Bespoke Fine Art & Collectibles Cover
Specialist solutions for Fine Art and Collections
Overview
Working with trusted insurers and leading valuers, Brown & Brown provides bespoke protection and specialist guidance for collectors and private clients. Whether your collection is displayed at home, loaned to galleries or held in storage, we offer discreet, comprehensive and flexible cover. With Brown & Brown, your fine art and treasured possessions are safeguarded with precision, professionalism and genuine understanding.
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How We Can Help
Fine art and collectibles require specialist care – not only in how they’re handled and displayed, but also in how they’re insured. At Brown & Brown, we take the time to understand your collection and arrange cover that protects it, both individually and as part of your wider insurance portfolio.
Our solutions extend beyond paintings and sculpture to include antique furniture, silver, clocks, glass, porcelain and other precious objects. Many standard home policies impose restrictive limits on valuable items, often leading to underinsurance. By specifying key pieces separately, you not only ensure accurate protection but may also benefit from reduced premiums.
We work closely with leading insurers renowned for their expertise in high-value collections, providing tailored cover for risks such as accidental damage, theft, loss in transit and damage during restoration or exhibition. If your collection is displayed across multiple locations or loaned to galleries, we can extend your cover seamlessly to include these exposures.
Brown & Brown also maintains relationships with respected valuers, conservators and security specialists who can assist with appraisals, documentation and preventive advice. Your dedicated account team oversees every aspect of your policy, ensuring claims are handled sensitively and efficiently.
With Brown & Brown, your fine art and antiques receive the same thoughtful, meticulous attention that went into acquiring them – preserving their beauty, significance and value for years to come.
Solutions at
Every Stage
Let’s Find the Right Fit Together
Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.
Why Choose Us
Trusted Advisors
Tailored Solutions
Claims and Policy Support
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Your Questions, Answered
Fine art insurance provides specialist protection for valuable items such as paintings, sculptures, antiques, silver, porcelain and other collectibles. Cover typically includes accidental damage, theft, fire, flood and loss in transit or during display. Unlike standard household policies, fine art insurance is tailored to the individual value and nature of each item, ensuring it’s protected for its true worth. Brown & Brown works with insurers who specialise in high-value art and collectibles, providing comprehensive protection whether your pieces are displayed at home, stored in a vault or exhibited publicly. Our service ensures every detail of your collection is properly insured.
Most standard contents policies impose single-item limits, which may not be sufficient for valuable artworks or antiques. By listing key pieces separately within your policy, you ensure they are insured for their full value and avoid restrictions on claims. Specifying items can also result in lower premiums, as insurers can more accurately assess risk. At Brown & Brown, we help you catalogue and appraise your collection, ensuring each piece is valued correctly. This approach provides complete clarity, tailored protection and peace of mind that every item – no matter how rare or significant – is properly covered.
Yes. Brown & Brown maintains relationships with leading valuers and experts who can provide professional appraisals for your fine art, antiques and collectibles. Accurate valuations are essential for ensuring your items are insured correctly and that claims are settled fairly. We can coordinate valuations on your behalf, helping you maintain up-to-date documentation and market-based assessments. Our network includes specialists in paintings, furniture, silver, porcelain and decorative arts. Whether you’re insuring a single artwork or an extensive collection, we’ll ensure every piece is correctly valued and protected through insurers who understand the unique nature of fine art assets.
Yes. We can arrange cover for artworks and collectibles while they are on loan to exhibitions or in transit between locations. These policies protect against accidental damage, theft and loss during packing, shipping or installation. We work with insurers who understand the sensitivities of fine art movement and can provide flexible, international cover when required. Whether your collection is displayed across multiple homes or loaned for public exhibition, Brown & Brown ensures consistent protection at every stage. Your account team oversees all adjustments to your policy, ensuring continuous and comprehensive cover wherever your art travels.