Protecting Your Pub: Why Insurance is a Must-Have

Running a pub is more than just pulling pints and serving food, it’s about creating a welcoming space where customers feel at home. But with so much happening every day, pubs face a unique set of risks, from accidental damage and theft to customer injuries or staff incidents.

That’s where pub insurance comes in. Whether you own a traditional village inn, a lively city bar, or a trendy gastropub, having the right insurance ensures your business is covered if the unexpected happens. With tailored protection, you can focus on keeping your customers happy, without worrying about the “what ifs.”

Pub insurance is a specialist policy designed to safeguard pub owners against the wide range of risks that come with running a licensed premises.

A good pub insurance policy typically covers essential areas like public liability, to protect you if a customer is injured on-site, and employer’s liability, which is a legal requirement if you have staff.

It can also include cover for contents and stock, business interruption if you need to close unexpectedly, and licensing protection in case your alcohol license comes under threat.

With so many moving parts in a pub, from the kitchen to the bar to the beer garden, comprehensive pub insurance gives you the peace of mind to handle whatever comes your way.