Safeguarding Elite Equine Athletes

Tailored Insurance Solutions for Sport Horses

Overview

From world-class dressage horses to elite show-jumpers, eventers and polo ponies, the value and profile of sport horses have grown enormously in recent years. With top-level competition horses now commanding significant investment, the need for specialist insurance has never been greater. At Brown & Brown, we can help to find insurance solutions for every type of sport horse, tailored to your unique needs, to keep your investment and your livelihood protected. Whether your horse competes internationally or at national level, we understand the demands and risks of training, travelling and performance.

Our dedicated team offers unique solutions for mortality, theft and veterinary fees, as well as options for loss of use, transit and liability. We combine deep equestrian knowledge with personal service, ensuring that your insurance is handled by professionals who share your passion for horses and competition. With Brown & Brown, your sport horse is covered with care, precision and confidence.

Ready to help minimise your risk and uncertainty?

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How We Can Help

Owning and competing a sport horse is a major commitment – emotionally, physically and financially. We recognise that each horse is unique and that success depends on both careful management and comprehensive protection. Sport horse insurance is designed to safeguard your horse, your investment and your ambitions.

We arrange cover for a wide range of disciplines, including dressage, show-jumping, eventing and polo. Policies can include mortality, theft and veterinary fees, along with optional extensions for loss of use, transit, tack, and personal liability. Each policy is structured to reflect your horse’s discipline, value and competition level.
Our dedicated team has extensive experience within the equine world and understands the realities of competing at every level – from amateur to professional. We work closely with leading insurers and veterinary specialists to ensure flexible, fair and responsive cover. Should you need to make a claim, our team handles every detail efficiently and with empathy.

For clients who own multiple competition horses or operate equestrian businesses, we can arrange consolidated or fleet-style policies to simplify administration and reduce costs. At Brown & Brown, our service goes beyond paperwork: we offer genuine partnership and understanding, supporting you in protecting the horses that make your success possible.

Solutions at
Every Stage

Let’s Find the Right Fit Together

Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.

Why Choose Us

Trusted Advisors

Tailored sport horse insurance for dressage, show-jumping, eventing and polo – comprehensive solutions and specialist advice from a dedicated equine team.

Tailored Equine Solutions

Specialist solutions for valuable competition horses, including loss of use, veterinary and international travel cover.

Claims and Policy Support

Experienced, responsive and passionate – Brown & Brown can find tailored solutions to help protect your horses, your investment and your success in sport.

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  • Trusted Advisors – Nationwide specialists
  • Exceptional Service – Rated by real customers on Feefo
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Your Questions, Answered

You can insure all types of sport horses, including dressage, show-jumping, eventing and polo. We understand the different demands of each discipline and find solutions that reflect those specific risks. Whether your horse competes nationally or internationally, we can include mortality, theft, veterinary fees and optional cover such as loss of use or transit. Our team’s deep understanding of the equestrian world ensures that every insurance solution is practical, flexible and designed to respond when you need it most. With Brown & Brown, you receive specialist protection and personal service from people who truly understand your sport.

Loss of use insurance provides financial protection if your sport horse becomes permanently incapable of performing its intended discipline due to injury or illness. It helps compensate for the loss of value and competitive potential. This type of cover is particularly relevant for high-value competition horses. We work with you and your veterinary team to assess eligibility and ensure the correct level of protection. Our solutions are clear, fair and managed by specialists who understand the emotional and financial impact of losing a horse’s ability to compete.

Yes. We can extend cover to include international travel, training and competition, ensuring your horse is protected wherever it competes. This includes transport, stabling abroad and events under national rules or FEI (Fédération Equestre Internationale, the international governing body of equestrian sports). Our team is experienced in managing the logistical and insurance challenges of international competition, from transit risks to foreign veterinary care. We work with global equine insurers who understand the demands of travel and performance. With Brown & Brown, you can focus on competing while we handle the insurance details that keep your horse protected worldwide.

Yes. Tack, saddlery and competition equipment can be included under your sport horse insurance policy. These items often represent substantial investment and are essential to your horse’s safety and performance. Policies can protect against theft, accidental damage or loss during transport or competition. Brown & Brown’s team will help you assess appropriate sums insured and ensure comprehensive protection for both your horse and your essential gear. We understand that quality equipment is integral to your success, and we ensure it receives the same careful consideration as the horse itself.