It is crucial for all contractors to have the necessary protections in place, in the event of unexpected circumstances. As a self-employed contractor or construction related business, it is essential to be aware of the various risks involved. These risks can include the contract works & plant & equipment plus the potential liabilities for accidents and injuries, that may occur during your work. There is also a possibility of sustaining personal accidents or damaging essential business equipment. Consequently, the specialist team at Brown & Brown aim to provide our customers with a comprehensive Contractors Insurance policy, helping to mitigate these risks and protect your business.

We understand that the cover you choose will depend on your circumstances, and our team at Brown & Brown will take the time to understand these needs and help ensure that the cover provided meets your specific requirements. If you have any questions or want to explore your options, please contact the team.

• Contract Works – provides cover for the extension or new build which forms the contract works.
• Plant & Equipment – protection of both Own & Hired in plant plus hand tools.
• Public Liability – Whether it is a claim related to personal injury or property damage, having Public Liability Cover in place can provide peace of mind and financial security for your business in covering your Legal Liabilities in connection with the business causing damage or injury to third parties.
• Product Liability – Likewise this can cover your Legal Liabilities regarding compensation claims for injuries or property damage to third parties caused by products sold or supplied.
• Employer’s Liability – Employers’ Liability Insurance offers protection by covering the Legal Liabilities associated with compensating employees who sustain injuries or fall ill as a result of their work.
• There are many variable covers that may be part of the package including, but not limited to; Professional Indemnity, Personal Accident, Legal Expenses.

• Mistakes or negligence in advice or design
• Franchise or agency agreements