Taxi Breakdown Insurance Insurance

A breakdown is more than just an inconvenience for taxi drivers – it’s lost income. Taxi breakdown insurance can offer peace of mind, ensuring you’re not left stranded if your vehicle fails. From roadside repairs to full recovery and replacement vehicles, taxi breakdown cover is designed to keep your business moving. As a broker, we help you find breakdown insurance solutions that fit your needs, vehicle type, and budget. Whether you work locally or nationwide, we’ll help you find solutions to stay covered 24/7 with support that understands the pressures of professional driving.

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How We Can Help

We understand that time off the road means money lost. That’s why we help taxi drivers find breakdown insurance that prioritises response times and tailored recovery. As insurance brokers, we have access to a wide panel of providers offering taxi-specific breakdown cover. This can include roadside assistance, home start, onward travel, and national recovery – plus optional extras like replacement vehicle hire. Whether you operate independently or as part of a fleet, we can help you find a cost-effective plan that suits your daily demands. Our team makes it easy to compare your options and choose the right level of taxi breakdown insurance, stay protected with cover that keeps your taxi business moving, day or night.

Top Up Your Taxi Cover

Taxi Insurance

Taxi Insurance or Minicab Insurance is a customised insurance policy specifically tailored for vehicles used in commercial hire. As a taxi driver in the UK, it is important to have the right level of cover, since a standard Car Insurance policy will not necessarily provide adequate protection. Securing insurance for your taxi or taxi business can help protect you and your vehicles, as well as any customers. Insurance products can include Public Hire Insurance, Private Hire Insurance, Taxi Fleet Insurance, Taxi Breakdown Insurance, Weekly Insurance, and Chauffeur Insurance.

Motor Legal Protection

Motor Legal Protection is an optional but valuable add-on to your public or private hire taxi insurance. It can provide up to £100,000 in cover for legal expenses following a non-fault road traffic accident, helping you reclaim uninsured losses such as your excess, repair costs, and loss of earnings. With the introduction of the Civil Liability Act 2018 (Whiplash reforms), having this protection is more important than ever, as legal representation and solicitor fees are no longer automatically covered by the at-fault insurer. It can also include a replacement plated taxi, keeping you on the road while your vehicle is repaired. This cover offers peace of mind, saving you time, stress, and money when it matters most.

Public Liability Insurance

Public Liability Insurance is essential for taxi drivers, offering protection if a passenger or member of the public is injured or suffers property damage due to your negligence. Standard taxi insurance may not include this cover, which is especially important if you have council contracts, such as school runs. It can cover legal expenses, third-party injury, death, and property damage – giving you peace of mind and financial protection if a claim is made against you.

Excess Protection Insurance

Excess Protection Insurance helps you to reclaim the excess you’ve paid following a successful insurance claim, helping to avoid out-of-pocket costs. It works alongside your existing taxi insurance and is especially useful for drivers with high excess amounts, such as younger or new drivers. The repair costs must exceed the excess, which is reimbursed once the claim is settled. Note that it doesn’t usually cover glass replacement.

Explore Other Solutions

Private Hire Taxi Insurance

Public Hire Taxi Insurance

Taxi Fleet Insurance