Keep Your Taxi Moving
Private Hire Taxi Insurance
Private Hire Taxi Insurance
Our flexible Private Hire Insurance policies can be tailored based on your needs, whether you drive a car, minibus or MPV. We know that every taxi driver is different, so your insurance should be too.
Our specialist teammates have years of experience helping taxi drivers to place their insurance, working with our panel of insurers to build a bespoke package.
Fill in the online form for a quick and easy taxi insurance quote today.
Fill in the form and we’ll be in touch with solutions made for you!
How We Can Help
As well as offering Comprehensive; Third Party, Fire and Theft; and Third Party Only policies, our team can also provide cover with additional solutions including Motor Legal Insurance and Breakdown Cover.
What is Typically Covered?
- Third Party Liability
- Accidental Damage Cover
- Theft Cover
- Breakdown Assistance
What is Typically Not Covered?
- General deterioration and wear and tear
- Loss of damage to contents, such as navigation or communications equipment
Top Up Your Taxi Cover
Taxi Breakdown Insurance
Taxi Breakdown Insurance helps keep you on the road and earning, offering peace of mind in the event of a mechanical or electrical fault. Depending on the cover level, it can include roadside assistance, recovery to a local garage, misfuelling, lost keys, flat batteries, and even onward travel for you and your passengers. With options like nationwide recovery and home start, it ensures you’re covered from start to finish. Policies are available with or without taxi insurance, and can be paid in full or monthly.
Motor Legal Protection
Motor Legal Protection is an optional but valuable add-on to your public or private hire taxi insurance. It can provide up to £100,000 in cover for legal expenses following a non-fault road traffic accident, helping you reclaim uninsured losses such as your excess, repair costs, and loss of earnings. With the introduction of the Civil Liability Act 2018 (Whiplash reforms), having this protection is more important than ever, as legal representation and solicitor fees are no longer automatically covered by the at-fault insurer. It can also include a replacement plated taxi, keeping you on the road while your vehicle is repaired. This cover offers peace of mind, saving you time, stress, and money when it matters most.
Public Liability Insurance
Public Liability Insurance is essential for taxi drivers, offering protection if a passenger or member of the public is injured or suffers property damage due to your negligence. Standard taxi insurance may not include this cover, which is especially important if you have council contracts, such as school runs. It can cover legal expenses, third-party injury, death, and property damage – giving you peace of mind and financial protection if a claim is made against you.
Excess Protection Insurance
Excess Protection Insurance helps you to reclaim the excess you’ve paid following a successful insurance claim, helping to avoid out-of-pocket costs. It works alongside your existing taxi insurance and is especially useful for drivers with high excess amounts, such as younger or new drivers. The repair costs must exceed the excess, which is reimbursed once the claim is settled. Note that it doesn’t usually cover glass replacement.