{"id":12456,"date":"2025-02-17T08:14:58","date_gmt":"2025-02-17T14:14:58","guid":{"rendered":"https:\/\/www.bbrown.com\/?page_id=12456"},"modified":"2025-10-27T07:15:38","modified_gmt":"2025-10-27T12:15:38","slug":"properties-in-probate","status":"publish","type":"page","link":"https:\/\/www.bbrown.com\/uk\/personal\/properties-in-probate\/","title":{"rendered":"Properties in Probate"},"content":{"rendered":"

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\n Properties in Probate\n <\/h1>\n\t

Tailored Insurance for Properties in Probate<\/p>\n <\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t

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Overview<\/h3>\n
\n Property Probate Insurance, also referred to as Unoccupied Probate Insurance, is specifically tailored to help protect estates of individuals who have passed away or unoccupied properties undergoing the probate process. During periods of unoccupancy, the risk of property damage, such as water leaks, fire, flooding, storm damage, theft, and vandalism, significantly escalates. Additionally, there is an increased risk ofbreak-ins, theft, and malicious damage.<\/p>\n

Dealing with the complexities of probate while navigating the loss of a loved one is a delicate balance. Protecting and preserving the estate during this process is vital, given the unique aspects of each probate scenario and potential extended periods of vacancy. <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n[\/vc_column][\/vc_row][vc_row][vc_column]\n

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Ready to help minimise your risk and uncertainty?<\/p>\n

\n Fill In Our Quick Form Today for a Quote.\n <\/h2>\n\t\n <\/div>\t
\n\t\t\t\t\t\n\t\t\t\tRequest a Quote<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][\/vc_section][vc_section full_width=”stretch_row” section_type=”bg-solid” css=”.vc_custom_1694604250735{background-color: #eaeaec !important;}”][vc_row][vc_column width=”2\/3″]\n
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\n How We Can Help\n <\/h2>\n\t\n <\/div>[vc_column_text css=””]The specialist probate property team at Brown & Brown aims to provide our customers with Property Insurance policies that can be tailored to meet the unique needs of those with properties in probate. Securing insurance for a property in probate that encompasses both the structure and contents is important. In scenarios like these, relying on a traditional Home Insurance policy may not prove adequate, as cover often lapses after the property remains vacant for 30\u201360 days . Securing Probate House Insurance is critical for the entire duration of the probate process, providing cover against the unique risks and challenges associated with unoccupied properties during the legal process[\/vc_column_text][\/vc_column][vc_column width=”1\/3″][vc_single_image image=”12461″ img_size=”full” alignment=”center” css=””][\/vc_column][\/vc_row][vc_row][vc_column width=”1\/2″][vc_toggle title=”Typically Covered” style=”simple” css=””]<\/p>\n
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  • Fire, Lightning, Earthquake<\/li>\n
  • Theft<\/li>\n
  • Malicious Damage<\/li>\n
  • Escape of Water<\/li>\n
  • Contents Cover<\/li>\n
  • Subsidence<\/li>\n
  • Storm<\/li>\n
  • Floods<\/li>\n
  • Breakage or Collapse of Fixed Aerials<\/li>\n<\/ul>\n

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    • Damage that occurred before the policy started<\/li>\n
    • Damage from vermin, insects or pets<\/li>\n
    • Leaks from swimming pools or hot tubs<\/li>\n<\/ul>\n

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      Properties in Probate<\/h3>\n
      You may be responsible for managing a loved one\u2019s estate after they have passed, which can be a potentially lengthy and complex process. Protecting the property is important during this time.<\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n\n [\/vc_column][vc_column width=”1\/3″]
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      Unoccupied Property<\/h3>\n
      When a property is vacant for any period of time, the risk of unexpected property or malicious damage heightens. This includes water damage, fire, vandalism, theft and more.<\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n\n [\/vc_column][vc_column width=”1\/3″]
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      Tailored Estate Protection<\/h3>\n
      Probate Property Insurance offers protection that is specific to your estate and its contents throughout difficult times, giving you peace of mind during this complicated transition.<\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n\n [\/vc_column][\/vc_row][vc_row][vc_column width=”1\/3″]
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      Unexpected Events and Costs<\/h3>\n
      Help protect yourself from unforeseen events and their often costly consequences through a tailored Property Probate Insurance solution.<\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n\n [\/vc_column][vc_column width=”1\/3″]
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      Comprehensive Coverage<\/h3>\n
      Unlike some standard Home Insurance policies, Probate Property Insurance addresses potential risks unique to vacant properties throughout the probate process.<\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n\n [\/vc_column][vc_column width=”1\/3″]
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      Probate Insurance's Differentiator<\/h3>\n
      Typical Homeowners\u2019 Insurance may not cover prolonged vacancies, especially if it is vacant for 60 days or longer. Probate Insurance offers protection when other policies may not.<\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n\n [\/vc_column][\/vc_row][\/vc_section][vc_section el_id=”ProbateFormUK”][vc_row row_padding_top=”pt-2″][vc_column]\n
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      \n Request a Quote\n <\/h1>\n\t\n <\/div>[vc_raw_html css=””]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[\/vc_raw_html][\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

      [vc_row row_style=”page-hero” full_width=”stretch_row_content_no_spaces”][vc_column][\/vc_column][\/vc_row][vc_section][vc_row][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=”stretch_row” section_type=”bg-solid” css=”.vc_custom_1694604250735{background-color: #eaeaec !important;}”][vc_row][vc_column width=”2\/3″][vc_column_text css=””]The specialist probate property team at Brown & Brown aims to provide our customers with Property Insurance policies that can be […]<\/p>\n","protected":false},"author":13,"featured_media":12457,"parent":12240,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-12456","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nProperties in Probate - Brown & Brown<\/title>\n<meta name=\"description\" content=\"Protect unoccupied properties during probate with tailored insurance policies that covers fire, theft, flood, and other common risks throughout the legal process.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bbrown.com\/uk\/personal\/properties-in-probate\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Properties in Probate\" \/>\n<meta property=\"og:description\" content=\"Protect unoccupied properties during probate with tailored insurance policies that covers fire, theft, flood, and other common risks throughout the legal process.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.bbrown.com\/uk\/personal\/properties-in-probate\/\" \/>\n<meta property=\"og:site_name\" content=\"Brown & Brown\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-27T12:15:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.bbrown.com\/wp-content\/uploads\/2025\/02\/Probate-Adobe-Stock-Header.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1226\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.bbrown.com\/uk\/personal\/properties-in-probate\/\",\"url\":\"https:\/\/www.bbrown.com\/uk\/personal\/properties-in-probate\/\",\"name\":\"Properties in Probate - 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