Insurance solutions you can trust
High Value Home Insurance
Exceptional Cover and Superior Personal Service
High Value Home Insurance
Brown & Brown are a market leading specialist, who are well placed to arrange great value insurance cover for your high value home, contents, jewellery, watches and fine art.
As a specialist broker we have access to market leading insurers many of whom do not deal directly with the general public. We will use our extended network of Insurance providers, to search the market and identify the most competitive rates available in the marketplace. We will provide you with a policy and cover which is most suitable/tailored to your individual needs and explain your options.
Customer Service and claims support are at the heart of everything we do.
Enquire today to get your bespoke Home Insurance quotation. Within our office hours, we endeavour to contact you within 15 minutes of your requested time.
Why Choose Us
Reliable Protection
Exceptional Support
Future-Ready Solutions
Solutions at
Every Stage
Let’s Find the Right Fit Together
Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.
Just some of the benefits to choosing Brown & Brown for your Insurance:*
Unlimited Rebuilding Cover for Buildings
Free Valuation for All Your Buildings
Cover for High Value Pedal Cycles and Sports Equipment
Worldwide Cover on All Contents, Personal Possessions & Jewellery
Jewellery, Watches and Contents Appraisal Service
Worldwide Travel Cover for Your Family
Warranty Free Policies – No Onerours Security Conditions
Cover for High Value Audio Visual and Technology Items
Holiday Home and Rental Property
*Cover can vary, and our specialist brokers will always explain your cover in detail.
Insuring Your Home in 3 Simple Steps
- Request a Quote
- Customize Your Coverage
- Get Insured
Solutions at
Every Stage
Smart Cover Starts Here
Insurance isn’t one-size-fits-all. Let’s explore options designed to match what matters most to you, with flexibility and clarity every step of the way.
Your Questions, Answered
High-value home insurance is a specialised policy designed for properties with a higher rebuild cost and valuable contents. It offers more comprehensive cover than standard home insurance, including protection for fine art, jewellery, antiques, and bespoke fittings.
You may need high-value home insurance if your property is worth over £500,000 or if you own expensive contents that exceed the limits of a standard home insurance policy. If you have specialist items such as designer furniture, valuable collections, or high-end technology, a tailored policy can ensure adequate protection.
Cover varies depending on the insurer, but policies typically include:
- Higher building and contents cover limits
- Worldwide cover for valuables such as jewellery and artwork
- Accidental damage as standard
- Alternative accommodation in case of major repairs
- Legal expenses and home emergency assistance
You can lower premiums by improving home security with high-quality locks, alarms, and CCTV. Regular valuations of jewellery and artwork can prevent over-insuring. Increasing your excess and bundling policies (e.g., home and car insurance) with the same insurer may also help reduce costs.
Ready to help minimise your risk and uncertainty?