Public Hire Taxi Insurance
Keep Your Taxi Moving:
Insurance You Can Rely On
Public Hire Taxi Insurance
Whether you drive a minibus, a saloon or a traditional London black cab, Public Hire Insurance can cover you. We can offer policies for third party only; third party, fire and theft; and also comprehensive insurance depending on your needs.
Public Hire Taxi Insurance is essential for ‘London Black cabs’ or ‘Hackney Carriages’ and other public hire taxis operating across the UK. These taxis can be hailed down on the street by passengers waiting for a ride. Public hire taxis are commonly found in major cities like Liverpool City Centre, Greater Manchester and towns such as Knowsley, Southport and St Helens.
Since these areas have a higher density of public hire taxis, and vehicles on the road, there is an increased risk of road traffic accidents and other potential risks for drivers, passengers, and the hire vehicles. It is crucial to have the correct Metered Taxi Insurance to protect all parties involved in case of any incidents.
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Reliable Protection
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Future-Ready Solutions
Solutions at
Every Stage
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Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.
Tailored Solutions for Every Taxi Driver
Private Hire Taxi Insurance
Public Hire Taxi Insurance or Black Cab Insurance
Taxi Fleet Insurance
Taxi Breakdown Insurance
Weekly Taxi Insurance
Chauffeur Insurance
Insuring Your Taxi in 4 Simple Steps
- Request a Quote (Form submission)
- Customise Your Coverage
- Get Insured
- Manage Your Fleet Online
Solutions at
Every Stage
Smart Cover Starts Here
Insurance isn’t one-size-fits-all. Let’s explore options designed to match what matters most to you, with flexibility and clarity every step of the way.
Your Questions, Answered
Public hire taxi insurance is a specialised policy designed for vehicles that are licensed to pick up passengers without prior bookings. This type of insurance is legally required to ensure you, your passengers, and other road users are covered in case of accidents, damage, or injury.
Most policies include third-party liability, passenger cover, and damage to your vehicle. Additional options can include legal expenses, breakdown cover, and public liability protection to ensure comprehensive coverage for your taxi business.
Public hire taxis can pick up passengers without pre-booking (e.g., hailed on the street or from a taxi rank), while private hire vehicles can only carry pre-booked passengers. Insurance for public hire taxis typically involves higher risk, meaning specialised coverage is essential.
To lower your premium, consider:
- Maintaining a clean driving record
- Installing security features such as CCTV or telematics
- Increasing your voluntary excess
- Building up your no-claims bonus
Ready to help minimise your risk and uncertainty?
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Brown & Brown Insurance Brokers (UK) Limited is authorised and regulated by the Financial Conduct Authority (Reference Number 745618). Registered in England & Wales with number 09850559. Registered office: 7th Floor, Corn Exchange, 55 Mark Lane, London, EC3R 7NE