) insurance cover?” tab_id=”1763733510990-ed456aff-a3b8″][vc_column_text css=””]CAR insurance covers both the permanent and temporary works involved in a building project, including materials on site and the existing structure. It protects against damage caused by fire, theft, vandalism, flood or accidental incidents during construction. Policies can also include public and employer\u2019s liability, non-negligence cover, and protection for professional fees or delays. At Brown & Brown, we tailor each solution to the specifics of your project and property, helping to provide comprehensive protection throughout. This type of cover is important for homeowners undertaking substantial building work who want certainty and control over their own insurance arrangements.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”Can this insurance work alongside my home policy?” tab_id=”1763733562841-eebe184d-fd77″][vc_column_text css=””]Yes. Your building works insurance can integrate seamlessly with your existing home cover. During construction, parts of your standard household policy may be suspended or invalidated, which can create gaps in protection. We coordinate both policies carefully so there\u2019s no overlap or omission, providing a smooth transition from renovation to completion. Once work is finished, we adjust your main policy to reflect any changes in structure or value. This joined-up approach provides uninterrupted protection for your home at every stage, handled personally by your dedicated account team for consistency and efficiency.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”What types of projects can Brown & Brown insure?” tab_id=”1763733599393-b73cfa1e-f4db”][vc_column_text css=””]Brown & Brown can arrange building works insurance for a wide range of projects – from modest refurbishments and extensions to major structural renovations and full rebuilds. We can also find cover for heritage and listed properties, ensuring specialist materials and craftsmanship are insured. Our solutions can include the existing building, new works, materials, site risks and liability protection for homeowners. Whether you\u2019re renovating a London townhouse, extending a country home or restoring a period property, we provide bespoke, high-value insurance solutions tailored to your project.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][\/vc_section][vc_section][vc_row row_title=”Feefo Carousel”][vc_column][vc_raw_html css=””]JTNDZGl2JTIwaWQlM0QlMjJmZWVmby1zZXJ2aWNlLXJldmlldy1jYXJvdXNlbC13aWRnZXRJZCUyMiUyMGNsYXNzJTNEJTIyZmVlZm8tcmV2aWV3LWNhcm91c2VsLXdpZGdldC1zZXJ2aWNlJTIyJTNFJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

    [vc_row row_style=”page-hero” full_width=”stretch_row_content_no_spaces”][vc_column][\/vc_column][\/vc_row][vc_section][vc_row][vc_column][vc_empty_space][vc_column_text css=””]With Brown & Brown overseeing your cover, you can proceed with confidence knowing that every stage of the build is correctly protected. Your dedicated account team ensure […]<\/p>\n","protected":false},"author":51,"featured_media":34577,"parent":34446,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-34621","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nBuilding Work Insurance - Brown & Brown<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bbrown.com\/uk\/private-client\/building-work\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Building Work Insurance\" \/>\n<meta property=\"og:description\" content=\"[vc_row row_style=”page-hero” full_width=”stretch_row_content_no_spaces”][vc_column][\/vc_column][\/vc_row][vc_section][vc_row][vc_column][vc_empty_space][vc_column_text css=””]With Brown & Brown overseeing your cover, you can proceed with confidence knowing that every stage of the build is correctly protected. 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