Solutions For Your Equine Business
Tailored Insurance for Stud Farms and Stables
Overview
Our solutions are designed specifically for the equine environment, providing comprehensive protection at competitive rates. Backed by deep experience within the racing and bloodstock industry, our dedicated team delivers knowledgeable advice, efficient service and specialist claims support. Whether you manage a large stud or a professional yard, we provide unique solutions to protect your property, people, and horses.
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How We Can Help
Every stud or stable operation is different – from elite breeding establishments to family-run training yards – and each has its own set of risks and responsibilities. Brown & Brown offers specialist stud and stable insurance solutions designed to reflect the distinctive mix of agricultural, residential and equestrian exposures found on such properties.
Policies can include cover for buildings, staff accommodation, stables, arenas, feed stores, tack rooms, machinery, and vehicles. We can also help to source solutions for business interruption, employers’ and public liability, theft, and damage caused by fire, flood, or storm. Importantly, we understand that horses are both valuable assets and living animals requiring the highest standards of care. Therefore, we can help to find insurance solutions that integrate seamlessly with our bloodstock and equine cover, helping to streamline your operation with comprehensive cover.
With decades of experience in equine and rural insurance, our dedicated team works closely with you to assess your individual requirements and tailor a policy accordingly. We collaborate with leading insurers who understand the unique risks of stud and stable management, helping to ensure our teammates can give the best advise possible to suit your needs.
From 300-acre breeding farms to compact racing yards, we present intelligent, flexible insurance solutions that evolve as your business grows. We aim to give you peace of mind, knowing your property, staff and horses are protected by specialists who share your passion for excellence in equine care.
Solutions at
Every Stage
Let’s Find the Right Fit Together
Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.
Why Choose Us
Equine Sector Understanding
Tailored Solutions
Claims and Policy Support
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Your Questions, Answered
Stud and stable insurance provides protection for the buildings, equipment and operations of equestrian establishments, including studs, training yards and livery businesses. Typical cover includes buildings, machinery, vehicles, tack, feed and liability protection, as well as business interruption cover. Policies can be extended to include employer’s liability, public liability and even veterinary-related risks. Brown & Brown selects each solution to reflect the unique layout and activities of your premises, ensuring comprehensive solutions at competitive rates. Our deep understanding of equine operations means your property and assets are handled by specialists who know exactly what matters most.
Yes. Horses can be insured under the same policy or separately through dedicated equine and bloodstock insurance services. We recommend integrating horse cover with your property and liability insurance for simplicity and efficiency. Policies can protect against risks such as mortality, theft and veterinary fees, while also safeguarding the stabling environment, equipment and personnel involved in their care. This joined-up approach ensures no aspect of your operation is overlooked. Our team will advise on the best structure for your cover, ensuring seamless protection for both your horses and your business infrastructure.
Absolutely. Liability insurance is a crucial part of any stud or stable policy. Employers’ liability can protect against claims from staff, grooms or yard workers, and public liability can cover incidents involving visitors, clients or suppliers. These policies are designed specifically for equestrian environments, where accidents can occur despite the best precautions. Brown & Brown’s team ensures your liability cover meets legal and operational requirements, protecting your business reputation and financial stability. We make certain that, should an incident occur, your insurance responds promptly and effectively to minimise disruption and cost.
Yes. Many equestrian properties combine residential accommodation with commercial facilities, and Brown & Brown can arrange integrated cover for both. This ensures seamless protection across household contents, stabling, machinery, vehicles, and liability risks under one coordinated policy. By combining your home and business insurance, you can often achieve more efficient administration. Our dedicated team understands the overlap between personal and professional equestrian life, and we tailor cover to reflect that reality. Whether you operate a breeding farm, livery or training yard, Brown & Brown can help to ensures every aspect of your property and lifestyle is properly safeguarded.