{"id":22020,"date":"2025-03-13T05:36:04","date_gmt":"2025-03-13T10:36:04","guid":{"rendered":"https:\/\/www.bbrown.com\/?page_id=22020"},"modified":"2025-07-31T05:59:19","modified_gmt":"2025-07-31T10:59:19","slug":"renovation-brighton","status":"publish","type":"page","link":"https:\/\/www.bbrown.com\/uk\/ga\/renovation-brighton\/","title":{"rendered":"Renovation Brighton Campaign Page"},"content":{"rendered":"

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Insurance Solutions You Can Trust<\/p>\n

\n Renovation Insurance\n <\/h1>\n\t\n <\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\tLet's Talk: 01424 611746<\/span>\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_section section_padding_top=”pt-0″ section_padding_bottom=”pb-0″][vc_row row_title=”50\/50 Text and Form”][vc_column width=”1\/2″]\n
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\n Renovation Insurance\n <\/h2>\n\t\n <\/div>[vc_column_text css=””]Are you having structural work done to your property? This type of insurance can be complicated. Don\u2019t worry, we can help.<\/p>\n

We understand that arranging building works is complicated and stressful with lots of factors involved. Unfortunately, this area of insurance is often overlooked, however we are here to assist you and answer any questions you may have.<\/p>\n

You would remain in control of the insurances and do not need to rely on the insurances of the contractor (ensuring quality of cover, payment of premiums, that there are no unknown exclusions or warranties which could result in avoidance of a claim).<\/p>\n

Your home insurer may either withdraw cover or restrict the perils once they are notified of the works being undertaken which means your capital investment is not protected and any mortgage terms will not be complied with. If the home insurer is not advised of the works, the terms of the policy will not be complied with, and any subsequent claims will not be paid.[\/vc_column_text][vc_raw_html css=””]JTNDYSUyMGhyZWYlM0QlMjJodHRwcyUzQSUyRiUyRnd3dy5mZWVmby5jb20lMkZyZXZpZXdzJTJGYnJvd24tYnJvd24tdWslMjIlMjB0YXJnZXQlM0QlMjJfYmxhbmslMjIlM0UlM0NpbWclMjBhbHQlM0QlMjJGZWVmbyUyMGxvZ28lMjIlMjBib3JkZXIlM0QlMjIwJTIyJTIwc3JjJTNEJTIyaHR0cHMlM0ElMkYlMkZhcGkuZmVlZm8uY29tJTJGYXBpJTJGbG9nbyUzRm1lcmNoYW50aWRlbnRpZmllciUzRGJyb3duLWJyb3duLXVrJTIyJTIwdGl0bGUlM0QlMjJTZWUlMjB3aGF0JTIwb3VyJTIwY3VzdG9tZXJzJTIwc2F5JTIwYWJvdXQlMjB1cyUyMiUyRiUzRSUzQyUyRmElM0U=[\/vc_raw_html][\/vc_column][vc_column width=”1\/2″]\n

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\n Request a Renovation Insurance quote today with our quick form!\n <\/h3>\n\t\n <\/div>[vc_raw_html css=”” el_id=”form”]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[\/vc_raw_html][\/vc_column][\/vc_row][\/vc_section][vc_section section_padding_top=”pt-0″ section_padding_bottom=”pb-0″ full_width=”stretch_row” css=”.vc_custom_1741777707381{margin-bottom: 0px !important;background-color: #EAEAEC !important;}”][vc_row row_padding_bottom=”pb-0″ full_width=”stretch_row” row_type=”bg-overlay” row_overlay_color=”bg-transparent-white” row_title=”Why choose us x3″][vc_column css=”.vc_custom_1640805942466{padding-top: 0px !important;}”]\n
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\n Why Choose Us\n <\/h2>\n\t\n <\/div>[\/vc_column][\/vc_row][vc_row row_padding_top=”pt-2″ row_padding_bottom=”pb-2″ full_width=”stretch_row” row_type=”bg-overlay” row_overlay_color=”bg-transparent-white”][vc_column width=”1\/3″]
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Reliable Protection<\/h3>\n
We understand that one size doesn\u2019t fit all. Our customised insurance solutions ensure that you get the coverage that best suits your needs – nothing more, nothing less.<\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n\n [\/vc_column][vc_column width=”1\/3″]
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Exceptional Support<\/h3>\n
Insurance is about trust, and we\u2019re here when it matters most. Our dedicated team is ready to assist you with expert advice and fast claims processing.<\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n\n [\/vc_column][vc_column width=”1\/3″]
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Future-Ready Solutions<\/h3>\n
We embrace the latest technology to provide cutting-edge insurance solutions that keep you protected today and prepared for tomorrow.<\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n\n [\/vc_column][\/vc_row][\/vc_section][vc_section section_padding_top=”pt-0″ section_padding_bottom=”pb-0″ css=”.vc_custom_1741777869073{margin-top: 0px !important;padding-top: 0px !important;}”][vc_row row_padding_bottom=”pb-4″ full_width=”stretch_row” content_placement=”middle” css=”.vc_custom_1741088111883{background: #002855 url(https:\/\/www.bbrown.com\/wp-content\/uploads\/2025\/02\/4be645659cbbb0f3bbb6de6614f07be2.png?id=12053) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” row_title=”New CTA”][vc_column width=”1\/2″]\n
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\n Solutions at
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\n Let\u2019s Find the Right Fit Together\n <\/h3>\n\t\n <\/div>[vc_column_text css=”” el_class=”text-white”]Every situation is different, and your insurance should reflect that. Let\u2019s connect and talk through options built with you in mind.[\/vc_column_text]\t
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\n Tailored Solutions for Every Renovation Project\n <\/h2>\n\t\n <\/div>[\/vc_column][\/vc_row][vc_row][vc_column width=”1\/3″]
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Contract Works Cover<\/h3>\n
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Non-Negligence Cover<\/h3>\n
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Property Owner's Liability<\/h3>\n
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Extensions and Loft Conversions<\/h3>\n
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Basement Digs<\/h3>\n
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Demolition and New Build<\/h3>\n
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Insuring Your Renovation Project in 3 Simple Steps<\/h3>\n
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  1. Request a Quote<\/li>\n
  2. Customise Your Coverage<\/li>\n
  3. Get Insured<\/li>\n<\/ol>\n

