Private Hire Taxi Insurance

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Insurance You Can Rely On

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Private Hire Taxi Insurance

All taxi drivers are different, so our Private Hire Insurance policies are flexible and can be tailored based on your needs.

We can cover a wide variety of different vehicles on a Private Hire Insurance policy. So whether you drive a saloon, a minibus or an MPV, you can have peace of mind that you’re protected.

Depending on the level of cover you require, we can offer insurance for taxis and policies for Third party only, Third party, fire and theft, or comprehensive.

There are also options to cover yourself further with additional policies, such as Motor Legal Insurance.

Fill in the online form for a quick and easy taxi insurance quote today.

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Why Choose Us

Reliable Protection

We understand that one size doesn’t fit all. Our customised insurance solutions ensure that you get the coverage that best suits your needs – nothing more, nothing less.

Exceptional Support

Insurance is about trust, and we’re here when it matters most. Our dedicated team is ready to assist you with expert advice and fast claims processing.

Future-Ready Solutions

We embrace the latest technology to provide cutting-edge insurance solutions that keep you protected today and prepared for tomorrow.

Solutions at
Every Stage

Let’s Find the Right Fit Together

Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.

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Tailored Solutions for Every Taxi Driver

Private Hire Taxi Insurance

Private Hire Insurance or Hire & Reward Insurance, can cover taxis that collect pre-arranged pick-ups and pre-booked fares, and can include insurance for Uber, and other taxi-hailing apps. Therefore, you can cover your taxi or minicab on a third-party, third-party fire and theft, or comprehensive basis.

Public Hire Taxi Insurance or Black Cab Insurance

If you operate a taxi that can be hailed on the street or picked up from a designated rank, such as a London Hackney cab, obtaining Public Hire Taxi Insurance is essential. Metered Taxi Insurance can also cover you whether you drive a minibus, saloon, or a traditional taxi or black cab.

Taxi Fleet Insurance

Taxi Fleet Insurance starts at three taxis and is a great way to simplify your Fleet’s insurance, by providing one comprehensive Multi-Vehicle Taxi Insurance plan that can cover all the taxis in your fleet.

Taxi Breakdown Insurance

As a taxi driver, it is crucial to stay on the road to serve your customers and generate income. Any interruption in your ability to drive your taxi, such as a breakdown, not only causes inconvenience but also poses a significant financial setback. Protecting yourself and your businesses against such situations is paramount, therefore, taking out Taxi Breakdown Insurance is an important consideration. With this coverage, you can have peace of mind knowing that you are prepared for unexpected breakdowns, allowing your taxi business to run smoothly and uninterrupted.

Weekly Taxi Insurance

Short–Term Taxi Insurance, can offer temporary and flexible Vehicle Insurance if you require cover for as little as one week, and up to three months.

Chauffeur Insurance

As a chauffeur, operating prestigious and executive vehicles comes with its own set of responsibilities. It is crucial to secure the right insurance coverage in place to safeguard yourself, your vehicles, and your passengers. Securing the appropriate Chauffeur and Taxi Insurance is vital to help ensure you are protected while providing professional services.

Insuring Your Taxi in 4 Simple Steps

  1. Request a Quote
  2. Customize Your Coverage
  3. Get Insured
  4. Manage Your Fleet Online

Solutions at
Every Stage

Smart Cover Starts Here

Insurance isn’t one-size-fits-all. Let’s explore options designed to match what matters most to you, with flexibility and clarity every step of the way.

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Your Questions, Answered

What is private hire taxi insurance?

Private hire taxi insurance is a specialist insurance policy designed for vehicles that are pre-booked rather than hailed from the street. It covers drivers, passengers, and third parties in case of accidents, damage, or injury while operating as a private hire taxi.

What does private hire taxi insurance cover?

Cover typically includes:

  • Third-party liability – For injuries or damage to other vehicles or property.
  • Passenger liability – Protecting your passengers in case of an accident.
  • Comprehensive cover – For damage to your own vehicle.
  • Public liability insurance – Often required to cover claims made by passengers or pedestrians.

Is private hire taxi insurance a legal requirement?

Yes, if you operate a private hire taxi, you are legally required to have the appropriate insurance in place. Standard car insurance won’t cover you for carrying paying passengers, so you must have a specific private hire policy.

How can I reduce the cost of my private hire taxi insurance?

To lower your insurance premium, consider:

  • Building a no-claims bonus.
  • Installing a dashcam or GPS tracker.
  • Taking an advanced driving course.
  • Choosing a higher voluntary excess (if affordable).
  • Ensuring your vehicle has safety features and is well-maintained.

Ready to help minimise your risk and uncertainty?

Request a Quote

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Brown & Brown Insurance Brokers (UK) Limited is authorised and regulated by the Financial Conduct Authority (Reference Number 745618). Registered in England & Wales with number 09850559. Registered office: 7th Floor, Corn Exchange, 55 Mark Lane, London, EC3R 7NE

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