{"id":35469,"date":"2025-12-12T03:53:34","date_gmt":"2025-12-12T09:53:34","guid":{"rendered":"https:\/\/www.bbrown.com\/?post_type=insight&#038;p=35469"},"modified":"2026-03-13T05:35:13","modified_gmt":"2026-03-13T10:35:13","slug":"protecting-your-unoccupied-almshouse","status":"publish","type":"insight","link":"https:\/\/www.bbrown.com\/uk\/insight\/protecting-your-unoccupied-almshouse\/","title":{"rendered":"Protecting Your Unoccupied Almshouse"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_style=&#8221;page-hero&#8221; row_padding_top=&#8221;pt-0&#8243; row_padding_bottom=&#8221;pb-5&#8243; full_width=&#8221;stretch_row_content&#8221; css=&#8221;.vc_custom_1750779657728{padding-bottom: 200px !important;}&#8221; el_class=&#8221;bg-brand-linear-gradient-vertical&#8221;][vc_column]\n\t<div class=\"hero hero--wrap    \">\n\n\t\t<div class=\"hero--background-image hero--background-image-blur\">\n\t\t\t<div class=\"hero--overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"hero-background\"><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"hero--container\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"hero--inner width-100\">\n\n\t\t\t\t\t\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h1 class='text-white    h1'>\n      Protecting Your<br \/>\nUnoccupied Almshouse\n    <\/h1>\n\t\n  <\/div>\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_section section_padding_top=&#8221;pt-3&#8243; section_padding_bottom=&#8221;pb-3&#8243; full_width=&#8221;stretch_row&#8221; el_class=&#8221;overflow-visible&#8221;][vc_row row_padding_top=&#8221;pt-4&#8243; el_class=&#8221;overflow-visible overlapping-row&#8221;][vc_column el_class=&#8221;overlapping-column&#8221;][vc_single_image image=&#8221;35473&#8243; img_size=&#8221;1082&#215;439&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221; el_class=&#8221;brand-rounded-corners-right&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row row_padding_bottom=&#8221;pb-1&#8243;][vc_column]\n  <div class='content-heading  100%  '>\n    \n    <h2 class='text-brand-blue    h2'>\n      Unoccupied Almshouses\n    <\/h2>\n\t\n  <\/div>[vc_empty_space][vc_column_text css=&#8221;&#8221;]One of the biggest challenges for an Almshouse owner is protecting their property when it becomes unoccupied. An empty premises is more susceptible to certain types of loss or damage and for a charity this could be especially devastating. Some examples \u00a0of loss or damage to be aware of are:<\/p>\n<ul>\n<li><strong>Fire Damage<\/strong> caused by a faulty electrical installation or arson<\/li>\n<li><strong>Water damage<\/strong> caused by a burst pipe for example<\/li>\n<li><strong>Vandalism<\/strong>, malicious damage, graffiti<\/li>\n<li><strong>Theft<\/strong> \u2013 damage to the property itself and its contents<\/li>\n<li><strong>Squatters &#8211; <\/strong>when someone deliberately enters property without permission and lives there, or intends to live there<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_padding_bottom=&#8221;pb-1&#8243;][vc_column]\n  <div class='content-heading  100%  '>\n    \n    <h2 class='text-brand-blue    h2'>\n      Early Detection\n    <\/h2>\n\t\n  <\/div>[vc_empty_space][vc_column_text css=&#8221;&#8221;]Early detection of any potential issues, deterring potential intruders and managing unlawful entry to the property is iimportant and there are a number of things you can do.<\/p>\n<p>There should be regular visits to the property to check on things. Some insurers may stipulate a time frame in which to do this, and a formal record should be kept of such visits. As well as checking no damage has occurred, it is also an opportunity to mitigate any further damage should an incident occur. Any such damage should be reported to your Insurer or Broker at the earliest opportunity and to the police if a crime has taken place.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]\n  <div class='content-heading  100%  '>\n    \n    <h2 class='text-brand-blue    h2'>\n      Examples of How You Can Protect Your Unoccupied Almshouse:\n    <\/h2>\n\t\n  <\/div>[vc_empty_space][vc_column_text css=&#8221;&#8221;]<\/p>\n<ul>\n<li>Turn off electricity, gas and water supplies at the mains and drain down all water systems (in some instances, you may be asked to keep the heating system on, particularly during the winter months to prevent burst pipes)<\/li>\n<li>Remove all waste<\/li>\n<li>Inspect the property internally and externally every 7 days and keep a record of each visit.