Chauffeur Insurance Insurance

Chauffeur insurance is different from standard private hire policies. It covers high-value vehicles, offers enhanced liability protection, and caters to the needs of executive and VIP transport.

Whether you drive for business clients, events, or luxury travel services, you need insurance that reflects your professional standards. As a specialist broker, we help you access chauffeur insurance designed for quality and peace of mind.

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How We Can Help

As brokers, we connect executive drivers with chauffeur insurance that matches the high standards of their service. Whether you’re self-employed or run a fleet, we find tailored solutions that include luxury vehicle cover, public liability, and optional extras like passenger effects, replacement vehicles, and even cover for your uniform or onboard tech.

We understand the importance of discretion, reliability, and presentation in your work – and your insurance should reflect that. Our team works with leading UK insurers to compare policies and recommend cover that keeps your business protected and compliant. Whether you specialise in weddings, business travel, or airport transfers, we’ll ensure your chauffeur insurance works as professionally as you do.

Chauffeur Opening Door For Businesswoman

Top Up Your Taxi Cover

Taxi Breakdown Insurance

Taxi Breakdown Insurance helps keep you on the road and earning, offering peace of mind in the event of a mechanical or electrical fault. Depending on the cover level, it can include roadside assistance, recovery to a local garage, misfuelling, lost keys, flat batteries, and even onward travel for you and your passengers. With options like nationwide recovery and home start, it ensures you’re covered from start to finish. Policies are available with or without taxi insurance, and can be paid in full or monthly.

Motor Legal Protection

Motor Legal Protection is an optional but valuable add-on to your public or private hire taxi insurance. It can provide up to £100,000 in cover for legal expenses following a non-fault road traffic accident, helping you reclaim uninsured losses such as your excess, repair costs, and loss of earnings. With the introduction of the Civil Liability Act 2018 (Whiplash reforms), having this protection is more important than ever, as legal representation and solicitor fees are no longer automatically covered by the at-fault insurer. It can also include a replacement plated taxi, keeping you on the road while your vehicle is repaired. This cover offers peace of mind, saving you time, stress, and money when it matters most.

Public Liability Insurance

Public Liability Insurance is essential for taxi drivers, offering protection if a passenger or member of the public is injured or suffers property damage due to your negligence. Standard taxi insurance may not include this cover, which is especially important if you have council contracts, such as school runs. It can cover legal expenses, third-party injury, death, and property damage – giving you peace of mind and financial protection if a claim is made against you.

Excess Protection Insurance

Excess Protection Insurance helps you to reclaim the excess you’ve paid following a successful insurance claim, helping to avoid out-of-pocket costs. It works alongside your existing taxi insurance and is especially useful for drivers with high excess amounts, such as younger or new drivers. The repair costs must exceed the excess, which is reimbursed once the claim is settled. Note that it doesn’t usually cover glass replacement.

Explore Other Solutions

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