{"id":2858,"date":"2023-06-01T10:52:03","date_gmt":"2023-06-01T15:52:03","guid":{"rendered":"https:\/\/www.bbrown.com\/?post_type=case_study&p=2858"},"modified":"2023-06-01T15:35:01","modified_gmt":"2023-06-01T20:35:01","slug":"exposure-evaluation-school-district","status":"publish","type":"case_study","link":"https:\/\/www.bbrown.com\/ie\/case-study\/exposure-evaluation-school-district\/","title":{"rendered":"Full Risk Exposure Evaluation Reveals Savings Opportunities for School District"},"content":{"rendered":"

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Case Study<\/p>\n

\n Full Risk Exposure Evaluation Reveals Savings Opportunities for School District\n <\/h1>\n\t\n <\/div>\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_row row_padding_bottom=”pb-2″ full_width=”stretch_row” equal_height=”yes” content_placement=”bottom”][vc_column width=”1\/4″][vc_single_image image=”791″ img_size=”full”][\/vc_column][vc_column width=”3\/4″]\n
\n \n

\n The Request\n <\/h2>\n\t\n <\/div>[vc_column_text]<\/p>\n

Seeking broker with property, casualty and workers\u2019 compensation insurance capabilities<\/h3>\n

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Company Profile<\/strong><\/h4>\n

Industry: \u00a0U.S. School District<\/strong><\/p>\n

A school board sought a broker with experience in all lines of property, casualty and workers\u2019 compensation insurance. After providing a comprehensive and financially strategic proposal to help meet the district\u2019s needs, Brown & Brown was selected as the district\u2019s broker.[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_padding_bottom=”pb-2″ full_width=”stretch_row” equal_height=”yes” content_placement=”bottom” css=”.vc_custom_1638896243466{background-color: #eaeaec !important;}”][vc_column width=”1\/4″][vc_single_image image=”794″ img_size=”full”][\/vc_column][vc_column width=”3\/4″]\n

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\n The Solution\n <\/h2>\n\t\n <\/div>[vc_column_text]<\/p>\n

Performed full risk exposure evaluation, appraised buildings to obtain more favorable property terms and helped implement new data management process<\/h3>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_padding_top=”pt-1″ full_width=”stretch_row” css=”.vc_custom_1638896256859{background-color: #eaeaec !important;}”][vc_column][vc_column_text]Brown & Brown completed a full risk exposure evaluation and discovered additional savings opportunities. Beyond finding improved solutions for insurance placements, Brown & Brown discovered that over half of the district\u2019s structures were misclassified, causing the district significant expense. Additionally, the Brown & Brown team appraised the district\u2019s buildings to have accurate, current values that provided the reliable secondary underwriting data necessary to obtain more favorable property terms, conditions and rates.<\/p>\n

Finally, the team supported the customer by drafting new purchasing procedures and insurance contractor requirements and setting up a data management process for property and automobile maintenance schedules.[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_padding_bottom=”pb-2″ equal_height=”yes” content_placement=”bottom”][vc_column width=”1\/4″][vc_single_image image=”792″ img_size=”full”][\/vc_column][vc_column width=”3\/4″]\n

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\n The Results\n <\/h2>\n\t\n <\/div>[vc_column_text]<\/p>\n

Over $2M in savings on property insurance, $300k in rate savings and additional savings in other district costs<\/h3>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_padding_top=”pt-2″ equal_height=”yes” content_placement=”middle”][vc_column][vc_column_text]After its first renewal with Brown & Brown, the company saved $2,831,000 on its property insurance, and a substantial increase in the windstorm loss limit. After reclassifying the structures, the district saw rate savings of approximately $300,000. In another instance, the team found that moving the District Builder\u2019s Risk coverage from the district\u2019s building and into the direct insurance marketplace saved over $200k in construction-related costs over a five-year period.[\/vc_column_text][vc_single_image image=”1423″ img_size=”medium” onclick=”custom_link” img_link_target=”_blank” link=”https:\/\/www.bbrown.com\/wp-content\/uploads\/2023\/06\/Case-Study-\u2013-Pubilc-Entity-2-\u2013-Brown-Brown-Web.pdf”][\/vc_column][\/vc_row][vc_row][vc_column]\n

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Ready to help minimize your risk and uncertainty?<\/p>\n

\n Contact us for more information.\n <\/h2>\n\t\n <\/div>\t
\n\t\t\t\t\t\n\t\t\t\tContact Us<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][vc_row][vc_column][vc_separator][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]DISCLAIMER:<\/span>\u00a0<\/span>Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.<\/span>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

Learn how Brown & Brown helped a U.S. school district save over $2 million on property insurance.<\/p>\n","protected":false},"author":66,"featured_media":2828,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"service":[],"industry":[76],"location":[17],"class_list":["post-2858","case_study","type-case_study","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nFull Risk Exposure Evaluation Reveals Savings Opportunities for School District - Brown & Brown<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bbrown.com\/ie\/case-study\/exposure-evaluation-school-district\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Full Risk Exposure Evaluation Reveals Savings Opportunities for School District\" \/>\n<meta property=\"og:description\" content=\"Learn how Brown & Brown helped a U.S. school district save over $2 million on property insurance.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.bbrown.com\/ie\/case-study\/exposure-evaluation-school-district\/\" \/>\n<meta property=\"og:site_name\" content=\"Brown & Brown\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-01T20:35:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.bbrown.com\/wp-content\/uploads\/2023\/05\/AdobeStock_35113458-scaled.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1703\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.bbrown.com\/ie\/case-study\/exposure-evaluation-school-district\/\",\"url\":\"https:\/\/www.bbrown.com\/ie\/case-study\/exposure-evaluation-school-district\/\",\"name\":\"Full Risk Exposure Evaluation Reveals Savings Opportunities for School District - 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