<\/li>\n<li>Ensure that all protection and security devices are in full working order, activated and maintained<\/li>\n<li>If the water system cannot be drained, ensure the heating is left on at no less than 7\u00b0C (Please check this with the insurer as minimum temperatures to vary)<\/li>\n<li>All accumulated post must be removed on each visit (or the letterbox sealed)<\/li>\n<li>Always keep your insurance company informed of any changes in circumstance<\/li>\n<li>It is advisable to check that keys have been recalled and if not possible, consider changing the locks to prevent any unauthorised entry or access into the building.<\/li>\n<\/ul>\n<p>It is important to ensure the boundary is secure. This could be done by putting into force a maintenance plan to keep safe any perimeter fences and to keep vegetation tidy. Security lighting could also be used to assist in deterring intruders from accessing the building.[\/vc_column_text][\/vc_column][\/vc_row][vc_section full_width=&#8221;stretch_row&#8221; section_type=&#8221;bg-solid&#8221;][vc_row row_padding_bottom=&#8221;pb-4&#8243; full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1765810516304{background: #002855 url(https:\/\/www.bbrown.com\/wp-content\/uploads\/2025\/02\/4be645659cbbb0f3bbb6de6614f07be2.png?id=12053) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; row_title=&#8221;New CTA&#8221;][vc_column width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h2 class='text-white    h2'>\n      Solutions at<br \/>\nEvery Stage\n    <\/h2>\n\t\n  <\/div>[\/vc_column][vc_column column_padding_bottom=&#8221;pb-0&#8243; width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100%  '>\n    \n    <h3 class='text-brand-light-blue    h3'>\n      Smart Cover Starts Here\n    <\/h3>\n\t\n  <\/div>[vc_column_text css=&#8221;&#8221; el_class=&#8221;text-white&#8221;]Insurance isn\u2019t one-size-fits-all. Let\u2019s explore options designed to match what matters most to you, with flexibility and clarity every step of the way.[\/vc_column_text]\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='#form' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Request a Quote<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][\/vc_section][vc_row][vc_column]\n  <div class='content-heading  100%  '>\n    \n    <h2 class='text-brand-blue    h2'>\n      Examples of What to Look Out for When Inspecting the Almshouse Charity Property:\n    <\/h2>\n\t\n  <\/div>[vc_empty_space][vc_column_text css=&#8221;&#8221;]<\/p>\n<ul>\n<li><strong>Tampering of security measures<\/strong> \u2013 such as attempts to disable alarm systems or CCTV<\/li>\n<li><strong>Rubbish accumulation or fly-tipping<\/strong> \u2013 this can be a potential fire and health hazard<\/li>\n<li><strong>Leaks and weather damage &#8211; <\/strong>winter preparation tips (insert link to blog article Almshouse-Winter-Preperation-Advice\/)<\/li>\n<li><strong>Property maintenance issues<\/strong> \u2013 that could worsen and result in loss if not rectified<\/li>\n<li><strong>Anti-social behaviour<\/strong> such as graffiti or vandalism<\/li>\n<\/ul>\n<p>It may be appropriate to board up any accessible doors and windows or ensure main entry doors are secured by appropriate lcoks, such as a five-lever mortice deadlock to British Standard 3621 or similar.<\/p>\n<p>If there is an alarm in place it may be required to be in operation, maintained and inspected. A temporary alarm system, CCTV or security service could be considered for larger premises.<\/p>\n<p>Please contact your Insurance Broker as soon as the property becomes unoccupied. Most policies will have terms that apply and possible cover changes that come into force when a property becomes empty.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]\n  <div class='content-heading  100%  '>\n    \n    <h2 class='text-brand-blue    h2'>\n      Almshouse Charity Insurance\n    <\/h2>\n\t\n  <\/div>[vc_empty_space][vc_column_text css=&#8221;&#8221;]At Brown &amp; Brown, we understand that every Almshouse is different, and that\u2019s why we have put together a friendly, specialist Almshouse Insurance team. They will take the time to listen and can help protect it with our comprehensive insurance solutions.<\/p>\n<p>If the unexpected should happen, we have a friendly UK based in-house claims team ready to provide prompt and specialist service.<\/p>\n<p>For quote today, call Brown &amp; Brown at <a href=\"tel:01458675501\">01458 675 501<\/a> or fill in our <a href=\"https:\/\/www.bbrown.com\/uk\/insight\/protecting-your-unoccupied-almshouse\/#form\">Request a Quote form<\/a> today and we will provide personalised insurance cover for your Almshouse Charity Insurance.