    <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n[\/vc_column][\/vc_row][\/vc_section][vc_section section_padding_top=”pt-0″ section_padding_bottom=”pb-0″ css=”.vc_custom_1741777869073{margin-top: 0px !important;padding-top: 0px !important;}”][vc_row row_padding_bottom=”pb-4″ full_width=”stretch_row” content_placement=”middle” css=”.vc_custom_1741088111883{background: #002855 url(https:\/\/www.bbrown.com\/wp-content\/uploads\/2025\/02\/4be645659cbbb0f3bbb6de6614f07be2.png?id=12053) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” row_title=”New CTA”][vc_column width=”1\/2″]\n

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    \n Solutions at
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    \n Smart Cover Starts Here\n <\/h3>\n\t\n <\/div>[vc_column_text css=”” el_class=”text-white”]Insurance isn\u2019t one-size-fits-all. Let\u2019s explore options designed to match what matters most to you, with flexibility and clarity every step of the way.[\/vc_column_text]\t
    \n\t\t\t\t\t\n\t\t\t\tRequest a Quote<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][\/vc_section][vc_section][vc_row row_title=”Feefo Carousel”][vc_column][vc_raw_html css=””]JTNDZGl2JTIwaWQlM0QlMjJmZWVmby1zZXJ2aWNlLXJldmlldy1jYXJvdXNlbC13aWRnZXRJZCUyMiUyMGNsYXNzJTNEJTIyZmVlZm8tcmV2aWV3LWNhcm91c2VsLXdpZGdldC1zZXJ2aWNlJTIyJTNFJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column][\/vc_row][\/vc_section][vc_section section_padding_top=”pt-0″ section_padding_bottom=”pb-0″ full_width=”stretch_row” css=”.vc_custom_1741697018260{background-color: #EAEAEC !important;}”][vc_row row_title=”FAQs Accordion”][vc_column]\n
    \n \n

    \n Your Questions, Answered\n <\/h2>\n\t\n <\/div>[vc_tta_accordion][vc_tta_section title=”What if my renovation project is delayed?” tab_id=”1741087697276-cfb657d4-29d1″][vc_column_text css=””]As 87% of projects overrun, we would recommend that a contingency period is built into the policy period to allow for delays (supply of building materials, ground conditions, change in specification etc). Should the works be delayed, the policy can be extended subject to an additional information and an adjustment premium. Policy cover ceases at Practical completion or expiry of the policy whichever occurs earlier.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”Can we arrange cover for unoccupied properties during renovations?” tab_id=”1741087697286-189247ec-26fd”][vc_column_text css=””]If works are being undertaken to an unoccupied property, whilst it possible to insure the buildings on an unoccupied basis, this will be restricted perils and will exclude any damage by a contractor. A renovation policy can be arranged for a property undergoing works whether the property is still occupied or unoccupied.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”How do I calculate the contract works figure?” tab_id=”1741087826983-475b2ded-6781″][vc_column_text css=””]This needs to incorporate the amount paid to the contractor (including any applicable VAT), all professional fees incurred for the project, direct purchases (such as kitchens or sanitaryware) and a contingency sum.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”I have Party Wall awards \u2013 what cover do I need?” tab_id=”1741087828246-62fea77c-df44″][vc_column_text css=””]Non Negligence (or Party Wall cover) is designed to meet your obligations and liabilities udner the Party Wall act \u2013 this imposes strict liability on behalf of the home owner which means there is no requirement on the neighbour to prove negligence by you as part of the work. A non negligence policy will respond where there is no negligence by you or your contractor but where the damage (by specified perils) would appear to be as a result to the works to your property.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][\/vc_section][vc_row row_title=”Final CTA”][vc_column]\n
    \n

    Ready to help minimise your risk and uncertainty?<\/p>\n

    \n Request a Quote\n <\/h2>\n\t\n <\/div>\t
    \n\t\t\t\t\t\n\t\t\t\tRequest a Quote<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

    [vc_row row_style=”page-hero” row_padding_bottom=”pb-0″ full_width=”stretch_row_content_no_spaces” css=”.vc_custom_1741087969164{background-color: #eaeaec !important;}” row_title=”Header and Hero”][vc_column column_padding_bottom=”pb-0″][vc_raw_html css=”.vc_custom_1743497751190{margin-bottom: 0px 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section_padding_top=”pt-0″ section_padding_bottom=”pb-0″][vc_row row_title=”50\/50 Text and Form”][vc_column width=”1\/2″][vc_column_text css=””]Are you having structural work done to your property? […]<\/p>\n","protected":false},"author":39,"featured_media":22025,"parent":22449,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-22020","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nRenovation Insurance - Brown & Brown<\/title>\n<meta name=\"description\" content=\"Comprehensive renovation insurance for home extension, loft conversion, refurbishment, and structural work. 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