[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;form&#8221;][vc_column]\n  <div class='content-heading text-center 100%  '>\n    \n    <h1 class='text-brand-blue   text-bold h1'>\n      Request a Quote\n    <\/h1>\n\t\n  <\/div>[vc_raw_html css=&#8221;&#8221;]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[\/vc_raw_html][\/vc_column][\/vc_row][vc_section full_width=&#8221;stretch_row&#8221; section_type=&#8221;bg-solid&#8221;][vc_row][vc_column]\n  <div class='content-heading  100% content-heading--ruled content-heading--ruled-brand-blue'>\n    \n    <h2 class='text-brand-blue    h2'>\n      Explore Other Solutions\n    <\/h2>\n\t\n  <\/div>[\/vc_column][vc_column width=&#8221;1\/3&#8243;]\n  <div class=\"cards image-column mb-2 match-height\">\n    <div class=\"image-column--item cards--item \">\n\n              <div class=\"image-column--image\" style=\"background-image: url('https:\/\/www.bbrown.com\/wp-content\/uploads\/2025\/10\/AdobeStock_55925530-1-1-scaled.jpeg')\"><\/div>\n      \n      <div class=\"cards--inner\">\n                \n                  <a class=\"full-link\" href=\"https:\/\/www.bbrown.com\/uk\/insight\/what-to-look-for-in-a-thatched-house-insurance-policy\/\" target=\"\"><span class=\"sr-only\">What to Look for in a Thatched House Insurance Policy<\/span><\/a>\n          <div class=\"cards--read-more\"><a href=\"https:\/\/www.bbrown.com\/uk\/insight\/what-to-look-for-in-a-thatched-house-insurance-policy\/\" target=\"\">What to Look for in a Thatched House Insurance Policy<\/a><\/div>\n              <\/div>\n\n    <\/div>\n  <\/div>\n\n[\/vc_column][vc_column width=&#8221;1\/3&#8243;]\n  <div class=\"cards image-column mb-2 match-height\">\n    <div class=\"image-column--item cards--item \">\n\n              <div class=\"image-column--image\" style=\"background-image: url('https:\/\/www.bbrown.com\/wp-content\/uploads\/2025\/10\/AdobeStock_80595866-2-1-scaled.jpeg')\"><\/div>\n      \n      <div class=\"cards--inner\">\n                \n                  <a class=\"full-link\" href=\"https:\/\/www.bbrown.com\/uk\/insight\/why-should-i-use-a-thatch-insurance-specialist\/\" target=\"\"><span class=\"sr-only\">Why Should You Use a Thatch Insurance Specialist?<\/span><\/a>\n          <div class=\"cards--read-more\"><a href=\"https:\/\/www.bbrown.com\/uk\/insight\/why-should-i-use-a-thatch-insurance-specialist\/\" target=\"\">Why Should You Use a Thatch Insurance Specialist?<\/a><\/div>\n              <\/div>\n\n    <\/div>\n  <\/div>\n\n[\/vc_column][vc_column width=&#8221;1\/3&#8243;]\n  <div class=\"cards image-column mb-2 match-height\">\n    <div class=\"image-column--item cards--item \">\n\n              <div class=\"image-column--image\" style=\"background-image: url('https:\/\/www.bbrown.com\/wp-content\/uploads\/2025\/10\/AdobeStock_48665590-1-scaled.jpeg')\"><\/div>\n      \n      <div class=\"cards--inner\">\n                \n                  <a class=\"full-link\" href=\"https:\/\/www.bbrown.com\/uk\/insight\/how-to-reduce-the-risks-of-a-thatch-fire-this-winter\/\" target=\"\"><span class=\"sr-only\">How to Reduce the Risks of a Thatch Fire this Winter<\/span><\/a>\n          <div class=\"cards--read-more\"><a href=\"https:\/\/www.bbrown.com\/uk\/insight\/how-to-reduce-the-risks-of-a-thatch-fire-this-winter\/\" target=\"\">How to Reduce the Risks of a Thatch Fire this Winter<\/a><\/div>\n              <\/div>\n\n    <\/div>\n  <\/div>\n\n[\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_style=&#8221;page-hero&#8221; row_padding_top=&#8221;pt-0&#8243; row_padding_bottom=&#8221;pb-5&#8243; full_width=&#8221;stretch_row_content&#8221; css=&#8221;.vc_custom_1750779657728{padding-bottom: 200px !important;}&#8221; el_class=&#8221;bg-brand-linear-gradient-vertical&#8221;][vc_column][\/vc_column][\/vc_row][vc_section section_padding_top=&#8221;pt-3&#8243; section_padding_bottom=&#8221;pb-3&#8243; full_width=&#8221;stretch_row&#8221; el_class=&#8221;overflow-visible&#8221;][vc_row row_padding_top=&#8221;pt-4&#8243; el_class=&#8221;overflow-visible overlapping-row&#8221;][vc_column el_class=&#8221;overlapping-column&#8221;][vc_single_image image=&#8221;35473&#8243; img_size=&#8221;1082&#215;439&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221; el_class=&#8221;brand-rounded-corners-right&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row row_padding_bottom=&#8221;pb-1&#8243;][vc_column][vc_empty_space][vc_column_text css=&#8221;&#8221;]One of the biggest challenges for an [&hellip;]<\/p>\n","protected":false},"author":51,"featured_media":35473,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"insight_category":[133],"class_list":["post-35469","insight","type-insight","status-publish","has-post-thumbnail","hentry","insight_category-thought-leadership"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Protecting Your Unoccupied Almshouse - Brown &amp; 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